Parda Federal Credit Union Reviews and Rates

Parda Federal Credit Union

Overview / Commentary

www.parda.com

800-860-5640

2601 Cambridge Ct Ste 210
Auburn Hills, MI 48326

Parda Federal Credit Union is headquartered in Auburn Hills and is the 75^th largest credit union in the state of Michigan. It is also the 1,222^nd largest credit union in the nation. It was established in 1974 and as of June of 2024, it had grown to 53 employees and 15,151 members at 8 locations. Parda Federal Credit Union's CD rates are 84% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Parda Federal Credit Union offers membership to employees or retirees of Select Employee Groups. Additionally, membership will be extended to any consumer who joins the non-profit consumer education program: American Consumer Council (ACC).
See current membership details

View all posts from:

2009

2/8 - 3.60% 12-Month CD at Parda FCU in Several States - Limited Membership

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Health

B+

Data as of Q2 2024

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Health Grade Components

Overall
NCUA #	21686
Year Chartered	1974
Employees	53
Primary Regulator

Profit Margin
Return on Assets - YTD	0.15%
Return on Equity - YTD	1.43%
Annual Interest Income	$4.5MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$212.8MM$222.5MM
Loans	Q2 2024vs Q2 2023	$110.5MM$108.8MM
Deposits	Q2 2024vs Q2 2023	$188MM$200.6MM
Equity Capital	Q2 2024vs Q2 2023	$22.4MM$21.3MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$1.1MM$897K
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$630K$309K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Parda Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$100k^*	-	PARDA Premier Savings
OTHER TIERS: 0.20% → $2.5k - $10k \| 0.25% → $10k - $20k \| 0.30% → $20k - $50k \| 0.35% → $50k - $100k
0.20%	$0	-	IRA Savings Account
0.05%^*	$20k^*	-	Regular Savings
OTHER TIERS: 0.01% → $25 - $5k \| 0.03% → $5k - $20k
0.05%^*	$20k^*	-	Business Savings
OTHER TIERS: 0.01% → $25 - $5k \| 0.03% → $5k - $20k
0.01%	$0	-	All Other Savings Accounts

Parda Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$100k^*	-	Business Money Marketing
OTHER TIERS: 0.20% → $2.5k - $10k \| 0.25% → $10k - $20k \| 0.30% → $20k - $50k \| 0.35% → $50k - $100k

Parda Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$1.5k^*	-	Premier Interest Checking
OTHER TIERS: 0.02% → $0 - $1.5k
0.02%	$0	-	50+ Interest Checking
0.02%	$0	-	Easy Interest Checking
0.02%	$0	-	Premier Business Interest Checking

Parda Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.11%	$500	$100k	13 Month Senior Plus CD Special
4.06%	$500	$100k	13 Month CD Special
2.57%	$500	-	18 Months Senior Plus CD
2.52%	$500	-	18 Months CD
2.06%	$500	-	5 Years Senior Plus CD
2.02%	$500	-	5 Years CD
1.91%	$500	-	4 Years Senior Plus CD
1.86%	$500	-	4 Years CD
1.86%	$500	-	3 Years Senior Plus CD
1.81%	$500	-	3 Years CD
1.81%	$500	-	2 Years Senior Plus CD
1.76%	$500	-	2 Years CD
1.66%	$50k	-	1 Year Jumbo CD
1.66%	$500	-	1 Year Senior Plus CD
1.61%	$500	-	1 Year CD
1.40%	$500	-	6 Months CD
1.31%	$500	-	91 Days CD

Parda Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.52%	$500	-	18 Month IRA
2.02%	$500	-	5 Year IRA
1.86%	$500	-	4 Year IRA
1.81%	$500	-	3 Year IRA
1.76%	$500	-	2 Year IRA
1.61%	$500	-	1 Year IRA
1.40%	$500	-	6 Month IRA

Locations

Parda Federal Credit Union Locations
Branch Office	1835 Bypass 72 NE	Greenwood, SC 29649
Branch Office	259 E 24th St	Holland, MI 49423-4856
Branch Office	12345 Felch St	Holland, MI 49424-9672
Branch Office	400 W Lincoln Ave	Lititz, PA 17543-8701
Branch Office	2601 Cambridge Ct Ste 210	Auburn Hills, MI 48326-2580
Branch Office	18321 E 8 Mile Rd	Eastpointe, MI 48021-3231
Branch Office	5500 Forest Hills Rd	Loves Park, IL 61111-5213
Branch Office	2170 Packard Rd	Ypsilanti, MI 48197-1832

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