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Overview / Commentary
106-112 North 2nd Avenue
Ozark, MO 65721

Ozark Bank is headquartered in Ozark and is the 107th largest bank in the state of Missouri. It is also the 2,930th largest bank in the nation. It was established in 1906 and as of September of 2016, it had grown to 57 employees at 4 locations. Ozark Bank has an A+ health rating.

Reviews (1)

What A JOKE!

Posted by: Melissa74 | May 7, 2011

Today I went to get a vehicle loan from these people.  This is a bank I have paid 3 vehicles off with EARLY!!  I never made a payment one day late.  Being loyal and responsible to these people got me no where.  If I had it to do over I would have made my payments when I got in the mood.  You may think I'm just an upset customer and you would be right, but to me it says something when I got my first car loan at 19 with Ozark Bank and now at 37 can not.


Health Grade Components

FDIC Certificate #1654
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.1%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$205.3MM$196.8MM
LoansQ3 2016vs Q3 2015$140.5MM$138.1MM
DepositsQ3 2016vs Q3 2015$179.1MM$171.0MM
Equity CapitalQ3 2016vs Q3 2015$25.3MM$24.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.8MM$1.7MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$353.00K$0
Real Estate OwnedQ3 2016vs Q3 2015$0$1.2MM

Rates for Ozark Bank are currently being reviewed.


Ozark Bank Locations
Ozark Bank106-112 North 2nd AvenueOzark, MO 65721
Ozark Branch1351 West State Highway NnOzark, MO 65721
Nixa Facility410 Massey BoulevardNixa, MO 65714
Drive-In BranchState Highway 14Ozark, MO 65721