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213-210-2000
3701 Wilshire Blvd, # 900
Los Angeles, CA 90010

Pacific City Bank is headquartered in Los Angeles and is the 46th largest bank in the state of California. It is also the 517th largest bank in the nation. It was established in 2003 and as of March of 2018, it had grown to 228 employees at 13 locations. Pacific City Bank has an A health rating.

Related Posts

Pacific City Bank Offering 18-Month CD At 2.50% APY - 3/1/2018

Pacific City Bank in Los Angeles and other places around Southern California is offering an 18-month CD at 2.50% APY, and a 12-month CD at 2.15% APY. The CDs are advertised in today’s Los Angeles Times — the bank does not post CD rates at its Website. I have posted the ad at: http://oi65.tinypic.com/qq8sc6.jpg The CD rates are for new money only. Minimum deposit requirement is $25,000, and maximum is $250,000. Pacific City Bank gives what is called simple interest — that is, interest is not compounded, thus the rate and the yield are the same thing. The interest on the 12-month CD will be paid at maturity. The interest on the 18-month CD will be paid at its one-year mark and the rest at maturity. Simple interest can have tax advantages (or disadvantages), as you are taxed for a year only for the amount of interest posted in that year; so if you start either of these CDs this month, you will not have any taxable interest from them to

1.40% APY On A 12-Month CD Special In Los Angeles - 9/3/2017

Saw this Pacific City Bank ad in today’s LA Times 1.40% APY, 365 day term $30,000 minimum $250,000 maximum balance Interest will not be compounded and it will be paid at maturity An early withdrawal penalty equal to 1 month’s interest on amount withdrawn New money only Available for a limited time

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Reviews (1)

Installment Savings- 1 Year At 3.00% (3.05%)

I would have to say that DepositAccounts.com has done an excellent job of informing readers of the available installment savings products to everyone.

One reason that I like Pacific City Bank is that their service is great and usually their installment savings accounts have higher rates than the "big four" Korean American banks which are Hanmi, Wilshire State, Center, and Nara Banks.  For a small saver and regular person like me, every cent counts!

Right now, if you either have a Pacific City Bank checking or savings account, their one year installment savings has a rate of 3.00% (APY 3.05%). 

They have locations in Los Angeles, Fullerton/Buena Park, Rowland Heights/Diamond Bar, Torrance, Cerritos/Artesia areas.



Health

Health Grade Components

Overall
FDIC Certificate #57463
Year Established2003
Employees228
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.73%
Return on Equity - YTD18.2%
Annual Interest Income$18.6MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$1.58B$1.29B
LoansQ1 2018vs Q1 2017$1.22B$1.06B
DepositsQ1 2018vs Q1 2017$1.38B$1.15B
Equity CapitalQ1 2018vs Q1 2017$146.4MM$130.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$12.4MM$11.3MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$2.4MM$1.6MM
Real Estate OwnedQ1 2018vs Q1 2017$0$505.00K
Rates
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Pacific City Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-60 Month Regular Installment Savings
2.02%$1k-Business 60 Month Regular Installment Savings
1.77%$1k-48 Month Regular Installment Savings
1.77%$1k-Business 48 Month Regular Installment Savings
1.51%$1k-36 Month Regular Installment Savings
1.51%$1k-Business 36 Month Regular Installment Savings
1.26%$1k-24 Month Regular Installment Savings
1.26%$1k-30 Month Regular Installment Savings
1.26%$1k-Business 24 Month Regular Installment Savings
1.26%$1k-Business 30 Month Regular Installment Savings
1.01%$1k-12 Month Regular Installment Savings
1.01%$1k-18 Month Regular Installment Savings
1.01%$1k-Business 12 Month Regular Installment Savings
1.01%$1k-Business 18 Month Regular Installment Savings
Locations

Availability



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