Pacific City Bank

Overview / Commentary
3701 Wilshire Blvd, # 900
Los Angeles, CA 90010

Pacific City Bank is headquartered in Los Angeles and is the 46th largest bank in the state of California. It is also the 512th largest bank in the nation. It was established in 2003 and as of December of 2021, it had grown to 247 employees at 13 locations. Pacific City Bank has an A+ health rating.

Reviews (1)

Installment Savings- 1 Year At 3.00% (3.05%)

I would have to say that has done an excellent job of informing readers of the available installment savings products to everyone.

One reason that I like Pacific City Bank is that their service is great and usually their installment savings accounts have higher rates than the "big four" Korean American banks which are Hanmi, Wilshire State, Center, and Nara Banks.  For a small saver and regular person like me, every cent counts!

Right now, if you either have a Pacific City Bank checking or savings account, their one year installment savings has a rate of 3.00% (APY 3.05%). 

They have locations in Los Angeles, Fullerton/Buena Park, Rowland Heights/Diamond Bar, Torrance, Cerritos/Artesia areas.


Health Grade Components

FDIC Certificate #57463
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.97%
Return on Equity - YTD17.03%
Annual Interest Income$81.5MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$2.15B$1.92B
LoansQ4 2021vs Q4 2020$1.75B$1.56B
DepositsQ4 2021vs Q4 2020$1.87B$1.60B
Equity CapitalQ4 2021vs Q4 2020$250.8MM$229.9MM
Loan Loss AllowanceQ4 2021vs Q4 2020$22.4MM$26.5MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$994.00K$3.2MM
Real Estate OwnedQ4 2021vs Q4 2020$0$1.4MM
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Pacific City Bank Savings Account Rates

0.25%$1k-12 Month Regular Installment Savings
0.25%$1k-18 Month Regular Installment Savings
0.25%$1k-24 Month Regular Installment Savings
0.25%$1k-36 Month Regular Installment Savings
0.25%$1k-48 Month Regular Installment Savings
0.25%$1k-60 Month Regular Installment Savings
0.25%$1k-Business 12 Month Regular Installment Savings
0.25%$1k-Business 18 Month Regular Installment Savings
0.25%$1k-Business 24 Month Regular Installment Savings
0.25%$1k-Business 36 Month Regular Installment Savings
0.25%$1k-Business 48 Month Regular Installment Savings
0.25%$1k-Business 60 Month Regular Installment Savings


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