Pacific National Bank

Popular Accounts at this Bank

2.40%1-year CD12 Month Online Promotional CD (New Money Only)
1.45%Money MarketMMDA Online Special (New Money Only)
0.70%SavingsSavings Account

Overview / Commentary
1390 Brickell Avenue
Miami, FL 33131

Pacific National Bank is headquartered in Miami and is the 47th largest bank in the state of Florida. It is also the 1,556th largest bank in the nation. It was established in 1985 and as of March of 2018, it had grown to 67 employees at 2 locations. Pacific National Bank's money market rates are 3X the national average, and it has a B+ health rating.

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Reviews (2)

Pacific National Bank

Posted by: joemalanga | Aug 9, 2018

I called to see how I would get My CD money returned just knowing they would not be competitive for a renewal.The first thing the CSR said was, please don't leave us. In all my years of banking, I have never had a banker say that to me. To my surprise they offered 2.4% for 12 months. Not the best but OK. I think they want my business. I did renew.

Ripoff-Make Sure Your CD's Don't Mature On A Weekend Or Holiday

Posted by: pwj7050 | Feb 5, 2018

I opened a $100,000 CD 18 months ago online and it happened to mature this past Saturday, 2/3/18. I notified PNB on 1/5/18 that I wanted the CD to be ACH'd back to me upon maturity since their current rates were not competitive. Since the CD matured on a Saturday, they could not return the funds to me until today, 2/5/18. However, they only paid interest through the maturity date even though they had my money 2 additional days. I brought this up to a customer service rep and he said that my agreement stated that I would not earn interest past the maturity date even though the maturity date, SELECTED BY PNB, was a Saturday. That's just not right! I won't deal with them again.


Health Grade Components

FDIC Certificate #26299
Year Established1985
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD3.07%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$452.6MM$496.8MM
LoansQ1 2018vs Q1 2017$313.0MM$318.1MM
DepositsQ1 2018vs Q1 2017$325.4MM$356.7MM
Equity CapitalQ1 2018vs Q1 2017$63.1MM$58.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.3MM$1.5MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$207.00K$2.8MM
Real Estate OwnedQ1 2018vs Q1 2017$1.8MM$0
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Always verify rates and promotions with the bank or credit union. We are not Pacific National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pacific National Bank Savings Account Rates

0.70%*$100k*$1mSavings Account
OTHER TIERS: 0.20% $1k - $10k | 0.35% $1mm+ | 0.50% $10k - $50k | 0.60% $50k - $100k

Pacific National Bank Money Market Rates

1.45%$5k$240kMMDA Special (New Money Only)
1.45%$5k$240kMMDA Online Special (New Money Only)
0.85%*$1m*-Money Market
OTHER TIERS: 0.50% $10k - $50k | 0.60% $50k - $100k | 0.70% $100k - $1mm

Pacific National Bank Checking Account Rates

0.30%*$1m*-Super Now Account
OTHER TIERS: 0.20% $2,500 - $1mm
0.10%--Business Interest Checking

Pacific National Bank CD Rates

2.60%$1k-17 Month Promotional CD (New Money)
2.60%$1k-17 Month Online Promotional CD (New Money Only)
2.40%$1k$240k12 Month Online Promotional CD (New Money Only)
2.40%$1k$240k12 Month Promotional CD (New Money Only)

Pacific National Bank Locations
Pacific National Bank1390 Brickell AvenueMiami, FL 33131
Coral Gables Branch255 Aragon AvenueCoral Gables, FL 33134
Aventura Branch18285 Biscayne BlvdMiami, FL 33160

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