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Pacific Postal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ppcu.org
800-696-6009
1040 Leigh Ave
San Jose, CA 95126-4129

Pacific Postal Credit Union is headquartered in San Jose and is the 115th largest credit union in the state of California. It is also the 1,175th largest credit union in the nation. It was established in 1931 and as of March of 2025, it had grown to 33 employees and 12,890 members at 4 locations. Pacific Postal Credit Union has an A health rating.

Field of Membership Restrictions

Pacific Postal Credit Union is open to employees, contract employees and retirees of the U.S. Postal Service in the counties of Alameda, Contra Costa, Marin, Monterey, Napa, San Benito, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Solano and Sonoma, California. Membership is also available to civil service employees of Monterey, San Benito, San Francisco, San Mateo, Santa Clara and Santa Cruz counties in California. Additionally, immediate family and household members are eligible to join.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #64835
Year Chartered1931
Employees33
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD1.7%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$238.6MM$237.7MM
LoansQ1 2025vs Q1 2024$107.8MM$107.4MM
DepositsQ1 2025vs Q1 2024$201.6MM$203.5MM
Equity CapitalQ1 2025vs Q1 2024$35.8MM$33MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.4MM$1.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$702K$2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Pacific Postal Credit Union are currently being reviewed.

Locations


Pacific Postal Credit Union Locations
Branch Office480 ROLAND WAY STE 102OAKLAND, CA 94621
Branch Office1040 Leigh AveSan Jose, CA 95126
Branch Office175 Mendell StSan Francisco, CA 94124
Branch Office1750 Lundy AveSan Jose, CA 95101-9001

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