Pacific Crest Federal Credit Union

Overview / Commentary
2972 Washburn Way
Klamath Falls, OR 97603

Pacific Crest Federal Credit Union is headquartered in Klamath Falls and is the 19th largest credit union in the state of Oregon. It is also the 955th largest credit union in the nation. It was established in 1936 and as of September of 2023, it had grown to 75 employees and 23,855 members at 6 locations. Pacific Crest Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Pacific Crest Credit Union is open to those who live, work, worship, or attend school in the Oregon counties of Klamath, Lake, Modoc, or Siskiyou (northeast portion) Counties. Family members of those eligible to join are also membership-eligible.
See current membership details

Reviews (1)

Customer Service Is What It Is All About.

I have been banking with Pacific Crest for more than twenty years. During that time I have watched their products and services evolve on pace with customer demand. Throughout the years I have also dealt on and off with other banks in Klamath Falls. After experiencing products and service from many different providers I have found the difference: customer service.

When I say “customer service” I do not mean availability. Pacific Crest has the same online, mobile banking, and customizable features as anyone else in the game. When I say customer service I mean the difference between an institution that tells you “This is how we do it”, and Pacific Crest, who asks “How can we do it for you?” Pacific Crest understands customer service, and it shows. Do not be a banking customer of an institution; bank with Pacific Crest, and be a member.


Health Grade Components

NCUA #960
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD14.28%
Annual Interest Income$12MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$327.9MM$286.3MM
LoansQ3 2023vs Q3 2022$214MM$161.3MM
DepositsQ3 2023vs Q3 2022$297.1MM$266MM
Equity CapitalQ3 2023vs Q3 2022$27.9MM$18.6MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.2MM$829K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$825K$419K
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Rates for Pacific Crest Federal Credit Union are currently being reviewed.


Pacific Crest Federal Credit Union Locations
Branch Office6450 Galpin LnKlamath Falls, OR 97603-2900
Branch Office123 N G StLakeview, OR 97630
Branch Office2972 Washburn WayKlamath Falls, OR 97603
Branch Office1030 N Main St Ste 101Alturas, CA 96101-3391
Branch Office57269 Park RdChristmas Valley, OR 97641
Branch Office3737 Shasta Way Ste BKlamath Falls, OR 97603-4982

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