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Overview / Commentary
422 Main Street
Salinas, CA 93901

Pacific Valley Bank is headquartered in Salinas and is the 129th largest bank in the state of California. It is also the 2,543rd largest bank in the nation. It was established in 2004 and as of September of 2016, it had grown to 44 employees at 3 locations. Pacific Valley Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #57740
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD3.99%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$249.0MM$248.4MM
LoansQ3 2016vs Q3 2015$179.5MM$158.6MM
DepositsQ3 2016vs Q3 2015$219.4MM$219.9MM
Equity CapitalQ3 2016vs Q3 2015$28.5MM$27.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.4MM$3.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$3.5MM$4.5MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0

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Pacific Valley Bank Locations
King City Branch302 Broadway StreetKing City, CA 93930
Pacific Valley Bank422 Main StreetSalinas, CA 93901
Monterey Branch498 Alvarado StreetMonterey, CA 93940