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Overview / Commentary
626-773-8888
8400 East Valley Boulevard
Rosemead, CA 91770

Pacific Alliance Bank is headquartered in Rosemead and is the 130th largest bank in the state of California. It is also the 2,570th largest bank in the nation. It was established in 2006 and as of March of 2016, it had grown to 22 employees at 1 location. Pacific Alliance Bank has an A+ health rating.

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Reviews (1)

Quite Decent Local Bank

I found Pacific Alliance a couple of years ago, when chasing CD interest rates. They had a 1.68% APY 2-year CD rate at the time, a special deal. I’d had my CD all over the U.S. at banks i’d never seen; it was a coincidence that Pacific Alliance was near me (easy drive or long bicycle ride).

A few months after setting up the CD, i moved my local “brick and mortar” checking account from Chase to Pacific Alliance. I’m quite happy and have no regrets. Sure, it’s a bit less convenient to bicycle many miles to their one branch vs. going to one of Chase’s bazillion branches, but it’s worth it to be out of a too-big-to-fail megabank. Pacific Alliance provides friendly, traditional bank services. It is the kind of place where they remember your name.

I’m a paper check kinda guy (for local banking, at least), so i do not have experience with Pacific Alliance’s online interface.

The great CD rate expired and they couldn’t come close to matching some of the better (as in: least worst) rates out there when i asked, so that’s done, but i plan to keep my free (local) checking with them. I definitely recommend locals consider Pacific Alliance, and personally i’d trust them as an “away” customer if in the future they offer any good deals.



Health
A+

Health Grade Components

Overall
FDIC Certificate #58234
Year Established2006
Employees22
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD13.09%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$247.5MM$223.5MM
LoansQ1 2016vs Q1 2015$188.7MM$167.0MM
DepositsQ1 2016vs Q1 2015$198.0MM$178.3MM
Equity CapitalQ1 2016vs Q1 2015$27.9MM$24.1MM
Loan Loss AllowanceQ1 2016vs Q1 2015$3.8MM$3.4MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$184.00K$2.1MM
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates

Sorry, we do not have rate data for Pacific Alliance Bank.

Locations


Pacific Alliance Bank Locations
Pacific Alliance Bank8400 East Valley BoulevardRosemead, CA 91770
Rowland Heights Branch18253 Colima Road #101Rowland Heights, CA 91748