Overview / Commentary
3701 Wilshire Blvd, # 900
Los Angeles, CA 90010

Pacific City Bank is headquartered in Los Angeles and is the 43rd largest bank in the state of California. It is also the 500th largest bank in the nation. It was established in 2003 and as of September of 2018, it had grown to 246 employees at 13 locations. Pacific City Bank's savings rates are 4X the national average, and it boasts an A+ health rating.

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Pacific City Bank Offering 18-Month CD At 2.50% APY - 3/1/2018

Pacific City Bank in Los Angeles and other places around Southern California is offering an 18-month CD at 2.50% APY, and a 12-month CD at 2.15% APY. The CDs are advertised in today’s Los Angeles Times — the bank does not post CD rates at its Website. I have posted the ad at: http://oi65.tinypic.com/qq8sc6.jpg The CD rates are for new money only. Minimum deposit requirement is $25,000, and maximum is $250,000. Pacific City Bank gives what is called simple interest — that is, interest is not compounded, thus the rate and the yield are the same thing. The interest on the 12-month CD will be paid at maturity. The interest on the 18-month CD will be paid at its one-year mark and the rest at maturity. Simple interest can have tax advantages (or disadvantages), as you are taxed for a year only for the amount of interest posted in that year; so if you start either of these CDs this month, you will not have any taxable interest from them to

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Reviews (1)

Installment Savings- 1 Year At 3.00% (3.05%)

I would have to say that DepositAccounts.com has done an excellent job of informing readers of the available installment savings products to everyone.

One reason that I like Pacific City Bank is that their service is great and usually their installment savings accounts have higher rates than the "big four" Korean American banks which are Hanmi, Wilshire State, Center, and Nara Banks.  For a small saver and regular person like me, every cent counts!

Right now, if you either have a Pacific City Bank checking or savings account, their one year installment savings has a rate of 3.00% (APY 3.05%). 

They have locations in Los Angeles, Fullerton/Buena Park, Rowland Heights/Diamond Bar, Torrance, Cerritos/Artesia areas.


Health Grade Components

FDIC Certificate #57463
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD15.05%
Annual Interest Income$60.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.66B$1.40B
LoansQ3 2018vs Q3 2017$1.31B$1.14B
DepositsQ3 2018vs Q3 2017$1.42B$1.21B
Equity CapitalQ3 2018vs Q3 2017$200.5MM$139.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$13.1MM$11.7MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.6MM$1.5MM
Real Estate OwnedQ3 2018vs Q3 2017$0$141.00K
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Pacific City Bank Savings Account Rates

2.02%$1k-60 Month Regular Installment Savings
2.02%$1k-Business 60 Month Regular Installment Savings
1.77%$1k-48 Month Regular Installment Savings
1.77%$1k-Business 48 Month Regular Installment Savings
1.51%$1k-36 Month Regular Installment Savings
1.51%$1k-Business 36 Month Regular Installment Savings
1.26%$1k-24 Month Regular Installment Savings
1.26%$1k-30 Month Regular Installment Savings
1.26%$1k-Business 24 Month Regular Installment Savings
1.26%$1k-Business 30 Month Regular Installment Savings
1.01%$1k-12 Month Regular Installment Savings
1.01%$1k-18 Month Regular Installment Savings
1.01%$1k-Business 12 Month Regular Installment Savings
1.01%$1k-Business 18 Month Regular Installment Savings


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.