Pacific Service Credit Union is headquartered in Concord and is the 48th largest credit union in the state of California. It is also the 339th largest credit union in the nation. It was established in 1936 and as of December of 2024, it had grown to 153 employees and 69,254 members at 6 locations. Pacific Service Credit Union's money market rates are 4X the national average, and it has an A health rating.
Membership in Pacific Service Credit Union is open to those who live, work, worship, or attend school in the California counties of Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano, or Sonoma. Employees and retirees of PG&E Corporation and its domestic subsidiaries, including Pacific Gas and Electric Company (PG&E), PG&E National Energy Group and Pacific Venture Capital, LLC are also eligible to join. Immediate family and household members of a current Pacific Service Credit Union member also qualify for membership.
See current membership details
Overall | |
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NCUA # | 68413 |
Year Chartered | 1936 |
Employees | 153 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.42% |
Return on Equity - YTD | 3.46% |
Annual Interest Income | $65.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2024vs Q4 2023 | $1.38B$1.46B |
Loans | Q4 2024vs Q4 2023 | $986.4MM$1.03B |
Deposits | Q4 2024vs Q4 2023 | $1.13B$1.13B |
Equity Capital | Q4 2024vs Q4 2023 | $170.9MM$161.2MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $10.3MM$10.1MM |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $5.1MM$3.6MM |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Pacific Service Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20%* | $50k* | - | Savings Account | ||
OTHER TIERS: 0.05% → $100 - $2.5k | 0.10% → $2.5k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $75k* | - | Plu$ Checking | ||
OTHER TIERS: 0.10% → $7.5k - $75k |
Pacific Service Credit Union Locations | ||
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Corporate Office | 1355 Willow Way STE 200 | Concord, CA 94520 |
Branch Office | 102 E Nees Ave | Fresno, CA 93720-4312 |
Branch Office | 1600 Contra Costa Blvd Ste E | Pleasant Hill, CA 94523-3061 |
Branch Office | 2800 Kitty Hawk Rd | Livermore, CA 94551-7666 |
Branch Office | 3121 Crow Canyon Pl Ste B | San Ramon, CA 94583-1361 |
Branch Office | 840 Herndon Ave STE 101 | Clovis, CA 93612 |