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Overview / Commentary
422 Main Street
Salinas, CA 93901

Pacific Valley Bank is headquartered in Salinas and is the 131st largest bank in the state of California. It is also the 2,580th largest bank in the nation. It was established in 2004 and as of December of 2016, it had grown to 44 employees at 3 locations. Pacific Valley Bank has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #57740
Year Established2004
Employees44
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD4.62%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$244.1MM$260.5MM
LoansQ4 2016vs Q4 2015$183.9MM$160.2MM
DepositsQ4 2016vs Q4 2015$214.3MM$231.8MM
Equity CapitalQ4 2016vs Q4 2015$28.9MM$27.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$3.4MM$3.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$3.3MM$2.9MM
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates

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Locations


Pacific Valley Bank Locations
King City Branch302 Broadway StreetKing City, CA 93930
Pacific Valley Bank422 Main StreetSalinas, CA 93901
Monterey Branch498 Alvarado StreetMonterey, CA 93940