Panhandle Credit Union

Overview / Commentary
2718 Martin Luther King Jr Blvd
Panama City, FL 32405

Panhandle Credit Union is headquartered in Panama City and is the 44th largest credit union in the state of Florida. It is also the 994th largest credit union in the nation. It was established in 1957 and as of December of 2023, it had grown to 66 employees and 15,621 members at 7 locations. Panhandle Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Panhandle Credit Union membership is open to those who live, work, worship, or attend school in the Florida counties of Bay, Calhoun, Gulf, Holmes, Jackson, Walton, or Washington. Family members of a current Panhandle Credit Union member are also eligible to join.
See current membership details

Related Posts

Panhandle Credit Union (FL) Adds Rate-Leading 7-Month CD Special - 10/20/2023

Panhandle Credit Union (FL) has added a limited-time 7-month CD Special earning 6.00% APY. $1 minimum/$50k maximum deposit. Limit of one per membership.


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Health Grade Components

NCUA #68720
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD9.13%
Annual Interest Income$12.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$307.3MM$298.3MM
LoansQ4 2023vs Q4 2022$185.9MM$168.9MM
DepositsQ4 2023vs Q4 2022$266.6MM$261MM
Equity CapitalQ4 2023vs Q4 2022$37.9MM$34.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.3MM$1.6MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.1MM$503K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Panhandle Credit Union Savings Account Rates

1.00%--IRA Accumulation
0.05%$100-Savings Shares
0.05%--Holiday Club
0.05%--Kids Club

Panhandle Credit Union Money Market Rates

4.15%*$250k*-Money Market Account
OTHER TIERS: 0.50% $1k - $10k | 0.75% $10k - $25k | 1.00% $25k - $50k | 1.75% $50k - $250k | 2.00% $100k - $250k

Panhandle Credit Union CD Rates

5.00%$1k-12 Month CD Special
5.00%$1k-3 Month CD Special
5.00%$1k-6 Month CD Special
3.50%$1k-12 Month CD
3.25%$1k-6 Month CD
3.00%$1k-24 Month CD
3.00%$1k-90 Day CD
2.75%$1k-36 Month CD
2.50%$1k-48 Month CD
2.25%$1k-60 Month CD

Panhandle Credit Union IRA Rates

3.50%$1k-12 Month IRA
3.25%$1k-6 Month IRA
3.00%$1k-90 Day IRA
3.00%$1k-24 Month IRA
2.75%$1k-36 Month IRA
2.50%$1k-48 Month IRA
2.25%$1k-60 Month IRA

Panhandle Credit Union Locations
Branch Office8008 Highway 77Southport, FL 32409
Branch Office2718 Martin Luther King Jr BlvdPanama City, FL 32405-4408
Branch Office1100 School AvePanama City, FL 32401-5040
Branch Office301 N Richard Jackson BlvdPanama City Beach, FL 32407-3680
Branch Office1912 S Highway 77Lynn Haven, FL 32444
Branch Office4295 N Highway 231Panama City, FL 32404-9749
Branch Office2724 Martin Luther King Jr BlvdPanama City, FL 32405

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