Pacific Mercantile Bank

Overview / Commentary
949 South Coast Drive Third Floor
Costa Mesa, CA 92626

Pacific Mercantile Bank is no longer doing business under that name because it has been merged or acquired. See the successor institution Banc of California.

Reviews (6)

New USDA Loan

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My wife and I  are currently working with the  Loan Officer Tanvir Karim purchase a new home. He has been extemely professional and attentive to detail. I do not know the circumstancdes of the other review posted. However,  my experience with Pacific Mercantile Bank has been a breath of fresh air compared to our last experience with another lending institution trying to put together a simular loan.  5 stars earned excellent service.  Gary and Darilyn Gray

Excellent CD Rates

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I have several CD's with Pacific Mercantile. Although their rates are not always the highest, they are consistently competitive, and -- best of all -- they keep the same rates for a long time. No changing from week to week or day to day.

Customer service at the Costa Mesa branch is tops. Everyone is polite, careful, and thorough. Fashion Island branch is not quite so good. Also, statements from the Fashion Island branch take longer to arrive.

Don't Open Accounts With Pacific Mercantile Bank If You Want SSN Protected

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I moved and changed addresses in Ontario branch in Jan, 2012, but there is still mail being sent to my old address with SSN fully printed in June, 2012. When I try to call the bank to stop sending mail to old address, they said it's impossible. Today is Thursday and I still have not heard back from the branch or the information security officer. The next step is to file a complaint to the regulator or homeland security office.

Approved? Or Not? Or Yes?

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This bank is crazy! I can't believe they are even in business! My husband and I were promised an approval two weeks ago on our home loan and now we are up against losing our dream home if these people don't pull through for us. I have never felt more helpless in my LIFE! If you can, stay AWAY! Save yourself some time and work with a bank that really cares about the American dream.

Case By Case

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Pacific Mercantile in Costa Mesa is the epidomy of greed, dishonesty, and corruption. They will look into your portfolio and if there is money there, they will wait untill you are deep into the loan and suddenly come up with unexpected fees and cost, knowing its very hard to back out.

This all comes under the umbrella that each loan is on a case by case basis. The outright dishonesty is uphaling. You can get away with it once or twice but these deceptive practices will catch up with them, hopefull in court where it will matter.

Dont Even Consider This Lender For Your Home Loan

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We have been stuck in Hotels and now renting our own home from the sellers while we wait for this hopeless institution to figure out how to prepare documents!!  They confirm there is nothing holding up the closing, but they just cant seem to produce any results.  What a nightmare!!!

Homeless in Texas


We do not have health information for Pacific Mercantile Bank, because it is no longer an operational bank.


Sorry, we do not have rate data for Pacific Mercantile Bank.


Sorry, but we do not have location data for Pacific Mercantile Bank. Its headquarters is located at 949 South Coast Drive Third Floor - Costa Mesa, CA 92626

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