Park Community Credit Union


Overview / Commentary
502-968-3681
2501 Blankenbaker Pkwy.
Louisville, KY 40299

Park Community Credit Union is headquartered in Louisville and is the 5th largest credit union in the state of Kentucky. It is also the 351st largest credit union in the nation. It was established in 1955 and as of June of 2021, it had grown to 257 employees and 81,815 members at 16 locations. Park Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.
See current membership details

Reviews (2)

Friendly and efficient

Park Community credit union has always been a great addition to my banking portfolio. While there may not be multiple locations for convenience like many other banks, their personal and friendly clerks make it worth the extra mile. They are insanely personable and unlike other banks, you can actually talk directly to them in person and not through a camera or a bullet proof glass sheet. Their savings account was super easy to set up. It only took a few minutes, and had an extremely low initial opening deposit amount. And there are no ridiculous minimum balance fees! Online banking, while basic in most regards, is efficient and easy to navigate. The iPhone app seems secure and never crashes.
It has definitely been a good credit union to hold an account with. Highly recommend.

New Online Banking A Disaster!

Posted by: |

We have been members of Park of over 25 years and have been through ups and downs but this last change to their online banking is a huge disaster! You can no longer download transactions to ANY accounting program and there are only PDF documents for statements! A nightmare for reconciling! Also because the sign in is linked to your social security number instead of each account number, EVERY account you are joint on, family members, business, etc. shows in your transactions list. Also on some of my account numbers only the savings will show and not the checking or checking and not savings. And forget the about editing any erroneous contact information. I have called twice about changing my phone number and now I have both my old number, (which is first in the list and presumably called first) and my new number put in multiple times. Apparently you can only add info not subtract! This is especially troublesome if you have a small business and want to keep your personal and business activities separated. I am afraid if Park does not initiate corrections immediately they are going to lose not only my entire family but many other members as well.



Health

Health Grade Components

Overall
NCUA #68644
Year Chartered1955
Employees257
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD10.15%
Annual Interest Income$18.6MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.17B$1.09B
LoansQ2 2021vs Q2 2020$772.2MM$800.8MM
DepositsQ2 2021vs Q2 2020$1.04B$947.2MM
Equity CapitalQ2 2021vs Q2 2020$91.9MM$87.6MM
Secondary CapitalQ2 2021vs Q2 2020$5.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$6.4MM$5.8MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$3.1MM$4.7MM
Real Estate OwnedQ2 2021vs Q2 2020$160.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Park Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Account
0.05%--Holiday Account
0.05%--Create Your Own
0.05%--Parkie's Pals Account
0.05%--J4T Savings
0.05%--IRA Savings

Park Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$250k*-Money Market
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.25% $50k - $150k | 0.35% $150k - $250k

Park Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*-$10kHi Checking - Qualifying
OTHER TIERS: 0.05% $10k+
0.15%*$25k*-Timeless Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k

Park Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$100-24 Month CerKIDicate
0.75%$50k-60 Month Jumbo Share Certificate
0.70%$500-60 Month Share Certificate
0.60%$50k-48 Month Jumbo Share Certificate
0.55%$500-48 Month Share Certificate
0.50%$50k-36 Month Jumbo Share Certificate
0.45%$500-36 Month Share Certificate
0.40%$50k-24 Month Jumbo Share Certificate
0.35%$500-24 Month Share Certificate
0.35%$50k-12 Month Jumbo Share Certificate
0.30%$500-6 Month Share Certificate
0.30%$500-12 Month Share Certificate
0.30%$500-18 Month Share Certificate
0.30%$500-24 Month Bump Share Certificate
0.25%$500-12 Month Bump Share Certificate
0.10%$250-24 Month Wealth Builder Certificate

Park Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-60 Month Share Certificate IRA
0.55%$500-48 Month Share Certificate IRA
0.45%$500-36 Month Share Certificate IRA
0.35%$500-24 Month Share Certificate IRA
0.30%$500-6 Month Share Certificate IRA
0.30%$500-12 Month Share Certificate IRA
0.30%$500-18 Month Share Certificate IRA
Locations

Availability



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