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Overview / Commentary
422 Main Street
Salinas, CA 93901

Pacific Valley Bank is headquartered in Salinas and is the 132nd largest bank in the state of California. It is also the 2,494th largest bank in the nation. It was established in 2004 and as of September of 2017, it had grown to 45 employees at 3 locations. Pacific Valley Bank has an A health rating.


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Health Grade Components

FDIC Certificate #57740
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD6.13%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$256.0MM$249.0MM
LoansQ3 2017vs Q3 2016$179.7MM$179.5MM
DepositsQ3 2017vs Q3 2016$224.6MM$219.4MM
Equity CapitalQ3 2017vs Q3 2016$30.3MM$28.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$4.3MM$3.4MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.7MM$3.5MM
Real Estate OwnedQ3 2017vs Q3 2016$0$0

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Pacific Valley Bank Locations
King City Branch302 Broadway StreetKing City, CA 93930
Pacific Valley Bank422 Main StreetSalinas, CA 93901
Monterey Branch498 Alvarado StreetMonterey, CA 93940