Parda Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.parda.com

800-860-5640

2601 Cambridge Ct Ste 210
Auburn Hills, MI 48326

Parda Federal Credit Union is headquartered in Auburn Hills and is the 76^th largest credit union in the state of Michigan. It is also the 1,223^rd largest credit union in the nation. It was established in 1974 and as of March of 2025, it had grown to 56 employees and 15,299 members at 8 locations. Parda Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Parda Federal Credit Union offers membership to employees or retirees of Select Employee Groups. Additionally, membership will be extended to any consumer who joins the non-profit consumer education program: American Consumer Council (ACC).
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	21686
Year Chartered	1974
Employees	56
Primary Regulator

Profit Margin
Return on Assets - YTD	0.25%
Return on Equity - YTD	2.2%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$216.5MM$219.9MM
Loans	Q1 2025vs Q1 2024	$109.4MM$110MM
Deposits	Q1 2025vs Q1 2024	$190.6MM$195.4MM
Equity Capital	Q1 2025vs Q1 2024	$24.5MM$22.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.2MM$1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$775K$355K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Parda Federal Credit Union are currently being reviewed.

Locations

Parda Federal Credit Union Locations
Branch Office	1835 Bypass 72 NE	Greenwood, SC 29649
Branch Office	259 E 24th St	Holland, MI 49423-4856
Branch Office	12345 Felch St	Holland, MI 49424-9672
Branch Office	400 W Lincoln Ave	Lititz, PA 17543-8701
Branch Office	2601 Cambridge Ct Ste 210	Auburn Hills, MI 48326-2580
Branch Office	18321 E 8 Mile Rd	Eastpointe, MI 48021-3231
Branch Office	5500 Forest Hills Rd	Loves Park, IL 61111-5213
Branch Office	2170 Packard Rd	Ypsilanti, MI 48197-1832

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