Featured Savings Rates
Featured Accounts

P C Federal Credit Union

Popular Accounts at this Credit Union

1.20%1-year CD12 Month CD
0.60%SavingsRegular Share Accounts
1.60%2-year CD24 Month CD

Overview / Commentary
203 N Main St
Port Allegany, PA 16743

P C Federal Credit Union is headquartered in Port Allegany and is the 241st largest credit union in the state of Pennsylvania. It is also the 4,138th largest credit union in the nation. It was established in 1955 and as of December of 2016, it had grown to 5 employees and 1,635 members at 2 locations. P C Federal Credit Union's CD rates are 33% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees or retirees of Pittsburgh Corning Corporation, International Waxes, Inc., McKean County, Buckler Transport Inc., Costa's Supermarkets, Costa's Ace Hardware, Walker Petroleum Service, Inc., or Duffy, Inc.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. P C Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10704
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.62%
Annual Interest Income$426.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$10.7MM$10.0MM
LoansQ4 2016vs Q4 2015$7.3MM$7.4MM
DepositsQ4 2016vs Q4 2015$9.4MM$8.7MM
Equity CapitalQ4 2016vs Q4 2015$1.3MM$1.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$31.00K$24.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$284.00K$230.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

P C Federal Credit Union Savings Account Rates

0.60%$100-Regular Share Accounts
0.60%$100-Christmas Club Shares Account
0.60%$100-Vacation Club Shares Account

P C Federal Credit Union CD Rates

1.60%*$50k*-24 Month CD
OTHER TIERS: 0.90% $1k - $5k | 1.00% $5k - $10k | 1.20% $10k - $25k | 1.30% $25k - $50k
1.40%*$50k*-18 Month CD
OTHER TIERS: 0.80% $1k - $5k | 0.90% $5k - $10k | 1.10% $10k - $25k | 1.20% $25k - $50k
1.20%*$50k*-12 Month CD
OTHER TIERS: 0.70% $1k - $5k | 0.80% $5k - $10k | 1.00% $10k - $25k | 1.10% $25k - $50k
0.90%*$10k*-6 Month CD
OTHER TIERS: 0.60% $1k - $5k | 0.70% $5k - $10k

P C Federal Credit Union Locations
Branch Office65 Route 446Smethport, PA 16749-5413
Branch Office203 N Main StPort Allegany, PA 16743