Panhandle Credit Union

Overview / Commentary
2718 Martin Luther King Jr Blvd
Panama City, FL 32405

Panhandle Credit Union is headquartered in Panama City and is the 45th largest credit union in the state of Florida. It is also the 995th largest credit union in the nation. It was established in 1957 and as of June of 2023, it had grown to 64 employees and 15,359 members at 7 locations. Panhandle Credit Union has an A health rating.

Field of Membership Restrictions

Panhandle Credit Union membership is open to those who live, work, worship, or attend school in the Florida counties of Bay, Calhoun, Gulf, Holmes, Jackson, Walton, or Washington. Family members of a current Panhandle Credit Union member are also eligible to join.
See current membership details

Related Posts

Panhandle Credit Union (FL) Adds Rate-Leading 7-Month CD Special - 10/20/2023

Panhandle Credit Union (FL) has added a limited-time 7-month CD Special earning 6.00% APY. $1 minimum/$50k maximum deposit. Limit of one per membership.


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Health Grade Components

NCUA #68720
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD1.38%
Return on Equity - YTD11.47%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$306.9MM$309.1MM
LoansQ2 2023vs Q2 2022$180.1MM$148.1MM
DepositsQ2 2023vs Q2 2022$266.9MM$274.3MM
Equity CapitalQ2 2023vs Q2 2022$37.0MM$34.1MM
Loan Loss AllowanceQ2 2023vs Q2 2022$1.4MM$1.7MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$526.00K$254.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for Panhandle Credit Union are currently being reviewed.


Panhandle Credit Union Locations
Branch Office8008 Highway 77Southport, FL 32409
Branch Office2718 Martin Luther King Jr BlvdPanama City, FL 32405-4408
Branch Office1100 School AvePanama City, FL 32401-5040
Branch Office301 N Richard Jackson BlvdPanama City Beach, FL 32407-3680
Branch Office1912 S Highway 77Lynn Haven, FL 32444
Branch Office4295 N Highway 231Panama City, FL 32404-9749
Branch Office2724 Martin Luther King Jr BlvdPanama City, FL 32405

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