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Overview / Commentary
8400 East Valley Boulevard
Rosemead, CA 91770

Pacific Alliance Bank is headquartered in Rosemead and is the 125th largest bank in the state of California. It is also the 2,436th largest bank in the nation. It was established in 2006 and as of December of 2017, it had grown to 25 employees at 2 locations. Pacific Alliance Bank has an A health rating.

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Reviews (1)

Quite Decent Local Bank

I found Pacific Alliance a couple of years ago, when chasing CD interest rates. They had a 1.68% APY 2-year CD rate at the time, a special deal. I’d had my CD all over the U.S. at banks i’d never seen; it was a coincidence that Pacific Alliance was near me (easy drive or long bicycle ride).

A few months after setting up the CD, i moved my local “brick and mortar” checking account from Chase to Pacific Alliance. I’m quite happy and have no regrets. Sure, it’s a bit less convenient to bicycle many miles to their one branch vs. going to one of Chase’s bazillion branches, but it’s worth it to be out of a too-big-to-fail megabank. Pacific Alliance provides friendly, traditional bank services. It is the kind of place where they remember your name.

I’m a paper check kinda guy (for local banking, at least), so i do not have experience with Pacific Alliance’s online interface.

The great CD rate expired and they couldn’t come close to matching some of the better (as in: least worst) rates out there when i asked, so that’s done, but i plan to keep my free (local) checking with them. I definitely recommend locals consider Pacific Alliance, and personally i’d trust them as an “away” customer if in the future they offer any good deals.


Health Grade Components

FDIC Certificate #58234
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD5.95%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$262.4MM$273.9MM
LoansQ4 2017vs Q4 2016$199.4MM$190.6MM
DepositsQ4 2017vs Q4 2016$226.5MM$240.3MM
Equity CapitalQ4 2017vs Q4 2016$33.0MM$30.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.8MM$3.8MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$117.00K$181.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Pacific Alliance Bank Locations
Pacific Alliance Bank8400 East Valley BoulevardRosemead, CA 91770
Rowland Heights Branch18253 Colima Road #101Rowland Heights, CA 91748