Pacific Crest Federal Credit Union is headquartered in Klamath Falls and is the 23rd largest credit union in the state of Oregon. It is also the 1,070th largest credit union in the nation. It was established in 1936 and as of December of 2021, it had grown to 68 employees and 18,647 members at 5 locations. Pacific Crest Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Pacific Crest Credit Union is open to those who live, work, worship, or attend school in the Oregon counties of Klamath, Lake, Modoc, or Siskiyou (northeast portion) Counties. Family members of those eligible to join are also membership-eligible.
See current membership details
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Customer Service Is What It Is All About.
I have been banking with Pacific Crest for more than twenty years. During that time I have watched their products and services evolve on pace with customer demand. Throughout the years I have also dealt on and off with other banks in Klamath Falls. After experiencing products and service from many different providers I have found the difference: customer service.
When I say “customer service” I do not mean availability. Pacific Crest has the same online, mobile banking, and customizable features as anyone else in the game. When I say customer service I mean the difference between an institution that tells you “This is how we do it”, and Pacific Crest, who asks “How can we do it for you?” Pacific Crest understands customer service, and it shows. Do not be a banking customer of an institution; bank with Pacific Crest, and be a member.
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 960 |
| Year Chartered | 1936 |
| Employees | 68 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 11.85% |
| Annual Interest Income | $6.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $259.8MM$217.5MM |
| Loans | Q4 2021vs Q4 2020 | $144.3MM$131.0MM |
| Deposits | Q4 2021vs Q4 2020 | $240.0MM$199.7MM |
| Equity Capital | Q4 2021vs Q4 2020 | $18.2MM$16.1MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $814.00K$974.00K |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $151.00K$199.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |