Pacific Crest Federal Credit Union is headquartered in Klamath Falls and is the 23rd largest credit union in the state of Oregon. It is also the 1,131st largest credit union in the nation. It was established in 1936 and as of December of 2020, it had grown to 61 employees and 17,654 members at 5 locations. Pacific Crest Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Klamath, Lake, Modoc, and northeast Siskiyou Counties and family members of those eligible.
See current membership details
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Customer Service Is What It Is All About.
I have been banking with Pacific Crest for more than twenty years. During that time I have watched their products and services evolve on pace with customer demand. Throughout the years I have also dealt on and off with other banks in Klamath Falls. After experiencing products and service from many different providers I have found the difference: customer service.
When I say “customer service” I do not mean availability. Pacific Crest has the same online, mobile banking, and customizable features as anyone else in the game. When I say customer service I mean the difference between an institution that tells you “This is how we do it”, and Pacific Crest, who asks “How can we do it for you?” Pacific Crest understands customer service, and it shows. Do not be a banking customer of an institution; bank with Pacific Crest, and be a member.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 960 |
| Year Chartered | 1936 |
| Employees | 61 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.4% |
| Return on Equity - YTD | 5.31% |
| Annual Interest Income | $7.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $217.5MM$176.5MM |
| Loans | Q4 2020vs Q4 2019 | $131.0MM$126.4MM |
| Deposits | Q4 2020vs Q4 2019 | $199.7MM$159.1MM |
| Equity Capital | Q4 2020vs Q4 2019 | $16.1MM$15.3MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $974.00K$751.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $199.00K$288.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$22.00K |