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Overview / Commentary
422 Main Street
Salinas, CA 93901

Pacific Valley Bank is headquartered in Salinas and is the 128th largest bank in the state of California. It is also the 2,562nd largest bank in the nation. It was established in 2004 and as of March of 2016, it had grown to 46 employees at 3 locations. Pacific Valley Bank has an A health rating.


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Health Grade Components

FDIC Certificate #57740
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD4.68%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$248.1MM$237.4MM
LoansQ1 2016vs Q1 2015$156.3MM$162.9MM
DepositsQ1 2016vs Q1 2015$219.1MM$209.8MM
Equity CapitalQ1 2016vs Q1 2015$28.0MM$26.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$3.3MM$3.1MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$2.6MM$3.4MM
Real Estate OwnedQ1 2016vs Q1 2015$0$932.00K

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Pacific Valley Bank Locations
King City Branch302 Broadway StreetKing City, CA 93930
Pacific Valley Bank422 Main StreetSalinas, CA 93901
Monterey Branch498 Alvarado StreetMonterey, CA 93940