Pacific Crest Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.10% | Reward Checking | Crest Incentive Checking 1.82% - National Average |
| 0.95% | 5-year CD | 60 Month CD 2.25% - Ally Bank High Yield 5 Year CD |
| 0.15% | 1-year CD | MSA 12 Month CD 1.35% - Ally Bank High Yield 12-Month CD |
Pacific Crest Federal Credit Union is headquartered in Klamath Falls and is the 22nd largest credit union in the state of Oregon. It is also the 1,157th largest credit union in the nation. It was established in 1936 and as of December of 2016, it had grown to 54 employees and 15,982 members at 5 locations. Pacific Crest Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Klamath, Lake, Modoc, and northeast Siskiyou Counties and family members of those eligible.
See current membership details
Related Posts
Customer Service Is What It Is All About.
I have been banking with Pacific Crest for more than twenty years. During that time I have watched their products and services evolve on pace with customer demand. Throughout the years I have also dealt on and off with other banks in Klamath Falls. After experiencing products and service from many different providers I have found the difference: customer service.
When I say “customer service” I do not mean availability. Pacific Crest has the same online, mobile banking, and customizable features as anyone else in the game. When I say customer service I mean the difference between an institution that tells you “This is how we do it”, and Pacific Crest, who asks “How can we do it for you?” Pacific Crest understands customer service, and it shows. Do not be a banking customer of an institution; bank with Pacific Crest, and be a member.
Data as of Q4 2016
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 960 |
| Year Chartered | 1936 |
| Employees | 54 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.26% |
| Return on Equity - YTD | 3.05% |
| Annual Interest Income | $5.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $163.5MM$157.8MM |
| Loans | Q4 2016vs Q4 2015 | $107.4MM$90.8MM |
| Deposits | Q4 2016vs Q4 2015 | $148.2MM$142.8MM |
| Equity Capital | Q4 2016vs Q4 2015 | $13.8MM$13.4MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $741.00K$546.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $399.00K$1.0MM |
| Real Estate Owned | Q4 2016vs Q4 2015 | $38.00K$191.00K |
Always verify rates and promotions with the bank or credit union. We are not Pacific Crest Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Pacific Crest Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $100 | - | Secondary Savings | |
| 0.02% | - | - | Pacific Crest Trailblazers | |
| 0.02% | - | - | Pacific Crest Pathfinders | |
| 0.02% | - | - | Pacific Crest Passageways | |
| 0.02% | - | - | Special Purposes | |
| 0.02% | - | - | CESA Savings | |
| 0.02% | - | - | Traditional IRA Savings | |
| 0.02% | - | - | Roth IRA Savings | |
| 0.02% | - | - | SEP IRA Savings | |
| 0.02% | - | - | Roth Conversion IRA Savings | |
| 0.02% | $100 | - | Regular Share Savings |
Pacific Crest Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $50k* | - | Money Market Share | ||
| OTHER TIERS: 0.02% → $1k - $10k | 0.05% → $10k - $25k | 0.07% → $25k - $50k | |||||
Pacific Crest Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | - | $25k | Crest Incentive Checking | ||
| OTHER TIERS: 0.02% → $25k+ | |||||
| 0.02% | $2k | - | Crest Custom Checking | ||
Pacific Crest Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.95%* | $10k* | - | 60 Month CD | ||
| OTHER TIERS: 0.90% → $1k - $10k | |||||
| 0.60%* | $10k* | - | 48 Month CD | ||
| OTHER TIERS: 0.55% → $1k - $10k | |||||
| 0.50%* | $10k* | - | 36 Month CD | ||
| OTHER TIERS: 0.45% → $1k - $10k | |||||
| 0.30%* | $10k* | - | 24 Month CD | ||
| OTHER TIERS: 0.25% → $1k - $10k | |||||
| 0.15%* | $10k* | - | 12 Month CD | ||
| OTHER TIERS: 0.10% → $1k - $10k | |||||
| 0.15% | $100 | - | Easy Saver 12 Month CD | ||
| 0.15% | $100 | - | MSA 12 Month CD | ||
| 0.15% | $1k | - | 18 Month CD | ||
| 0.10%* | $10k* | - | 6 Month CD | ||
| OTHER TIERS: 0.05% → $500 - $10k | |||||
Pacific Crest Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.95%* | $10k* | - | 60 Month IRA | ||
| OTHER TIERS: 0.90% → $1k - $10k | |||||
| 0.60%* | $10k* | - | 48 Month IRA | ||
| OTHER TIERS: 0.55% → $1k - $10k | |||||
| 0.50%* | $10k* | - | 36 Month IRA | ||
| OTHER TIERS: 0.45% → $1k - $10k | |||||
| 0.30%* | $10k* | - | 24 Month IRA | ||
| OTHER TIERS: 0.25% → $1k - $10k | |||||
| 0.15%* | $10k* | - | 12 Month IRA | ||
| OTHER TIERS: 0.10% → $1k - $10k | |||||
| 0.15% | $1k | - | 18 Month IRA | ||
| 0.10%* | $10k* | - | 6 Month IRA | ||
| OTHER TIERS: 0.05% → $500 - $10k | |||||
| Pacific Crest Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 398 Main ST | Tulelake, CA 96134 |
| Branch Office | 1030 N Main St Ste 101 | Alturas, CA 96101-3391 |
| Branch Office | 6450 Galpin Ln | Klamath Falls, OR 97603-2900 |
| Branch Office | 123 N G St | Lakeview, OR 97630 |
| Branch Office | 2972 Washburn Way | Klamath Falls, OR 97603 |