Pacific Crest Federal Credit Union

Overview / Commentary
2972 Washburn Way
Klamath Falls, OR 97603

Pacific Crest Federal Credit Union is headquartered in Klamath Falls and is the 23rd largest credit union in the state of Oregon. It is also the 1,101st largest credit union in the nation. It was established in 1936 and as of March of 2021, it had grown to 62 employees and 18,006 members at 5 locations. Pacific Crest Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Klamath, Lake, Modoc, and northeast Siskiyou Counties and family members of those eligible.
See current membership details

Reviews (1)

Customer Service Is What It Is All About.

I have been banking with Pacific Crest for more than twenty years. During that time I have watched their products and services evolve on pace with customer demand. Throughout the years I have also dealt on and off with other banks in Klamath Falls. After experiencing products and service from many different providers I have found the difference: customer service.

When I say “customer service” I do not mean availability. Pacific Crest has the same online, mobile banking, and customizable features as anyone else in the game. When I say customer service I mean the difference between an institution that tells you “This is how we do it”, and Pacific Crest, who asks “How can we do it for you?” Pacific Crest understands customer service, and it shows. Do not be a banking customer of an institution; bank with Pacific Crest, and be a member.


Health Grade Components

NCUA #960
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD1.47%
Return on Equity - YTD19.86%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$240.6MM$184.2MM
LoansQ1 2021vs Q1 2020$136.2MM$124.6MM
DepositsQ1 2021vs Q1 2020$221.9MM$166.9MM
Equity CapitalQ1 2021vs Q1 2020$17.0MM$15.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$849.00K$744.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$177.00K$231.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$22.00K
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Always verify rates and promotions with the bank or credit union. We are not Pacific Crest Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pacific Crest Federal Credit Union Savings Account Rates

0.05%$5-Annual Savings
0.02%$5-Additional Savings
0.02%$5-Membership Share Savings
0.02%$5-Pathfinder Savings
0.02%$10-Health Savings Account
0.02%$5-Business Membership Savings

Pacific Crest Federal Credit Union Money Market Rates

0.07%*$100k*-Money Market Share
OTHER TIERS: 0.05% $1k - $100k
0.07%*$100k*-Business Money Market Share
OTHER TIERS: 0.05% $1k - $100k

Pacific Crest Federal Credit Union Checking Account Rates

2.00%*-$10kRewards Checking - Qualifying
OTHER TIERS: 0.02% $10k+
0.02%$20k-Business Checking
0.02%$20k-Business Analysis Checking

Pacific Crest Federal Credit Union CD Rates

0.25%$1k-60 Month CD
0.15%$1k-48 Month CD
0.12%$1k-36 Month CD
0.10%$1k-24 Month CD
0.10%$100-12 Month Pathfinder CD
0.07%$1k-12 Month CD
0.07%$1k-18 Month Bump CD
0.05%$1k-6 Month CD

Pacific Crest Federal Credit Union IRA Rates

0.25%$1k-60 Month IRA
0.15%$1k-48 Month IRA
0.12%$1k-36 Month IRA
0.10%$1k-24 Month IRA
0.07%$1k-12 Month IRA
0.07%$1k-18 Month Bump IRA
0.05%$1k-6 Month IRA

Pacific Crest Federal Credit Union Locations
Branch Office6450 Galpin LnKlamath Falls, OR 97603-2900
Branch Office123 N G StLakeview, OR 97630
Branch Office2972 Washburn WayKlamath Falls, OR 97603
Branch Office1030 N Main St Ste 101Alturas, CA 96101-3391
Branch Office57269 Park RdChristmas Valley, OR 97641

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