Pacific Alliance Bank


Overview / Commentary
626-773-8888
8400 East Valley Boulevard
Rosemead, CA 91770

Pacific Alliance Bank is headquartered in San Gabriel and is the 103rd largest bank in the state of California. It is also the 2,248th largest bank in the nation. It was established in 2006 and as of June of 2022, it had grown to 32 employees at 3 locations. Pacific Alliance Bank has an A health rating.

Reviews (1)

Quite Decent Local Bank

I found Pacific Alliance a couple of years ago, when chasing CD interest rates. They had a 1.68% APY 2-year CD rate at the time, a special deal. I’d had my CD all over the U.S. at banks i’d never seen; it was a coincidence that Pacific Alliance was near me (easy drive or long bicycle ride).

A few months after setting up the CD, i moved my local “brick and mortar” checking account from Chase to Pacific Alliance. I’m quite happy and have no regrets. Sure, it’s a bit less convenient to bicycle many miles to their one branch vs. going to one of Chase’s bazillion branches, but it’s worth it to be out of a too-big-to-fail megabank. Pacific Alliance provides friendly, traditional bank services. It is the kind of place where they remember your name.

I’m a paper check kinda guy (for local banking, at least), so i do not have experience with Pacific Alliance’s online interface.

The great CD rate expired and they couldn’t come close to matching some of the better (as in: least worst) rates out there when i asked, so that’s done, but i plan to keep my free (local) checking with them. I definitely recommend locals consider Pacific Alliance, and personally i’d trust them as an “away” customer if in the future they offer any good deals.



Health

Health Grade Components

Overall
FDIC Certificate #58234
Year Established2006
Employees32
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD11.42%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$348.2MM$348.4MM
LoansQ2 2022vs Q2 2021$264.3MM$270.5MM
DepositsQ2 2022vs Q2 2021$286.1MM$295.0MM
Equity CapitalQ2 2022vs Q2 2021$45.4MM$42.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.2MM$4.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$416.00K$0
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Sorry, we do not have rate data for Pacific Alliance Bank.

Locations


Pacific Alliance Bank Locations
Pacific Alliance Bank641 W Las Tunas DrSan Gabriel, CA 91776
Rowland Heights Branch18253 Colima Road #101Rowland Heights, CA 91748

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