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Overview / Commentary
422 Main Street
Salinas, CA 93901

Pacific Valley Bank is headquartered in Salinas and is the 126th largest bank in the state of California. It is also the 2,460th largest bank in the nation. It was established in 2004 and as of December of 2015, it had grown to 44 employees at 3 locations. Pacific Valley Bank has an A health rating.


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Health Grade Components

FDIC Certificate #57740
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD3.94%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$260.5MM$252.9MM
LoansQ4 2015vs Q4 2014$160.2MM$169.9MM
DepositsQ4 2015vs Q4 2014$231.8MM$225.5MM
Equity CapitalQ4 2015vs Q4 2014$27.6MM$26.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$3.2MM$3.7MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$2.9MM$4.8MM
Real Estate OwnedQ4 2015vs Q4 2014$0$2.1MM

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Pacific Valley Bank Locations
King City Branch302 Broadway StreetKing City, CA 93930
Pacific Valley Bank422 Main StreetSalinas, CA 93901
Monterey Branch498 Alvarado StreetMonterey, CA 93940