Ozark Federal Credit Union
LOCATIONS
6
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
3.00% APY
5 Year CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 3.00% | 5-year CD | 5 Year CD 3.00% - Barclays 60 Month Online CD |
| 2.00% | 1-year CD | 1 Year CD 2.30% - Ally Bank High Yield 12-Month CD |
| 0.40% | Savings | Savings Account |
Overview / Commentary
Ozark Federal Credit Union is headquartered in Poplar Bluff and is the 37th largest credit union in the state of Missouri. It is also the 2,170th largest credit union in the nation. It was established in 1952 and as of March of 2018, it had grown to 33 employees and 11,361 members at 6 locations. Ozark Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship in Butler, Carter, Dunklin, Ripley, Stoddard or Wayne counties in Missouri.
See current membership details
Health
B+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ozark Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7641 |
| Year Chartered | 1952 |
| Employees | 33 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.9% |
| Return on Equity - YTD | 8.83% |
| Annual Interest Income | $629.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $59.3MM$58.0MM |
| Loans | Q1 2018vs Q1 2017 | $43.7MM$37.2MM |
| Deposits | Q1 2018vs Q1 2017 | $52.9MM$51.5MM |
| Equity Capital | Q1 2018vs Q1 2017 | $5.9MM$5.7MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $236.00K$212.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $282.00K$204.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
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Always verify rates and promotions with the bank or credit union. We are not Ozark Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Ozark Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | IRA Share | |
| 1.00% | - | - | Roth IRA Share | |
| 0.40% | $50 | - | Savings Account | |
| 0.25% | - | - | Club Accounts | |
| 0.25% | - | - | Zoe's Club Account |
Ozark Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $200 | - | Checking Account |
Ozark Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 5 Year CD | |
| 2.50% | $500 | - | 3 Year CD | |
| 2.50% | $500 | - | 4 Year CD | |
| 2.25% | $500 | - | 2 Year CD | |
| 2.00% | $500 | - | 1 Year CD | |
| 1.00% | $500 | - | 6 Month CD | |
| 0.75% | $500 | - | 3 Month CD |
Ozark Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 5 Year IRA | |
| 2.50% | $500 | - | 3 Year IRA | |
| 2.50% | $500 | - | 4 Year IRA | |
| 2.25% | $500 | - | 2 Year IRA | |
| 2.00% | $500 | - | 1 Year IRA |
Locations
| Ozark Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1500 N Westwood Blvd | Poplar Bluff, MO 63901 |
| Branch Office | 2438 Katy LN | Poplar Bluff, MO 63901-2304 |
| Branch Office | 1616 W Business US Highway 60 | Dexter, MO 63841-2837 |
| Branch Office | 221 N 5th St | Poplar Bluff, MO 63901-5111 |
| Branch Office | 101 S Main ST | Piedmont, MO 63957-1562 |
| Branch Office | 241 E Highway St | Doniphan, MO 63935-1025 |