Overview / Commentary
541-884-1376
2972 Washburn Way
Klamath Falls, OR 97603

Pacific Crest Federal Credit Union is headquartered in Klamath Falls and is the 22nd largest credit union in the state of Oregon. It is also the 1,146th largest credit union in the nation. It was established in 1936 and as of June of 2018, it had grown to 67 employees and 16,664 members at 5 locations. Pacific Crest Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Klamath, Lake, Modoc, and northeast Siskiyou Counties and family members of those eligible.
See current membership details

Related Posts

View all posts from:


Reviews (1)

Customer Service Is What It Is All About.

I have been banking with Pacific Crest for more than twenty years. During that time I have watched their products and services evolve on pace with customer demand. Throughout the years I have also dealt on and off with other banks in Klamath Falls. After experiencing products and service from many different providers I have found the difference: customer service.

When I say “customer service” I do not mean availability. Pacific Crest has the same online, mobile banking, and customizable features as anyone else in the game. When I say customer service I mean the difference between an institution that tells you “This is how we do it”, and Pacific Crest, who asks “How can we do it for you?” Pacific Crest understands customer service, and it shows. Do not be a banking customer of an institution; bank with Pacific Crest, and be a member.



Health

Health Grade Components

Overall
NCUA #960
Year Chartered1936
Employees67
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD3.12%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$175.9MM$168.6MM
LoansQ2 2018vs Q2 2017$116.4MM$111.3MM
DepositsQ2 2018vs Q2 2017$159.5MM$152.9MM
Equity CapitalQ2 2018vs Q2 2017$14.4MM$14.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.0MM$840.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$266.00K$585.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$133.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Pacific Crest Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pacific Crest Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$5-Additional Savings
0.02%$5-Membership Share Savings
0.02%$5-Pathfinder Savings
0.02%$10-Health Savings Account
0.02%$100-Business Savings (BSA)
0.02%$5-Annual Savings

Pacific Crest Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.22%*$150k*-Money Market Share
OTHER TIERS: 0.10% $1k - $10k | 0.12% $10k - $25k | 0.15% $25k - $50k | 0.17% $50k - $100k | 0.20% $100k - $150k
0.22%*$150k*-Business Money Market Share
OTHER TIERS: 0.10% $1k - $10k | 0.12% $10k - $25k | 0.15% $25k - $50k | 0.17% $50k - $100k | 0.20% $100k - $150k

Pacific Crest Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$10kRewards Checking
OTHER TIERS: 0.02% $10k+

Pacific Crest Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$200k*-60 Month CD
OTHER TIERS: 1.51% $1k - $10k | 1.61% $10k - $25k | 1.71% $25k - $50k | 1.81% $50k - $100k | 1.91% $100k - $200k
1.76%*$200k*-48 Month CD
OTHER TIERS: 1.26% $1k - $10k | 1.36% $10k - $25k | 1.46% $25k - $50k | 1.56% $50k - $100k | 1.66% $100k - $200k
1.36%*$200k*-36 Month CD
OTHER TIERS: 1.00% $1k - $10k | 1.10% $10k - $25k | 1.21% $25k - $50k | 1.26% $50k - $100k | 1.31% $100k - $200k
1.10%*$200k*-24 Month CD
OTHER TIERS: 0.85% $1k - $10k | 0.90% $10k - $25k | 0.95% $25k - $50k | 1.00% $50k - $100k | 1.05% $100k - $200k
0.85%*$200k*-18 Month Bump CD
OTHER TIERS: 0.60% $1k - $10k | 0.65% $10k - $25k | 0.70% $25k - $50k | 0.75% $50k - $100k | 0.80% $100k - $200k
0.75%*$200k*-12 Month CD
OTHER TIERS: 0.50% $1k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k | 0.65% $50k - $100k | 0.70% $100k - $200k
0.75%*$200k*-12 Month Pathfinder CD
OTHER TIERS: 0.50% $100 - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k | 0.65% $50k - $100k | 0.70% $100k - $200k
0.40%*$200k*-6 Month CD
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $200k

Pacific Crest Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$200k*-60 Month IRA
OTHER TIERS: 1.51% $1k - $10k | 1.61% $10k - $25k | 1.71% $25k - $50k | 1.81% $50k - $100k | 1.91% $100k - $200k
1.76%*$200k*-48 Month IRA
OTHER TIERS: 1.26% $1k - $10k | 1.36% $10k - $25k | 1.46% $25k - $50k | 1.56% $50k - $100k | 1.66% $100k - $200k
1.36%*$200k*-36 Month IRA
OTHER TIERS: 1.00% $1k - $10k | 1.10% $10k - $25k | 1.21% $25k - $50k | 1.26% $50k - $100k | 1.31% $100k - $200k
1.10%*$200k*-24 Month IRA
OTHER TIERS: 0.85% $1k - $10k | 0.90% $10k - $25k | 0.95% $25k - $50k | 1.00% $50k - $100k | 1.05% $100k - $200k
0.85%*$200k*-18 Month Bump IRA
OTHER TIERS: 0.60% $1k - $10k | 0.65% $10k - $25k | 0.70% $25k - $50k | 0.75% $50k - $100k | 0.80% $100k - $200k
0.75%*$200k*-12 Month IRA
OTHER TIERS: 0.50% $1k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k | 0.65% $50k - $100k | 0.70% $100k - $200k
0.40%*$200k*-6 Month IRA
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $200k
Locations


Pacific Crest Federal Credit Union Locations
Branch Office1030 N Main St Ste 101Alturas, CA 96101-3391
Branch Office6450 Galpin LnKlamath Falls, OR 97603-2900
Branch Office123 N G StLakeview, OR 97630
Branch Office2972 Washburn WayKlamath Falls, OR 97603
Branch Office57269 Park RdChristmas Valley, OR 97641

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.