Ozark Bank is headquartered in Ozark and is the 86th largest bank in the state of Missouri. It is also the 2,344th largest bank in the nation. It was established in 1906 and as of December of 2018, it had grown to 59 employees at 4 locations. Ozark Bank's money market rates are 36% higher than the national average, and it has an A health rating.
What A JOKE!
Today I went to get a vehicle loan from these people. This is a bank I have paid 3 vehicles off with EARLY!! I never made a payment one day late. Being loyal and responsible to these people got me no where. If I had it to do over I would have made my payments when I got in the mood. You may think I'm just an upset customer and you would be right, but to me it says something when I got my first car loan at 19 with Ozark Bank and now at 37 can not.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1654 |
| Year Established | 1906 |
| Employees | 59 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 10.25% |
| Annual Interest Income | $9.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $273.6MM$259.1MM |
| Loans | Q4 2018vs Q4 2017 | $164.5MM$157.8MM |
| Deposits | Q4 2018vs Q4 2017 | $248.6MM$234.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $24.2MM$24.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.5MM$1.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $0$30.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Ozark Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Ozark Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Personal Savings Account | |
| 0.20% | - | - | Personal Savings For Minors |
Ozark Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $100k* | - | Century Money Market Account | ||
| OTHER TIERS: 0.30% → $25k - $100k | |||||
| 0.45%* | $50k* | - | Performance Money Market | ||
| OTHER TIERS: 0.15% → $2k - $10k | 0.30% → $10k - $50k | |||||
Ozark Bank Checking Account Rates
Ozark Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.95% | $1k | - | 60 Month CD | |
| 1.65% | $1k | - | 48-59 Month CD | |
| 1.40% | $1k | - | 36-47 Month CD | |
| 1.25% | $1k | - | 24-35 Month CD | |
| 0.95% | $1k | - | 12-23 Month CD | |
| 0.65% | $1k | - | 182-364 Day CD | |
| 0.15% | $1k | - | 90 - 181 Day CD |
Ozark Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.95% | $1k | - | 60 Month IRA | |
| 1.65% | $1k | - | 48-59 Month IRA | |
| 1.40% | $1k | - | 36-47 Month IRA | |
| 1.25% | $1k | - | 24-35 Month IRA | |
| 0.95% | $1k | - | 12-23 Month IRA |
| Ozark Bank Locations | ||
|---|---|---|
| Ozark Bank | 106-112 North 2nd Avenue | Ozark, MO 65721 |
| Ozark Branch | 1351 West State Highway Nn | Ozark, MO 65721 |
| Nixa Facility | 410 Massey Boulevard | Nixa, MO 65714 |
| Drive-In Branch | State Highway 14 | Ozark, MO 65721 |