Oxford Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ofcu.org

207-369-9976

225 River Rd
Mexico, ME 04257

Oxford Federal Credit Union is headquartered in MEXICO and is the 14^th largest credit union in the state of Maine. It is also the 937^th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 45 employees and 19,640 members at 2 locations. Oxford Federal Credit Union's money market rates are 7X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Oxford Federal Credit Union is open to those who live, work, worship, or attend school in the Maine counties of Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, or York.
See current membership details

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	2645
Year Chartered	1938
Employees	45
Primary Regulator

Profit Margin
Return on Assets - YTD	1.48%
Return on Equity - YTD	9.55%
Annual Interest Income	$4.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$350.5MM$318.1MM
Loans	Q1 2025vs Q1 2024	$217.4MM$213.7MM
Deposits	Q1 2025vs Q1 2024	$295.2MM$268.5MM
Equity Capital	Q1 2025vs Q1 2024	$53MM$47.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.6MM$1.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$1.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oxford Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Club Account
0.10%	$5	-	Shares Account

Oxford Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%^*	$75k^*	-	Money Market Account
OTHER TIERS: 2.50% → $2.5k - $25k \| 2.75% → $25k - $75k

Oxford Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	6 Month Certificate
4.00%	$1k	-	12 Month Certificate
3.90%	$1k	-	24 Month Certificate
3.90%	$1k	-	36 Month Certificate
3.80%	$1k	-	48 Month Certificate
3.80%	$1k	-	60 Month Certificate
2.75%	$500	-	3 Month Certificate

Oxford Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	6 Month IRA
4.00%	$1k	-	12 Month IRA
3.90%	$1k	-	24 Month IRA
3.90%	$1k	-	36 Month IRA
3.80%	$1k	-	48 Month IRA
3.80%	$1k	-	60 Month IRA
2.75%	$500	-	3 Month IRA
0.10%	$0	-	IRA Shares Account

Locations

Oxford Federal Credit Union Locations
Branch Office	225 RIVER RD	MEXICO, ME 04257
Branch Office	54 FAIR ST	NORWAY, ME 04268

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