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Overview / Commentary
422 Main Street
Salinas, CA 93901

Pacific Valley Bank is headquartered in Salinas and is the 137th largest bank in the state of California. It is also the 2,708th largest bank in the nation. It was established in 2004 and as of March of 2017, it had grown to 45 employees at 3 locations. Pacific Valley Bank has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #57740
Year Established2004
Employees45
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.25%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$229.9MM$248.1MM
LoansQ1 2017vs Q1 2016$176.2MM$156.3MM
DepositsQ1 2017vs Q1 2016$199.7MM$219.1MM
Equity CapitalQ1 2017vs Q1 2016$29.2MM$28.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$3.4MM$3.3MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$3.6MM$2.6MM
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates

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Locations


Pacific Valley Bank Locations
King City Branch302 Broadway StreetKing City, CA 93930
Pacific Valley Bank422 Main StreetSalinas, CA 93901
Monterey Branch498 Alvarado StreetMonterey, CA 93940