Pacific Crest Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.10% | Reward Checking | Crest Incentive Checking 1.83% - National Average |
| 0.95% | 5-year CD | 60 Month CD 2.35% - Synchrony Bank 60 Month CD |
| 0.15% | 1-year CD | Easy Saver 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
Pacific Crest Federal Credit Union is headquartered in Klamath Falls and is the 22nd largest credit union in the state of Oregon. It is also the 1,156th largest credit union in the nation. It was established in 1936 and as of March of 2017, it had grown to 57 employees and 15,951 members at 4 locations. Pacific Crest Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Klamath, Lake, Modoc, and northeast Siskiyou Counties and family members of those eligible.
See current membership details
Related Posts
Customer Service Is What It Is All About.
I have been banking with Pacific Crest for more than twenty years. During that time I have watched their products and services evolve on pace with customer demand. Throughout the years I have also dealt on and off with other banks in Klamath Falls. After experiencing products and service from many different providers I have found the difference: customer service.
When I say “customer service” I do not mean availability. Pacific Crest has the same online, mobile banking, and customizable features as anyone else in the game. When I say customer service I mean the difference between an institution that tells you “This is how we do it”, and Pacific Crest, who asks “How can we do it for you?” Pacific Crest understands customer service, and it shows. Do not be a banking customer of an institution; bank with Pacific Crest, and be a member.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 960 |
| Year Chartered | 1936 |
| Employees | 57 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 6.26% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $169.1MM$160.7MM |
| Loans | Q1 2017vs Q1 2016 | $108.5MM$93.0MM |
| Deposits | Q1 2017vs Q1 2016 | $153.7MM$145.4MM |
| Equity Capital | Q1 2017vs Q1 2016 | $14.0MM$13.4MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $763.00K$600.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $364.00K$331.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $133.00K$105.00K |
Always verify rates and promotions with the bank or credit union. We are not Pacific Crest Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Pacific Crest Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $100 | - | Secondary Savings | |
| 0.02% | - | - | Pacific Crest Trailblazers | |
| 0.02% | - | - | Pacific Crest Pathfinders | |
| 0.02% | - | - | Pacific Crest Passageways | |
| 0.02% | - | - | Special Purposes | |
| 0.02% | - | - | CESA Savings | |
| 0.02% | - | - | Traditional IRA Savings | |
| 0.02% | $100 | - | Regular Share Savings |
Pacific Crest Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $50k* | - | Money Market Share | ||
| OTHER TIERS: 0.02% → $1k - $10k | 0.05% → $10k - $25k | 0.07% → $25k - $50k | |||||
Pacific Crest Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | - | $25k | Crest Incentive Checking | ||
| OTHER TIERS: 0.02% → $25k+ | |||||
| 0.02% | $2k | - | Crest Custom Checking | ||
Pacific Crest Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.95%* | $10k* | - | 60 Month CD | ||
| OTHER TIERS: 0.90% → $1k - $10k | |||||
| 0.60%* | $10k* | - | 48 Month CD | ||
| OTHER TIERS: 0.55% → $1k - $10k | |||||
| 0.50%* | $10k* | - | 36 Month CD | ||
| OTHER TIERS: 0.45% → $1k - $10k | |||||
| 0.30%* | $10k* | - | 24 Month CD | ||
| OTHER TIERS: 0.25% → $1k - $10k | |||||
| 0.15%* | $10k* | - | 12 Month CD | ||
| OTHER TIERS: 0.10% → $1k - $10k | |||||
| 0.15% | $100 | - | Easy Saver 12 Month CD | ||
| 0.15% | $1k | - | 18 Month CD | ||
| 0.10%* | $10k* | - | 6 Month CD | ||
| OTHER TIERS: 0.05% → $500 - $10k | |||||
Pacific Crest Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.95%* | $10k* | - | 60 Month IRA | ||
| OTHER TIERS: 0.90% → $1k - $10k | |||||
| 0.60%* | $10k* | - | 48 Month IRA | ||
| OTHER TIERS: 0.55% → $1k - $10k | |||||
| 0.50%* | $10k* | - | 36 Month IRA | ||
| OTHER TIERS: 0.45% → $1k - $10k | |||||
| 0.30%* | $10k* | - | 24 Month IRA | ||
| OTHER TIERS: 0.25% → $1k - $10k | |||||
| 0.15%* | $10k* | - | 12 Month IRA | ||
| OTHER TIERS: 0.10% → $1k - $10k | |||||
| 0.15% | $1k | - | 18 Month IRA | ||
| 0.10%* | $10k* | - | 6 Month IRA | ||
| OTHER TIERS: 0.05% → $500 - $10k | |||||
| Pacific Crest Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1030 N Main St Ste 101 | Alturas, CA 96101-3391 |
| Branch Office | 6450 Galpin Ln | Klamath Falls, OR 97603-2900 |
| Branch Office | 123 N G St | Lakeview, OR 97630 |
| Branch Office | 2972 Washburn Way | Klamath Falls, OR 97603 |