Advertising Disclosure
  1. Home
  2. Banks
  3. Palco Federal Credit Union

Palco Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.palcofcu.org
570-546-2333
191 Chad Rd
Muncy, PA 17756-0330

Palco Federal Credit Union is headquartered in Muncy and is the 83rd largest credit union in the state of Pennsylvania. It is also the 1,805th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 14 employees and 6,002 members at 1 location. Palco Federal Credit Union's money market rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

PALCO Federal Credit Union is open to those who live, work, worship, attend school, or regularly conduct business the Pennsylvania counties of Bradford, Columbia, Lycoming, Montour, Northumberland, Sullivan, Tioga or Union.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #2959
Year Chartered1938
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD11.18%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$103.3MM$99.3MM
LoansQ1 2025vs Q1 2024$38.8MM$32.7MM
DepositsQ1 2025vs Q1 2024$92.9MM$89.3MM
Equity CapitalQ1 2025vs Q1 2024$11.9MM$9.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$247K$231K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$46K$100K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Palco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Palco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Savings Account (S1)
0.15%$0-T-Accounts (S5)
0.15%$0-Christmas Club Account (S3)
0.15%$0-Vacation Club Account (S4)

Palco Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%*$75k*-Money Market Savings Account
OTHER TIERS: 2.53% → $2k - $20k | 2.58% → $20k - $75k
2.58%*$10k*-Money Market Checking Account
OTHER TIERS: 2.53% → $2.5k - $10k

Palco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$5k*-6 Month Share Certificate
OTHER TIERS: 3.90% → $1k - $5k
3.85%*$10k*-12 Month Junior Share Certificate
OTHER TIERS: 3.65% → $250 - $5k | 3.80% → $5k - $10k
3.85%*$10k*-18 Month Junior Share Certificate
OTHER TIERS: 3.65% → $250 - $5k | 3.80% → $5k - $10k
3.85%*$10k*-12 Month Share Certificate
OTHER TIERS: 3.65% → $500 - $5k | 3.80% → $5k - $10k
3.85%*$10k*-18 Month Share Certificate
OTHER TIERS: 3.65% → $500 - $5k | 3.80% → $5k - $10k
3.75%*$10k*-24 Month Junior Share Certificate
OTHER TIERS: 3.60% → $250 - $5k | 3.70% → $5k - $10k
3.75%*$10k*-24 Month Share Certificate
OTHER TIERS: 3.60% → $500 - $5k | 3.70% → $5k - $10k
3.65%*$10k*-36 Month Junior Share Certificate
OTHER TIERS: 3.60% → $250 - $10k
3.65%*$10k*-36 Month Share Certificate
OTHER TIERS: 3.60% → $500 - $10k
3.55%*$10k*-48 Month Junior Share Certificate
OTHER TIERS: 3.50% → $250 - $10k
3.55%*$10k*-60 Month Junior Share Certificate
OTHER TIERS: 3.50% → $250 - $10k
3.55%*$10k*-48 Month Share Certificate
OTHER TIERS: 3.50% → $500 - $10k
3.55%*$10k*-60 Month Share Certificate
OTHER TIERS: 3.50% → $500 - $10k
Locations


Palco Federal Credit Union Locations
Branch Office191 Chad RdMuncy, PA 17756-8146

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.