Pacific Crest Federal Credit Union

Overview / Commentary
2972 Washburn Way
Klamath Falls, OR 97603

Pacific Crest Federal Credit Union is headquartered in Klamath Falls and is the 23rd largest credit union in the state of Oregon. It is also the 1,049th largest credit union in the nation. It was established in 1936 and as of June of 2022, it had grown to 67 employees and 19,120 members at 5 locations. Pacific Crest Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Pacific Crest Credit Union is open to those who live, work, worship, or attend school in the Oregon counties of Klamath, Lake, Modoc, or Siskiyou (northeast portion) Counties. Family members of those eligible to join are also membership-eligible.
See current membership details

Reviews (1)

Customer Service Is What It Is All About.

I have been banking with Pacific Crest for more than twenty years. During that time I have watched their products and services evolve on pace with customer demand. Throughout the years I have also dealt on and off with other banks in Klamath Falls. After experiencing products and service from many different providers I have found the difference: customer service.

When I say “customer service” I do not mean availability. Pacific Crest has the same online, mobile banking, and customizable features as anyone else in the game. When I say customer service I mean the difference between an institution that tells you “This is how we do it”, and Pacific Crest, who asks “How can we do it for you?” Pacific Crest understands customer service, and it shows. Do not be a banking customer of an institution; bank with Pacific Crest, and be a member.


Health Grade Components

NCUA #960
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD5.47%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$276.7MM$246.1MM
LoansQ2 2022vs Q2 2021$159.1MM$140.3MM
DepositsQ2 2022vs Q2 2021$256.8MM$226.4MM
Equity CapitalQ2 2022vs Q2 2021$18.4MM$17.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$772.00K$836.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$245.00K$214.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Pacific Crest Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pacific Crest Federal Credit Union Savings Account Rates

2.01%*$5$2kPathfinder Savings
OTHER TIERS: 0.02% $2k+
0.05%$5-Annual Savings
0.02%$5-Additional Savings
0.02%$5-Membership Share Savings
0.02%$10-Health Savings Account
0.02%$5-Business Membership Savings

Pacific Crest Federal Credit Union Money Market Rates

0.05%$1k-Money Market Share
0.05%$1k-Business Money Market Share

Pacific Crest Federal Credit Union Checking Account Rates

2.00%*-$10kRewards Checking - Qualifying
OTHER TIERS: 0.02% $10k+
1.00%*-$1kPathfinder Checking
OTHER TIERS: 0.02% $1k+
0.02%$20k-Business Checking
0.02%$20k-Business Analysis Checking

Pacific Crest Federal Credit Union CD Rates

3.04%*$100*$5k12 Month Pathfinder CD
OTHER TIERS: 0.05% $5k+
0.25%$1k-60 Month CD
0.15%$1k-48 Month CD
0.12%$1k-36 Month CD
0.10%$1k-24 Month CD
0.07%$1k-12 Month CD
0.07%$1k-18 Month Bump CD
0.05%$1k-6 Month CD

Pacific Crest Federal Credit Union IRA Rates

0.25%$1k-60 Month IRA
0.15%$1k-48 Month IRA
0.12%$1k-36 Month IRA
0.10%$1k-24 Month IRA
0.07%$1k-12 Month IRA
0.07%$1k-18 Month Bump IRA
0.05%$1k-6 Month IRA

Pacific Crest Federal Credit Union Locations
Branch Office6450 Galpin LnKlamath Falls, OR 97603-2900
Branch Office123 N G StLakeview, OR 97630
Branch Office2972 Washburn WayKlamath Falls, OR 97603
Branch Office1030 N Main St Ste 101Alturas, CA 96101-3391
Branch Office57269 Park RdChristmas Valley, OR 97641

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