Ozark Bank

Overview / Commentary
106-112 North 2nd Avenue
Ozark, MO 65721

Ozark Bank is headquartered in OZARK and is the 90th largest bank in the state of Missouri. It is also the 2,319th largest bank in the nation. It was established in 1906 and as of September of 2023, it had grown to 53 employees at 4 locations. Ozark Bank has a B health rating.


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Health Grade Components

FDIC Certificate #1654
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD18.93%
Annual Interest Income$12.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$325.4MM$324MM
LoansQ3 2023vs Q3 2022$229.4MM$208.7MM
DepositsQ3 2023vs Q3 2022$283.7MM$303.8MM
Equity CapitalQ3 2023vs Q3 2022$20.4MM$19.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.9MM$2.7MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$0$0
Real Estate OwnedQ3 2023vs Q3 2022$0$0

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Ozark Bank Locations
Ozark Bank106 N 2nd AveOzark, MO 65721
Ozark Branch1351 West State Highway NnOzark, MO 65721
Nixa Facility410 Massey BoulevardNixa, MO 65714
Drive-In BranchState Highway 14Ozark, MO 65721

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