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Pacific National Bank

Popular Accounts at this Bank

1.60%1-year CD12 Month CD Online Promotional CD (New Money Only)
1.35%Money MarketMMDA Online Special (New Money Only)
1.90%18-month CD18 Month CD Online Promotional CD (New Money Only)

Overview / Commentary
1390 Brickell Avenue
Miami, FL 33131

Pacific National Bank is headquartered in Miami and is the 53rd largest bank in the state of Florida. It is also the 1,590th largest bank in the nation. It was established in 1985 and as of December of 2017, it had grown to 66 employees at 2 locations. Pacific National Bank's money market rates are 3X the national average, and it has an A health rating.

Related Posts

Pacific National Bank Nationally Available 12-month CD - 8/12/2017

Pacific National Bank's 12-month CD (1.60% APY is now the top-rated nationally available one year CD. Minimum deposit is $1k of new money, capped at $250k.

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Reviews (1)

Ripoff-Make Sure Your CD's Don't Mature On A Weekend Or Holiday

Posted by: pwj7050 | Feb 5, 2018

I opened a $100,000 CD 18 months ago online and it happened to mature this past Saturday, 2/3/18. I notified PNB on 1/5/18 that I wanted the CD to be ACH'd back to me upon maturity since their current rates were not competitive. Since the CD matured on a Saturday, they could not return the funds to me until today, 2/5/18. However, they only paid interest through the maturity date even though they had my money 2 additional days. I brought this up to a customer service rep and he said that my agreement stated that I would not earn interest past the maturity date even though the maturity date, SELECTED BY PNB, was a Saturday. That's just not right! I won't deal with them again.


Health Grade Components

FDIC Certificate #26299
Year Established1985
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD9.66%
Annual Interest Income$18.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$442.7MM$455.7MM
LoansQ4 2017vs Q4 2016$302.3MM$304.1MM
DepositsQ4 2017vs Q4 2016$320.0MM$318.6MM
Equity CapitalQ4 2017vs Q4 2016$63.1MM$57.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.2MM$1.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.7MM$2.9MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Always verify rates and promotions with the bank or credit union. We are not Pacific National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pacific National Bank Savings Account Rates

0.35%*$50k*-Savings Account
OTHER TIERS: 0.20% $1k - $50k

Pacific National Bank Money Market Rates

1.35%$5k$240kMMDA Special (New Money Only)
1.35%$5k$240kMMDA Online Special (New Money Only)
0.85%*$1m*-Money Market
OTHER TIERS: 0.50% $10k - $50k | 0.60% $50k - $100k | 0.70% $100k - $1mm

Pacific National Bank Checking Account Rates

0.30%*$1m*-Super Now Account
OTHER TIERS: 0.20% $2,500 - $1mm
0.10%--Business Interest Checking

Pacific National Bank CD Rates

1.90%$1k$240k18 Month CD Online Promotional CD (New Money Only)
1.80%$1k$240k15 Month CD Online Promotional CD (New Money Only)
1.80%$1k$240k15 Month Promotional CD (New Money Only)
1.60%$1k$240k12 Month CD Online Promotional CD (New Money Only)
1.60%$1k$240k12 Month Promotional CD (New Money Only)

Pacific National Bank Locations
Pacific National Bank1390 Brickell AvenueMiami, FL 33131
Coral Gables Branch255 Aragon AvenueCoral Gables, FL 33134