Ozark Federal Credit Union
LOCATIONS
6
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.75% APY
5 Year CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.75% | 5-year CD | 5 Year CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.85% | 1-year CD | 1 Year CD |
| 0.40% | Savings | Savings Account |
Overview / Commentary
Ozark Federal Credit Union is headquartered in Poplar Bluff and is the 36th largest credit union in the state of Missouri. It is also the 2,186th largest credit union in the nation. It was established in 1952 and as of December of 2017, it had grown to 32 employees and 11,115 members at 6 locations. Ozark Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship in Butler, Carter, Dunklin, Ripley, Stoddard or Wayne counties in Missouri.
See current membership details
Health
B+
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ozark Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7641 |
| Year Chartered | 1952 |
| Employees | 32 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.24% |
| Return on Equity - YTD | 2.34% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $57.0MM$55.8MM |
| Loans | Q4 2017vs Q4 2016 | $43.2MM$36.8MM |
| Deposits | Q4 2017vs Q4 2016 | $50.7MM$49.4MM |
| Equity Capital | Q4 2017vs Q4 2016 | $5.8MM$5.7MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $258.00K$211.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $325.00K$276.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
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Always verify rates and promotions with the bank or credit union. We are not Ozark Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Ozark Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | IRA Share | |
| 1.00% | - | - | Roth IRA Share | |
| 0.40% | $50 | - | Savings Account | |
| 0.25% | - | - | Club Accounts | |
| 0.25% | - | - | Zoe's Club Account |
Ozark Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $200 | - | Checking Account |
Ozark Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.75% | $500 | - | 5 Year CD | |
| 1.50% | $500 | - | 3 Year CD | |
| 1.50% | $500 | - | 4 Year CD | |
| 1.25% | $500 | - | 2 Year CD | |
| 0.85% | $500 | - | 1 Year CD | |
| 0.65% | $500 | - | 6 Month CD | |
| 0.40% | $500 | - | 3 Month CD |
Ozark Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.75% | $500 | - | 5 Year IRA | |
| 1.50% | $500 | - | 3 Year IRA | |
| 1.50% | $500 | - | 4 Year IRA | |
| 1.25% | $500 | - | 2 Year IRA | |
| 0.85% | $500 | - | 1 Year IRA |
Locations
| Ozark Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1500 N Westwood Blvd | Poplar Bluff, MO 63901 |
| Branch Office | 2438 Katy LN | Poplar Bluff, MO 63901-2304 |
| Branch Office | 1616 W Business US Highway 60 | Dexter, MO 63841-2837 |
| Branch Office | 221 N 5th St | Poplar Bluff, MO 63901-5111 |
| Branch Office | 101 S Main ST | Piedmont, MO 63957-1562 |
| Branch Office | 241 E Highway St | Doniphan, MO 63935-1025 |