Pacific Crest Savings Bank

Overview / Commentary
3500 188th Street SW, Suite 575
Lynnwood, WA 98037

Pacific Crest Savings Bank was established in 1984 as Phoenix Mortgage and converted to a Washington State-charted, federally insured savings bank in 1998. Pacific Crest Savings Bank combines the advantages of independent ownership with three decades of experience to offer the highest level of customer service.

Reviews (2)

Excellence All The Way Around

Posted by: |

Hi - I've been banking at PCB for almost 15 years. During that time I've found the staff to be nothing but helpful, the interest rates very good (excepting CD's) and generally a pleasure to bank at either over the phone or in person. I have four different accounts there, both Money Market and checking. By the way, I am not an employee nor am I related in any way to any of the fine employees at Pacific Crest. And I believe the above reviewer was refused a loan or something judging by his vitriol and general snarkiness.

Pacific Crest Savings Bank Lynnwood Washington... Complete Waste Of Time

Posted by: |

Save time, and frustration!! .

Better products, better service elsewhere.

I believe this bank is a catastrophic failure..

Poor leadership, indecisive decision making, and lack of relationships make Pacific crest savings bank in Lynnwood Washington a complete waste of time.

Washington state has some amazing local banks; unfortunately, this is not one of them...


Health Grade Components

FDIC Certificate #34585
Year Established1998
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD7.87%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$230.5MM$217.8MM
LoansQ1 2020vs Q1 2019$178.3MM$165.4MM
DepositsQ1 2020vs Q1 2019$177.5MM$174.7MM
Equity CapitalQ1 2020vs Q1 2019$26.4MM$25.3MM
Loan Loss AllowanceQ1 2020vs Q1 2019$2.8MM$2.8MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$2.0MM$694.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0

Rates for Pacific Crest Savings Bank are currently being reviewed.


Pacific Crest Savings Bank Locations
Pacific Crest Savings Bank3500 188th Street, S.w., Suite 575Lynnwood, WA 98037

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