Panhandle Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.panhandlefcu.com

620-326-2285

403 N Washington Ave
Wellington, KS 67152

Panhandle Federal Credit Union is headquartered in Wellington and is the 25^th largest credit union in the state of Kansas. It is also the 2,234^th largest credit union in the nation. It was established in 1957 and as of December of 2024, it had grown to 16 employees and 3,747 members at 3 locations. Panhandle Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Panhandle Federal Credit Union offers membership to anyone who works, worships or lives in Sumner County, Kansas.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Panhandle Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	12033
Year Chartered	1957
Employees	16
Primary Regulator

Profit Margin
Return on Assets - YTD	0.51%
Return on Equity - YTD	3.01%
Annual Interest Income	$2.7MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$62.7MM$59.5MM
Loans	Q4 2024vs Q4 2023	$31.7MM$31.4MM
Deposits	Q4 2024vs Q4 2023	$53.1MM$49.2MM
Equity Capital	Q4 2024vs Q4 2023	$10.6MM$10.2MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$76K$81K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$78K$82K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Panhandle Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Panhandle Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$100	-	Regular Shares

Panhandle Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$50k^*	-	Super Share Draft
OTHER TIERS: 0.40% → $2.5k - $10k \| 0.45% → $10k - $25k \| 0.50% → $25k - $50k
0.05%	$50	-	Regular Share Draft

Panhandle Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.55%^*	$75k^*	-	60 Month CD
OTHER TIERS: 3.39% → $250 - $25k \| 3.44% → $25k - $75k
3.39%^*	$75k^*	-	48 Month CD
OTHER TIERS: 3.23% → $250 - $25k \| 3.33% → $25k - $75k
3.34%^*	$75k^*	-	36 Month CD
OTHER TIERS: 3.09% → $250 - $25k \| 3.19% → $25k - $75k
3.29%^*	$75k^*	-	24 Month CD
OTHER TIERS: 2.98% → $250 - $25k \| 3.09% → $25k - $75k
2.78%^*	$75k^*	-	18 Month CD
OTHER TIERS: 2.52% → $250 - $75k
2.42%^*	$75k^*	-	12 Month CD
OTHER TIERS: 2.02% → $250 - $25k \| 2.22% → $25k - $75k
2.12%^*	$75k^*	-	180 Day CD
OTHER TIERS: 1.61% → $250 - $25k \| 1.81% → $25k - $75k
1.81%^*	$75k^*	-	90 Day CD
OTHER TIERS: 1.31% → $250 - $25k \| 1.51% → $25k - $75k

Panhandle Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.55%^*	$75k^*	-	60 Month IRA CD
OTHER TIERS: 3.39% → $250 - $25k \| 3.44% → $25k - $75k
3.39%^*	$75k^*	-	48 Month IRA CD
OTHER TIERS: 3.23% → $250 - $25k \| 3.33% → $25k - $75k
3.34%^*	$75k^*	-	36 Month IRA CD
OTHER TIERS: 3.14% → $250 - $25k \| 3.19% → $25k - $75k
3.29%^*	$75k^*	-	24 Month IRA CD
OTHER TIERS: 2.98% → $250 - $25k \| 3.09% → $25k - $75k
2.78%^*	$75k^*	-	18 Month IRA CD
OTHER TIERS: 2.52% → $250 - $25k \| 2.63% → $25k - $75k
2.42%^*	$75k^*	-	12 Month IRA CD
OTHER TIERS: 2.02% → $250 - $25k \| 2.22% → $25k - $75k

Locations

Panhandle Federal Credit Union Locations
Branch Office	1300 E 5th Ave	Winfield, KS 67156-2407
Corporate Office	403 N Washington Ave	Wellington, KS 67152
Branch Office	1515 E 9th Ave	Winfield, KS 67156-3111

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.