Ozark Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ozarkbank.com

417-581-2321

106-112 North 2nd Avenue
Ozark, MO 65721

Ozark Bank is headquartered in OZARK and is the 91^st largest bank in the state of Missouri. It is also the 2,300^th largest bank in the nation. It was established in 1906 and as of March of 2025, it had grown to 50 employees at 4 locations. Ozark Bank's CD rates are 73% higher than the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	1654
Year Established	1906
Employees	50
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.46%
Return on Equity - YTD	21.66%
Annual Interest Income	$5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$344.9MM$366.8MM
Loans	Q1 2025vs Q1 2024	$253.8MM$239.8MM
Deposits	Q1 2025vs Q1 2024	$298.7MM$301.4MM
Equity Capital	Q1 2025vs Q1 2024	$25.2MM$22.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3MM$3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ozark Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Personal Savings Account
0.10%	$0	-	Personal Savings For Minors

Ozark Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$50k^*	-	Performance Money Market
OTHER TIERS: 0.05% → $2k - $10k \| 0.10% → $10k - $50k
0.20%^*	$100k^*	-	Century Money Market Account
OTHER TIERS: 0.10% → $25k - $100k

Ozark Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$0	$100k	Show-Me Checking
OTHER TIERS: 0.10% → $100k+
0.15%^*	$25k^*	-	I-Secure Checking
OTHER TIERS: 0.05% → $0 - $10k \| 0.10% → $10k - $25k

Ozark Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.66%	$1k	-	36-47 Month CD
1.61%	$1k	-	24-35 Month CD
1.61%	$1k	-	60 Month CD
1.56%	$1k	-	12-23 Month CD
1.51%	$1k	-	182-364 Day CD
1.51%	$1k	-	90 - 181 Day CD
1.40%	$1k	-	48-59 Month CD

Ozark Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.66%	$0	-	36-47 Month IRA
1.61%	$0	-	24-35 Month IRA
1.61%	$0	-	60 Month IRA
1.56%	$0	-	12-23 Month IRA
1.40%	$0	-	48-59 Month IRA

Locations

Ozark Bank Locations
Ozark Bank	106 N 2nd Ave	Ozark, MO 65721
Ozark Branch	1351 West State Highway Nn	Ozark, MO 65721
Nixa Facility	410 Massey Boulevard	Nixa, MO 65714
Drive-In Branch	State Highway 14	Ozark, MO 65721

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