Park Community Credit Union is headquartered in Louisville and is the 5th largest credit union in the state of Kentucky. It is also the 343rd largest credit union in the nation. It was established in 1955 and as of June of 2020, it had grown to 256 employees and 85,771 members at 19 locations. Park Community Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.
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Friendly and efficient
Park Community credit union has always been a great addition to my banking portfolio. While there may not be multiple locations for convenience like many other banks, their personal and friendly clerks make it worth the extra mile. They are insanely personable and unlike other banks, you can actually talk directly to them in person and not through a camera or a bullet proof glass sheet. Their savings account was super easy to set up. It only took a few minutes, and had an extremely low initial opening deposit amount. And there are no ridiculous minimum balance fees! Online banking, while basic in most regards, is efficient and easy to navigate. The iPhone app seems secure and never crashes.
It has definitely been a good credit union to hold an account with. Highly recommend.
Data as of Q2 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68644 |
| Year Chartered | 1955 |
| Employees | 256 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.2% |
| Return on Equity - YTD | 2.39% |
| Annual Interest Income | $20.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $1.09B$949.2MM |
| Loans | Q2 2020vs Q2 2019 | $800.8MM$798.1MM |
| Deposits | Q2 2020vs Q2 2019 | $947.2MM$801.6MM |
| Equity Capital | Q2 2020vs Q2 2019 | $87.6MM$85.4MM |
| Secondary Capital | Q2 2020vs Q2 2019 | $400.00K |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $5.8MM$4.5MM |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $4.7MM$3.8MM |
| Real Estate Owned | Q2 2020vs Q2 2019 | $0$15.00K |
