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Overview / Commentary
422 Main Street
Salinas, CA 93901

Pacific Valley Bank is headquartered in Salinas and is the 131st largest bank in the state of California. It is also the 2,584th largest bank in the nation. It was established in 2004 and as of June of 2016, it had grown to 48 employees at 3 locations. Pacific Valley Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #57740
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$243.8MM$250.7MM
LoansQ2 2016vs Q2 2015$161.0MM$172.8MM
DepositsQ2 2016vs Q2 2015$214.5MM$222.8MM
Equity CapitalQ2 2016vs Q2 2015$28.2MM$27.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$3.3MM$3.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.1MM$3.9MM
Real Estate OwnedQ2 2016vs Q2 2015$0$932.00K

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Pacific Valley Bank Locations
King City Branch302 Broadway StreetKing City, CA 93930
Pacific Valley Bank422 Main StreetSalinas, CA 93901
Monterey Branch498 Alvarado StreetMonterey, CA 93940