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Park Community Credit Union


Overview / Commentary
www.parkcommunity.com
502-968-3681
2501 Blankenbaker Pkwy.
Louisville, KY 40299

Park Community Credit Union is headquartered in Louisville and is the 5th largest credit union in the state of Kentucky. It is also the 352nd largest credit union in the nation. It was established in 1955 and as of June of 2024, it had grown to 270 employees and 76,505 members at 17 locations. Park Community Credit Union's CD rates are 3X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in the Kentucky counties of Anderson, Bourbon, Boyle, Bullitt, Casey, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Laurel, Lee, Lincoln, Madison, Menifee, Mercer, Montgomery, Nicholas, Oldham, Owsley, Powell, Pulaski, Rockcastle, Scott, Shelby, Spencer, Trimble, Wolfe, or Woodford, or in Clark or Floyd Counties in Indiana.
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Reviews (1)

New Online Banking A Disaster!

Posted by: |

We have been members of Park of over 25 years and have been through ups and downs but this last change to their online banking is a huge disaster! You can no longer download transactions to ANY accounting program and there are only PDF documents for statements! A nightmare for reconciling! Also because the sign in is linked to your social security number instead of each account number, EVERY account you are joint on, family members, business, etc. shows in your transactions list. Also on some of my account numbers only the savings will show and not the checking or checking and not savings. And forget the about editing any erroneous contact information. I have called twice about changing my phone number and now I have both my old number, (which is first in the list and presumably called first) and my new number put in multiple times. Apparently you can only add info not subtract! This is especially troublesome if you have a small business and want to keep your personal and business activities separated. I am afraid if Park does not initiate corrections immediately they are going to lose not only my entire family but many other members as well.

2


Health
C

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #24931
Year Chartered1955
Employees270
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD1.17%
Annual Interest Income$28.6MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.34B$1.31B
LoansQ2 2024vs Q2 2023$968.9MM$935.3MM
DepositsQ2 2024vs Q2 2023$1.11B$1.16B
Equity CapitalQ2 2024vs Q2 2023$68.1MM$61.3MM
Loan Loss AllowanceQ2 2024vs Q2 2023$6.8MM$6.5MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$17.4MM$7.8MM
Real Estate OwnedQ2 2024vs Q2 2023$162K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Park Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Regular Account
0.15%$0-Holiday Account
0.15%$0-Create Your Own
0.15%$0-Parkie's Pals Account
0.15%$0-J4T Savings
0.15%$0-IRA Savings
0.15%$200-HSA Account

Park Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$250k*-Money Market
OTHER TIERS: 0.45% → $1k - $50k | 1.00% → $50k - $250k

Park Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.49%*$0$10kHi Checking - Qualifying
OTHER TIERS: 0.05% → $10k+
0.15%*$25k*-Timeless Checking
OTHER TIERS: 0.05% → $0 - $10k | 0.10% → $10k - $25k

Park Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-5 Month Share Certificate Special
4.25%$500-10 Month Share Certificate Special
3.05%$100-24 Month CerKIDicate
2.65%$50k-60 Month Jumbo Share Certificate
2.60%$500-60 Month Share Certificate
2.60%$50k-12 Month Jumbo Share Certificate
2.60%$50k-24 Month Jumbo Share Certificate
2.55%$500-6 Month Share Certificate
2.55%$500-12 Month Share Certificate
2.55%$500-18 Month Share Certificate
2.55%$500-24 Month Share Certificate
2.55%$50k-48 Month Jumbo Share Certificate
2.50%$500-48 Month Share Certificate
2.50%$50k-36 Month Jumbo Share Certificate
2.45%$500-36 Month Share Certificate
2.20%$250-24 Month Wealth Builder Certificate

Park Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-5 Month Share Certificate IRA Special
4.25%$500-10 Month Share Certificate IRA Special
2.60%$500-60 Month Share Certificate IRA
2.55%$500-6 Month Share Certificate IRA
2.55%$500-12 Month Share Certificate IRA
2.55%$500-18 Month Share Certificate IRA
2.55%$500-24 Month Share Certificate IRA
2.50%$500-48 Month Share Certificate IRA
2.45%$500-36 Month Share Certificate IRA
Locations

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