Featured Savings Rates
Featured Accounts
Overview / Commentary
3701 Wilshire Blvd, # 900
Los Angeles, CA 90010

Pacific City Bank is headquartered in Los Angeles and is the 54th largest bank in the state of California. It is also the 673rd largest bank in the nation. It was established in 2003 and as of December of 2015, it had grown to 190 employees at 10 locations. Pacific City Bank's savings rates are 5X the national average, and it boasts an A+ health rating.

Related Posts

Pacific City Bank Has Competitive Rate 15-Month CD, Limited Time Offer - 5/11/2015

Pacific City Bank (Los Angeles area) is advertising a 15-month CD (1.25% APY). The minimum opening deposit is $30K of new money, with a $1M balance cap.

Pacific City Bank Offering 1.25% APY On 15-Month CD - 5/10/2015

Pacific City Bank, one of the Korean banks in Los Angeles, starting today  an through June 13 is offering a 15-month CD  at 1.25% APY. This for new money only. The promo was advertised in today's Los Angeles TImes. I have posted the ad at: http://oi57.tinypic.com/9t305c.jpg Minimum deposit is $30,000, and maximum is $1 million.  The interest rate is simple interest, which means no compounding, so the rate and APY are the same. All interest will be paid at maturity, not monthly or quarterly; depending on your circumstances, this is a positive or negative for your taxes, as no taxes would be due for this year on earnings since they will not be paid out this year, effectively making for a tax deferral with all of the earning marked  against your income next year.  Early withdrawal penalty is equal to 3-months of interest on the amount withdrawn. I find one point in the promotion phrased unclearly

View all posts from:

Reviews (1)

Installment Savings- 1 Year At 3.00% (3.05%)

I would have to say that DepositAccounts.com has done an excellent job of informing readers of the available installment savings products to everyone.

One reason that I like Pacific City Bank is that their service is great and usually their installment savings accounts have higher rates than the "big four" Korean American banks which are Hanmi, Wilshire State, Center, and Nara Banks.  For a small saver and regular person like me, every cent counts!

Right now, if you either have a Pacific City Bank checking or savings account, their one year installment savings has a rate of 3.00% (APY 3.05%). 

They have locations in Los Angeles, Fullerton/Buena Park, Rowland Heights/Diamond Bar, Torrance, Cerritos/Artesia areas.


Health Grade Components

FDIC Certificate #57463
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD13.75%
Annual Interest Income$43.3MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$1.04B$894.0MM
LoansQ4 2015vs Q4 2014$837.0MM$740.6MM
DepositsQ4 2015vs Q4 2014$941.0MM$805.3MM
Equity CapitalQ4 2015vs Q4 2014$96.5MM$84.0MM
Loan Loss AllowanceQ4 2015vs Q4 2014$9.4MM$9.4MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$2.3MM$6.3MM
Real Estate OwnedQ4 2015vs Q4 2014$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Pacific City Bank; we are a rate comparison website and cannot provide official rates or promotions.

Pacific City Bank Savings Account Rates

2.53%$1k-60 Month Plus Installment Savings
2.53%$1k-Business 60 Month Plus Installment Savings
2.28%$1k-48 Month Plus Installment Savings
2.28%$1k-Business 48 Month Plus Installment Savings
2.02%$1k-36 Month Plus Installment Savings
2.02%$1k-60 Month Regular Installment Savings
2.02%$1k-Business 36 Month Plus Installment Savings
2.02%$1k-Business 60 Month Regular Installment Savings
1.77%$1k-24 Month Plus Installment Savings
1.77%$1k-30 Month Plus Installment Savings
1.77%$1k-48 Month Regular Installment Savings
1.77%$1k-Business 24 Month Plus Installment Savings
1.77%$1k-Business 30 Month Plus Installment Savings
1.77%$1k-Business 48 Month Regular Installment Savings
1.51%$1k-12 Month Plus Installment Savings
1.51%$1k-18 Month Plus Installment Savings
1.51%$1k-36 Month Regular Installment Savings
1.51%$1k-Business 12 Month Plus Installment Savings
1.51%$1k-Business 18 Month Plus Installment Savings
1.51%$1k-Business 36 Month Regular Installment Savings
1.26%$1k-24 Month Regular Installment Savings
1.26%$1k-30 Month Regular Installment Savings
1.26%$1k-Business 24 Month Regular Installment Savings
1.26%$1k-Business 30 Month Regular Installment Savings
1.01%$1k-12 Month Regular Installment Savings
1.01%$1k-18 Month Regular Installment Savings
1.01%$1k-Business 12 Month Regular Installment Savings
1.01%$1k-Business 18 Month Regular Installment Savings

Pacific City Bank Locations
Irvine Branch13140 Yale AvenueIrvine, CA 92620
Cerritos Office17901 Pioneer Boulevard, Suite E and FArtesia, CA 90701
Rowland Heights Branch18160 Colima RoadRowland Heights, CA 91748
Torrance Branch2505 Torrance BoulevardTorrance, CA 90503
Olympic Branch2560 W. Olympic Boulevard, Suite 101Los Angeles, CA 90006
Pacific City Bank3701 Wilshire Boulevard, Suite 900Los Angeles, CA 90010
Fullerton Branch5301 Beach BoulevardBuena Park, CA 90621
Downtown Fashion District Branch777 E. 12th Street, Suite 200Los Angeles, CA 90021
Buena Park Office5400 Beach Blvd.Buena Park, CA 90621
Fort Lee Office1550 Lemoine AvenueFort Lee, NJ 07024