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Pacific Service Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.pacificservice.org
888-858-6878
1355 Willow Way
Concord, CA 94520

Pacific Service Credit Union is headquartered in Concord and is the 48th largest credit union in the state of California. It is also the 357th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 155 employees and 69,530 members at 6 locations. Pacific Service Credit Union's money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Pacific Service Credit Union is open to those who live, work, worship, or attend school in the California counties of Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano, or Sonoma. Employees and retirees of PG&E Corporation and its domestic subsidiaries, including Pacific Gas and Electric Company (PG&E), PG&E National Energy Group and Pacific Venture Capital, LLC are also eligible to join. Immediate family and household members of a current Pacific Service Credit Union member also qualify for membership.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68413
Year Chartered1936
Employees155
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.2%
Annual Interest Income$15.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.36B$1.49B
LoansQ1 2025vs Q1 2024$974.4MM$1.02B
DepositsQ1 2025vs Q1 2024$1.15B$1.17B
Equity CapitalQ1 2025vs Q1 2024$176.6MM$161.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$10MM$10.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.2MM$3.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pacific Service Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Savings Account
OTHER TIERS: 0.05% → $100 - $2.5k | 0.10% → $2.5k - $50k

Pacific Service Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$250k*-Money Market Account
OTHER TIERS: 0.90% → $2.5k - $25k | 1.10% → $25k - $75k | 1.50% → $75k - $250k
1.75%*$250k*-IRA Money Market
OTHER TIERS: 0.90% → $2.5k - $25k | 1.10% → $25k - $75k | 1.50% → $75k - $250k

Pacific Service Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$75k*-Plu$ Checking
OTHER TIERS: 0.10% → $7.5k - $75k

Pacific Service Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100k*-5 Year CD
OTHER TIERS: 3.40% → $1k - $50k | 3.45% → $50k - $100k
3.50%*$100k*-5 Year Youth CD
OTHER TIERS: 3.40% → $100 - $50k | 3.45% → $50k - $100k
3.25%*$100k*-4 Year CD
OTHER TIERS: 3.15% → $1k - $50k | 3.20% → $50k - $100k
3.25%*$100k*-4 Year Youth CD
OTHER TIERS: 3.15% → $100 - $50k | 3.20% → $50k - $100k
2.85%*$100k*-3 Year CD
OTHER TIERS: 2.75% → $1k - $50k | 2.80% → $50k - $100k
2.85%*$100k*-3 Year Youth CD
OTHER TIERS: 2.75% → $100 - $50k | 2.80% → $50k - $100k
2.75%*$100k*-2 Year CD
OTHER TIERS: 2.65% → $1k - $50k | 2.70% → $50k - $100k
2.75%*$100k*-30 Month Add-on CD
OTHER TIERS: 2.65% → $1k - $50k | 2.70% → $50k - $100k
2.75%*$100k*-2 Year Youth CD
OTHER TIERS: 2.65% → $100 - $50k | 2.70% → $50k - $100k
2.75%*$100k*-30 Month Add-on Youth CD
OTHER TIERS: 2.65% → $100 - $50k | 2.70% → $50k - $100k
2.60%*$100k*-18 Month Bump-up CD
OTHER TIERS: 2.50% → $1k - $50k | 2.55% → $50k - $100k
2.60%*$100k*-18 Month Bump-up Youth CD
OTHER TIERS: 2.50% → $100 - $50k | 2.55% → $50k - $100k
2.50%*$100k*-1 Year CD
OTHER TIERS: 2.40% → $1k - $50k | 2.45% → $50k - $100k
2.50%*$100k*-1 Year Youth CD
OTHER TIERS: 2.40% → $100 - $50k | 2.45% → $50k - $100k
2.25%*$100k*-9 Month CD
OTHER TIERS: 2.15% → $1k - $50k | 2.20% → $50k - $100k
2.25%*$100k*-9 Month Youth CD
OTHER TIERS: 2.15% → $100 - $50k | 2.20% → $50k - $100k
2.10%*$100k*-6 Month CD
OTHER TIERS: 2.00% → $1k - $50k | 2.05% → $50k - $100k
2.10%*$100k*-6 Month Youth CD
OTHER TIERS: 2.00% → $100 - $50k | 2.05% → $50k - $100k
2.00%*$100k*-3 Month CD
OTHER TIERS: 1.90% → $1k - $50k | 1.95% → $50k - $100k
2.00%*$100k*-3 Month Youth CD
OTHER TIERS: 1.90% → $100 - $50k | 1.95% → $50k - $100k

Pacific Service Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100k*-5 Year IRA
OTHER TIERS: 3.40% → $500 - $50k | 3.45% → $50k - $100k
3.25%*$100k*-4 Year IRA
OTHER TIERS: 3.15% → $500 - $50k | 3.20% → $50k - $100k
2.85%*$100k*-3 Year IRA
OTHER TIERS: 2.75% → $500 - $50k | 2.80% → $50k - $100k
2.75%*$100k*-2 Year IRA
OTHER TIERS: 2.65% → $500 - $50k | 2.70% → $50k - $100k
2.75%*$100k*-30 Month Add-on IRA
OTHER TIERS: 2.65% → $500 - $50k | 2.70% → $50k - $100k
2.60%*$100k*-18 Month Bump-up IRA
OTHER TIERS: 2.50% → $500 - $50k | 2.55% → $50k - $100k
2.50%*$100k*-1 Year IRA
OTHER TIERS: 2.40% → $500 - $50k | 2.45% → $50k - $100k
2.25%*$100k*-9 Month IRA
OTHER TIERS: 2.15% → $500 - $50k | 2.20% → $50k - $100k
2.10%*$100k*-6 Month IRA
OTHER TIERS: 2.00% → $500 - $50k | 2.05% → $50k - $100k
2.00%*$100k*-3 Month IRA
OTHER TIERS: 1.90% → $500 - $50k | 1.95% → $50k - $100k
0.20%*$50k*-IRA Savings
OTHER TIERS: 0.05% → $100 - $2.5k | 0.10% → $2.5k - $50k
Locations


Pacific Service Credit Union Locations
Corporate Office1355 Willow Way STE 200Concord, CA 94520
Branch Office102 E Nees AveFresno, CA 93720-4312
Branch Office1600 Contra Costa Blvd Ste EPleasant Hill, CA 94523-3061
Branch Office2800 Kitty Hawk RdLivermore, CA 94551-7666
Branch Office3121 Crow Canyon Pl Ste BSan Ramon, CA 94583-1361
Branch Office840 Herndon Ave STE 101Clovis, CA 93612

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