Panhandle Credit Union


Overview / Commentary
850-769-3306
2718 Martin Luther King Jr Blvd
Panama City, FL 32405

Panhandle Credit Union is headquartered in Panama City and is the 44th largest credit union in the state of Florida. It is also the 994th largest credit union in the nation. It was established in 1957 and as of December of 2023, it had grown to 66 employees and 15,621 members at 7 locations. Panhandle Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Panhandle Credit Union membership is open to those who live, work, worship, or attend school in the Florida counties of Bay, Calhoun, Gulf, Holmes, Jackson, Walton, or Washington. Family members of a current Panhandle Credit Union member are also eligible to join.
See current membership details

Related Posts

Panhandle Credit Union (FL) Adds Rate-Leading 7-Month CD Special - 10/20/2023

Panhandle Credit Union (FL) has added a limited-time 7-month CD Special earning 6.00% APY. $1 minimum/$50k maximum deposit. Limit of one per membership.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
NCUA #68720
Year Chartered1957
Employees66
Primary Regulator
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD9.13%
Annual Interest Income$12.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$307.3MM$298.3MM
LoansQ4 2023vs Q4 2022$185.9MM$168.9MM
DepositsQ4 2023vs Q4 2022$266.6MM$261MM
Equity CapitalQ4 2023vs Q4 2022$37.9MM$34.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.3MM$1.6MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.1MM$503K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Panhandle Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Panhandle Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Accumulation
0.05%$100-Savings Shares
0.05%--Holiday Club
0.05%--Kids Club

Panhandle Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%*$250k*-Money Market Account
OTHER TIERS: 0.50% $1k - $10k | 0.75% $10k - $25k | 1.00% $25k - $50k | 1.75% $50k - $250k | 2.00% $100k - $250k

Panhandle Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-12 Month CD Special
5.00%$1k-3 Month CD Special
5.00%$1k-6 Month CD Special
3.50%$1k-12 Month CD
3.25%$1k-6 Month CD
3.00%$1k-24 Month CD
3.00%$1k-90 Day CD
2.75%$1k-36 Month CD
2.50%$1k-48 Month CD
2.25%$1k-60 Month CD

Panhandle Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$1k-12 Month IRA
3.25%$1k-6 Month IRA
3.00%$1k-90 Day IRA
3.00%$1k-24 Month IRA
2.75%$1k-36 Month IRA
2.50%$1k-48 Month IRA
2.25%$1k-60 Month IRA
Locations


Panhandle Credit Union Locations
Branch Office8008 Highway 77Southport, FL 32409
Branch Office2718 Martin Luther King Jr BlvdPanama City, FL 32405-4408
Branch Office1100 School AvePanama City, FL 32401-5040
Branch Office301 N Richard Jackson BlvdPanama City Beach, FL 32407-3680
Branch Office1912 S Highway 77Lynn Haven, FL 32444
Branch Office4295 N Highway 231Panama City, FL 32404-9749
Branch Office2724 Martin Luther King Jr BlvdPanama City, FL 32405

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.