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Overview / Commentary
1015 Warner Ave
Lewiston, ID 83501

P1FCU is headquartered in LEWISTON and is the 2nd largest credit union in the state of Idaho. It is also the 279th largest credit union in the nation. It was established in 1938 and as of December of 2018, it had grown to 234 employees and 87,540 members at 15 locations. P1FCU's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in P1FCU is open to individuals who live, work, attend school, worship, perform volunteer services in, or participate in programs to alleviate poverty or distress in any of the following counties. Idaho: Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, Shoshone, and Valley. Washington: Asotin and Whitman.
See current membership details

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Reviews (1)

Small Credit Union That Feels Big

Posted by: cede | Apr 21, 2011

This is a local credit union, but has all the services that a larger facility would. Membership is fairly broad and their branch availability is excellent and expanding. They are always friendly and go out of their way to help you out. Their employees and company are an integral part of the communities they serve.


Health Grade Components

NCUA #2734
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD11.79%
Annual Interest Income$43.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.10B$983.9MM
LoansQ4 2018vs Q4 2017$944.4MM$879.7MM
DepositsQ4 2018vs Q4 2017$994.8MM$881.8MM
Equity CapitalQ4 2018vs Q4 2017$96.3MM$87.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$7.2MM$6.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.7MM$4.9MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not P1FCU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

P1FCU Savings Account Rates

0.25%--Regular Share Savings
0.25%$35-Individual Retirement Account
0.25%--Medical Savings (Idaho)
0.25%--Non-Profit Savings
0.25%--Business Savings

P1FCU Money Market Rates

0.70%*$100k*-Money Market
OTHER TIERS: 0.50% $500 - $10k | 0.60% $10k - $100k
0.70%*$100k*-Money Market Share Draft
OTHER TIERS: 0.50% $500 - $10k | 0.60% $10k - $100k
0.70%*$100k*-Business Money Market
OTHER TIERS: 0.50% $500 - $10k | 0.60% $10k - $100k

P1FCU Checking Account Rates

0.55%*$25k*-Business Share Draft (Premium Account)
OTHER TIERS: 0.15% $1k - $25k
0.30%*-$25kPowerPlus Checking
OTHER TIERS: 0.15% $25k+
0.15%--Business Non-Profit

P1FCU CD Rates

3.35%$500-60 Month Share Certificate
3.25%$500-48 Month Share Certificate
3.15%$500-36 Month Share Certificate
2.75%$500-24 Month Share Certificate
2.65%$500-18 Month Share Certificate
2.55%$500-12 Month Share Certificate
2.00%$500-6 Month Share Certificate


3.35%$500-60 Month IRA Certificate
3.25%$500-48 Month IRA Certificate
3.15%$500-36 Month IRA Certificate
2.75%$500-24 Month IRA Certificate
2.65%$500-18 Month IRA Certificate
2.55%$500-12 Month IRA Certificate
2.00%$500-6 Month IRA Certificate


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