Featured Savings Rates
Featured Accounts

Palisades Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingKasasa Cash Checking
1.00%Reward SavingsKasasa Saver
2.18%5-year CD60 Month CD - Step Up

Overview / Commentary
845-602-4242
300 N Middletown Rd, Ste 6
Pearl River, NY 10965

Palisades Federal Credit Union is headquartered in Pearl River and is the 52nd largest credit union in the state of New York. It is also the 1,032nd largest credit union in the nation. It was established in 1941 and as of March of 2017, it had grown to 28 employees and 13,978 members at 4 locations. Palisades Federal Credit Union's CD rates are 18% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school in Rockland County, New York. Immediate family of current members are also eligible.
See current membership details

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Reviews (3)

Small But Highly Efficient

Posted by: Anonymous | Mar 29, 2012

Very efficient and very friendly.

Not Just A Number But A Name

I am always pleased when I do my banking with PFCU. The staff in New City are always very helpful and always very pleasant. I'm given personalized service and I actually get REMEMBERED! It's nice to see the same tellers when I go back. I like the way I am treated when I go in the branch and they have lower fees than regular banks.

Great Rates And Excellent Service

I've been with this Credit Union now for 4 years and I can't say enough about it besides the fact that you can only join if you live or work in Rockland county, NY. Their rates (especially low loan rates) are great and the service is excellent. They know me by name in the branch and I can call and easily speak to a live person locally based at the bank not in India or another country. It's the way that banking should be. Two thumbs up!  



Health

Health Grade Components

Overall
NCUA #4480
Year Chartered1941
Employees28
Primary Regulator
Profit Margin
Return on Assets - YTD-0.21%
Return on Equity - YTD-2.3%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$200.4MM$158.7MM
LoansQ1 2017vs Q1 2016$130.2MM$114.3MM
DepositsQ1 2017vs Q1 2016$153.6MM$139.2MM
Equity CapitalQ1 2017vs Q1 2016$17.2MM$18.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$902.00K$997.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.2MM$973.00K
Real Estate OwnedQ1 2017vs Q1 2016$205.00K$880.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Palisades Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Palisades Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kKasasa Saver
OTHER TIERS: 0.25% $25k+
0.14%*$25k*-IRA Savings Account
OTHER TIERS: 0.04% $25 - $25k
0.05%--Holiday Club
0.04%--Savings Account
0.04%--Special Savings
0.04%--Vacation Club

Palisades Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Money Market
OTHER TIERS: 0.15% $2,500 - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $250k

Palisades Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kKasasa Cash Checking
OTHER TIERS: 0.20% $25k+

Palisades Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.18%*$150k*-60 Month CD
OTHER TIERS: 1.27% $500 - $10k | 1.42% $10k - $50k | 1.67% $50k - $100k | 1.93% $100k - $150k
2.18%*$150k*-60 Month CD - Step Up
OTHER TIERS: 1.27% $500 - $10k | 1.42% $10k - $50k | 1.67% $50k - $100k | 1.93% $100k - $150k
1.87%*$150k*-48 Month CD
OTHER TIERS: 1.26% $500 - $10k | 1.41% $10k - $50k | 1.56% $50k - $100k | 1.71% $100k - $150k
1.87%*$150k*-48 Month CD - Step Up
OTHER TIERS: 1.26% $500 - $10k | 1.41% $10k - $50k | 1.56% $50k - $100k | 1.71% $100k - $150k
1.67%*$150k*-36 Month CD
OTHER TIERS: 1.07% $500 - $10k | 1.22% $10k - $50k | 1.37% $50k - $100k | 1.52% $100k - $150k
1.67%*$150k*-36 Month CD - Step Up
OTHER TIERS: 1.07% $500 - $10k | 1.22% $10k - $50k | 1.37% $50k - $100k | 1.52% $100k - $150k
1.42%*$150k*-24 Month CD
OTHER TIERS: 1.02% $500 - $10k | 1.12% $10k - $50k | 1.22% $50k - $100k | 1.32% $100k - $150k
1.42%*$150k*-24 Month CD - Step Up
OTHER TIERS: 1.02% $500 - $10k | 1.12% $10k - $50k | 1.22% $50k - $100k | 1.32% $100k - $150k
1.31%$500-25 Month CD Special
1.31%*$150k*-18 Month CD
OTHER TIERS: 0.90% $500 - $10k | 1.01% $10k - $50k | 1.11% $50k - $100k | 1.21% $100k - $150k
1.06%*$150k*-12 Month CD
OTHER TIERS: 0.65% $500 - $10k | 0.75% $10k - $50k | 0.85% $50k - $100k | 0.95% $100k - $150k
0.75%$25-12 Month Lucky Saver CD
0.70%*$150k*-6 Month CD
OTHER TIERS: 0.30% $500 - $10k | 0.40% $10k - $50k | 0.50% $50k - $100k | 0.60% $100k - $150k
0.55%*$150k*-3 Month CD
OTHER TIERS: 0.15% $500 - $10k | 0.25% $10k - $50k | 0.35% $50k - $100k | 0.45% $100k - $150k

Palisades Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.18%*$150k*-60 Month IRA
OTHER TIERS: 1.27% $500 - $10k | 1.42% $10k - $50k | 1.67% $50k - $100k | 1.93% $100k - $150k
2.18%*$150k*-60 Month IRA - Step Up
OTHER TIERS: 1.27% $500 - $10k | 1.42% $10k - $50k | 1.67% $50k - $100k | 1.93% $100k - $150k
1.87%*$150k*-48 Month IRA
OTHER TIERS: 1.26% $500 - $10k | 1.41% $10k - $50k | 1.56% $50k - $100k | 1.71% $100k - $150k
1.87%*$150k*-48 Month IRA - Step Up
OTHER TIERS: 1.26% $500 - $10k | 1.41% $10k - $50k | 1.56% $50k - $100k | 1.71% $100k - $150k
1.67%*$150k*-36 Month IRA
OTHER TIERS: 1.07% $500 - $10k | 1.22% $10k - $50k | 1.37% $50k - $100k | 1.52% $100k - $150k
1.67%*$150k*-36 Month IRA - Step Up
OTHER TIERS: 1.07% $500 - $10k | 1.22% $10k - $50k | 1.37% $50k - $100k | 1.52% $100k - $150k
1.42%*$150k*-24 Month IRA
OTHER TIERS: 1.02% $500 - $10k | 1.12% $10k - $50k | 1.22% $50k - $100k | 1.32% $100k - $150k
1.42%*$150k*-24 Month IRA - Step Up
OTHER TIERS: 1.02% $500 - $10k | 1.12% $10k - $50k | 1.22% $50k - $100k | 1.32% $100k - $150k
1.31%$500-25 Month IRA Special
1.06%*$150k*-12 Month IRA
OTHER TIERS: 0.65% $500 - $10k | 0.75% $10k - $50k | 0.85% $50k - $100k | 0.95% $100k - $150k
Locations


Palisades Federal Credit Union Locations
Branch Office16 Orangetown Shopping CtrOrangeburg, NY 10962
Branch Office300 N Middletown Rd Ste 6Pearl River, NY 10965-1295
Branch Office240 E Route 59Nanuet, NY 10954-2905
Branch Office244 S Main StNew City, NY 10956-3318