Pacific City Bank

Overview / Commentary
3701 Wilshire Blvd, # 900
Los Angeles, CA 90010

Pacific City Bank is headquartered in Los Angeles and is the 44th largest bank in the state of California. It is also the 501st largest bank in the nation. It was established in 2003 and as of March of 2022, it had grown to 256 employees at 13 locations. Pacific City Bank has an A+ health rating.

Reviews (1)

Installment Savings- 1 Year At 3.00% (3.05%)

I would have to say that has done an excellent job of informing readers of the available installment savings products to everyone.

One reason that I like Pacific City Bank is that their service is great and usually their installment savings accounts have higher rates than the "big four" Korean American banks which are Hanmi, Wilshire State, Center, and Nara Banks.  For a small saver and regular person like me, every cent counts!

Right now, if you either have a Pacific City Bank checking or savings account, their one year installment savings has a rate of 3.00% (APY 3.05%). 

They have locations in Los Angeles, Fullerton/Buena Park, Rowland Heights/Diamond Bar, Torrance, Cerritos/Artesia areas.


Health Grade Components

FDIC Certificate #57463
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.91%
Return on Equity - YTD16.39%
Annual Interest Income$20.9MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$2.20B$2.05B
LoansQ1 2022vs Q1 2021$1.74B$1.66B
DepositsQ1 2022vs Q1 2021$1.92B$1.76B
Equity CapitalQ1 2022vs Q1 2021$255.0MM$235.8MM
Loan Loss AllowanceQ1 2022vs Q1 2021$21.2MM$25.5MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.4MM$1.5MM
Real Estate OwnedQ1 2022vs Q1 2021$0$2.3MM
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Pacific City Bank Savings Account Rates

0.25%$1k-12 Month Regular Installment Savings
0.25%$1k-18 Month Regular Installment Savings
0.25%$1k-24 Month Regular Installment Savings
0.25%$1k-36 Month Regular Installment Savings
0.25%$1k-48 Month Regular Installment Savings
0.25%$1k-60 Month Regular Installment Savings
0.25%$1k-Business 12 Month Regular Installment Savings
0.25%$1k-Business 18 Month Regular Installment Savings
0.25%$1k-Business 24 Month Regular Installment Savings
0.25%$1k-Business 36 Month Regular Installment Savings
0.25%$1k-Business 48 Month Regular Installment Savings
0.25%$1k-Business 60 Month Regular Installment Savings


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