Park Community Credit Union

Overview / Commentary
2501 Blankenbaker Pkwy.
Louisville, KY 40299

Park Community Credit Union is headquartered in Louisville and is the 4th largest credit union in the state of Kentucky. It is also the 343rd largest credit union in the nation. It was established in 1955 and as of September of 2019, it had grown to 252 employees and 86,658 members at 17 locations. Park Community Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.
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Reviews (1)

Friendly and efficient

Park Community credit union has always been a great addition to my banking portfolio. While there may not be multiple locations for convenience like many other banks, their personal and friendly clerks make it worth the extra mile. They are insanely personable and unlike other banks, you can actually talk directly to them in person and not through a camera or a bullet proof glass sheet. Their savings account was super easy to set up. It only took a few minutes, and had an extremely low initial opening deposit amount. And there are no ridiculous minimum balance fees! Online banking, while basic in most regards, is efficient and easy to navigate. The iPhone app seems secure and never crashes.
It has definitely been a good credit union to hold an account with. Highly recommend.


Health Grade Components

NCUA #68644
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD5.6%
Annual Interest Income$30.2MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$955.7MM$917.3MM
LoansQ3 2019vs Q3 2018$805.9MM$736.5MM
DepositsQ3 2019vs Q3 2018$800.0MM$758.3MM
Equity CapitalQ3 2019vs Q3 2018$86.5MM$82.2MM
Loan Loss AllowanceQ3 2019vs Q3 2018$4.8MM$4.2MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$3.6MM$3.4MM
Real Estate OwnedQ3 2019vs Q3 2018$0$15.00K
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Always verify rates and promotions with the bank or credit union. We are not Park Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Community Credit Union Savings Account Rates

0.20%--IRA Savings
0.15%--Regular Account
0.15%--Holiday Account
0.15%--Create Your Own
0.15%--Parkie's Pals Account
0.15%--J4T Savings

Park Community Credit Union Money Market Rates

1.50%*$250k*-Money Market
OTHER TIERS: 0.55% $1k - $5k | 0.60% $5k - $10k | 0.65% $10k - $25k | 0.75% $25k - $50k | 0.85% $50k - $150k | 1.25% $150k - $250k

Park Community Credit Union Checking Account Rates

1.76%*-$10kHi Checking - Qualifying
OTHER TIERS: 0.11% $10k+
0.25%*$25k*-Timeless Checking
OTHER TIERS: 0.06% Up to $1k | 0.15% $1k - $10k | 0.20% $10k - $25k

Park Community Credit Union CD Rates

2.65%$100-24 Month CerKIDicate
2.20%$50k-24 Month Jumbo Share Certificate
2.20%$50k-36 Month Jumbo Share Certificate
2.20%$50k-48 Month Jumbo Share Certificate
2.20%$50k-60 Month Jumbo Share Certificate
2.15%$500-24 Month Share Certificate
2.15%$500-36 Month Share Certificate
2.15%$500-48 Month Share Certificate
2.15%$500-60 Month Share Certificate
2.10%$500-18 Month Share Certificate
2.10%$50k-12 Month Jumbo Share Certificate
2.10%$500-24 Month Bump Share Certificate
2.05%$500-12 Month Share Certificate
2.00%$500-12 Month Bump Share Certificate
1.90%$250-24 Month Wealth Builder Certificate
1.50%$500-6 Month Share Certificate

Park Community Credit Union IRA Rates

2.15%$500-24 Month Share Certificate IRA
2.15%$500-36 Month Share Certificate IRA
2.15%$500-48 Month Share Certificate IRA
2.15%$500-60 Month Share Certificate IRA
2.10%$500-18 Month Share Certificate IRA
2.05%$500-12 Month Share Certificate IRA
1.50%$500-6 Month Share Certificate IRA


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