P C Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.20%	1-year CD	12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD
0.60%	Savings	Regular Share Accounts 1.20% - Ally Bank Online Savings Account
1.60%	2-year CD	24 Month CD 1.50% - Ally Bank Raise Your Rate 2-Year CD

View all P C Federal Credit Union rates »

Overview / Commentary

www.pcfederalcu.org

814-642-9248

203 N Main St
Port Allegany, PA 16743

P C Federal Credit Union is headquartered in Port Allegany and is the 245^th largest credit union in the state of Pennsylvania. It is also the 4,129^th largest credit union in the nation. It was established in 1955 and as of June of 2017, it had grown to 5 employees and 1,632 members at 2 locations. P C Federal Credit Union's CD rates are 33% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees or retirees of Pittsburgh Corning Corporation, International Waxes, Inc., McKean County, Buckler Transport Inc., Costa's Supermarkets, Costa's Ace Hardware, Walker Petroleum Service, Inc., or Duffy, Inc.
See current membership details

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Health

C+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. P C Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	10704
Year Chartered	1955
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	0.17%
Return on Equity - YTD	1.38%
Annual Interest Income	$217.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$10.7MM$10.4MM
Loans	Q2 2017vs Q2 2016	$7.5MM$7.6MM
Deposits	Q2 2017vs Q2 2016	$9.3MM$9.1MM
Equity Capital	Q2 2017vs Q2 2016	$1.3MM$1.3MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$35.00K$32.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$347.00K$328.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Savings
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

P C Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$100	-	Regular Share Accounts
0.60%	$100	-	Christmas Club Shares Account
0.60%	$100	-	Vacation Club Shares Account

P C Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%^*	$50k^*	-	24 Month CD
OTHER TIERS: 0.90% → $1k - $5k \| 1.00% → $5k - $10k \| 1.20% → $10k - $25k \| 1.30% → $25k - $50k
1.40%^*	$50k^*	-	18 Month CD
OTHER TIERS: 0.80% → $1k - $5k \| 0.90% → $5k - $10k \| 1.10% → $10k - $25k \| 1.20% → $25k - $50k
1.20%^*	$50k^*	-	12 Month CD
OTHER TIERS: 0.70% → $1k - $5k \| 0.80% → $5k - $10k \| 1.00% → $10k - $25k \| 1.10% → $25k - $50k
0.90%^*	$10k^*	-	6 Month CD
OTHER TIERS: 0.60% → $1k - $5k \| 0.70% → $5k - $10k

Locations

P C Federal Credit Union Locations
Branch Office	65 Route 446	Smethport, PA 16749-5413
Branch Office	203 N Main St	Port Allegany, PA 16743