Pacific Crest Federal Credit Union


Overview / Commentary
800-570-0265
2972 Washburn Way
Klamath Falls, OR 97603

Pacific Crest Federal Credit Union is headquartered in Klamath Falls and is the 23rd largest credit union in the state of Oregon. It is also the 1,027th largest credit union in the nation. It was established in 1936 and as of September of 2022, it had grown to 68 employees and 19,363 members at 5 locations. Pacific Crest Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Pacific Crest Credit Union is open to those who live, work, worship, or attend school in the Oregon counties of Klamath, Lake, Modoc, or Siskiyou (northeast portion) Counties. Family members of those eligible to join are also membership-eligible.
See current membership details

Reviews (1)

Customer Service Is What It Is All About.

I have been banking with Pacific Crest for more than twenty years. During that time I have watched their products and services evolve on pace with customer demand. Throughout the years I have also dealt on and off with other banks in Klamath Falls. After experiencing products and service from many different providers I have found the difference: customer service.

When I say “customer service” I do not mean availability. Pacific Crest has the same online, mobile banking, and customizable features as anyone else in the game. When I say customer service I mean the difference between an institution that tells you “This is how we do it”, and Pacific Crest, who asks “How can we do it for you?” Pacific Crest understands customer service, and it shows. Do not be a banking customer of an institution; bank with Pacific Crest, and be a member.



Health

Health Grade Components

Overall
NCUA #960
Year Chartered1936
Employees68
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD7.24%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$286.3MM$253.9MM
LoansQ3 2022vs Q3 2021$161.3MM$139.9MM
DepositsQ3 2022vs Q3 2021$266.0MM$234.0MM
Equity CapitalQ3 2022vs Q3 2021$18.6MM$17.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$829.00K$822.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$419.00K$177.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates

Rates for Pacific Crest Federal Credit Union are currently being reviewed.

Locations


Pacific Crest Federal Credit Union Locations
Branch Office6450 Galpin LnKlamath Falls, OR 97603-2900
Branch Office123 N G StLakeview, OR 97630
Branch Office2972 Washburn WayKlamath Falls, OR 97603
Branch Office1030 N Main St Ste 101Alturas, CA 96101-3391
Branch Office57269 Park RdChristmas Valley, OR 97641

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