Pacific National Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pnb.com

305-539-7500

1390 Brickell Avenue
Miami, FL 33131

Pacific National Bank is headquartered in MIAMI and is the 25^th largest bank in the state of Florida. It is also the 822^nd largest bank in the nation. It was established in 1985 and as of March of 2025, it had grown to 126 employees at 4 locations. Pacific National Bank's CD rates are 5X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	26299
Year Established	1985
Employees	126
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.02%
Return on Equity - YTD	8.91%
Annual Interest Income	$20.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.33B$1.24B
Loans	Q1 2025vs Q1 2024	$872.1MM$805.2MM
Deposits	Q1 2025vs Q1 2024	$1.1B$1.01B
Equity Capital	Q1 2025vs Q1 2024	$152.1MM$139.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.4MM$4.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$202K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Pacific National Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.45%	$1k	-	6 Month Online CD Specials
4.45%	$1k	-	9 Month Online CD Specials
4.40%	$1k	-	12 Month Online CD Specials

Locations

Pacific National Bank Locations
Main Office	1390 Brickell Ave	Miami, FL 33131
Aventura Branch	18285 Biscayne Blvd	Miami, FL 33160
Coral Gables Branch	255 Aragon Avenue	Coral Gables, FL 33134
Boca Raton Branch	4137 North Federal Highway	Boca Raton, FL 33431

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