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Panhandle Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.panhandlefcu.com
620-326-2285
403 N Washington Ave
Wellington, KS 67152

Panhandle Federal Credit Union is headquartered in Wellington and is the 25th largest credit union in the state of Kansas. It is also the 2,247th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 16 employees and 3,961 members at 3 locations. Panhandle Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Panhandle Federal Credit Union offers membership to anyone who works, worships or lives in Sumner County, Kansas.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Panhandle Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12033
Year Chartered1957
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.45%
Annual Interest Income$643K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$62.7MM$64.7MM
LoansQ1 2025vs Q1 2024$32.6MM$30.9MM
DepositsQ1 2025vs Q1 2024$52.9MM$54.3MM
Equity CapitalQ1 2025vs Q1 2024$10.6MM$10.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$81K$83K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$167K$78K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Panhandle Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Panhandle Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$100-Regular Shares

Panhandle Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Super Share Draft
OTHER TIERS: 0.40% → $2.5k - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k
0.05%$50-Regular Share Draft

Panhandle Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%*$75k*-60 Month CD
OTHER TIERS: 3.39% → $250 - $25k | 3.44% → $25k - $75k
3.39%*$75k*-48 Month CD
OTHER TIERS: 3.23% → $250 - $25k | 3.33% → $25k - $75k
3.34%*$75k*-36 Month CD
OTHER TIERS: 3.09% → $250 - $25k | 3.19% → $25k - $75k
3.29%*$75k*-24 Month CD
OTHER TIERS: 2.98% → $250 - $25k | 3.09% → $25k - $75k
2.78%*$75k*-18 Month CD
OTHER TIERS: 2.52% → $250 - $75k
2.42%*$75k*-12 Month CD
OTHER TIERS: 2.02% → $250 - $25k | 2.22% → $25k - $75k
2.12%*$75k*-180 Day CD
OTHER TIERS: 1.61% → $250 - $25k | 1.81% → $25k - $75k
1.81%*$75k*-90 Day CD
OTHER TIERS: 1.31% → $250 - $25k | 1.51% → $25k - $75k

Panhandle Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%*$75k*-60 Month IRA CD
OTHER TIERS: 3.39% → $250 - $25k | 3.44% → $25k - $75k
3.39%*$75k*-48 Month IRA CD
OTHER TIERS: 3.23% → $250 - $25k | 3.33% → $25k - $75k
3.34%*$75k*-36 Month IRA CD
OTHER TIERS: 3.14% → $250 - $25k | 3.19% → $25k - $75k
3.29%*$75k*-24 Month IRA CD
OTHER TIERS: 2.98% → $250 - $25k | 3.09% → $25k - $75k
2.78%*$75k*-18 Month IRA CD
OTHER TIERS: 2.52% → $250 - $25k | 2.63% → $25k - $75k
2.42%*$75k*-12 Month IRA CD
OTHER TIERS: 2.02% → $250 - $25k | 2.22% → $25k - $75k
Locations


Panhandle Federal Credit Union Locations
Branch Office1300 E 5th AveWinfield, KS 67156-2407
Corporate Office403 N Washington AveWellington, KS 67152
Branch Office1515 E 9th AveWinfield, KS 67156-3111

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