Park Community Credit Union

Overview / Commentary
2501 Blankenbaker Pkwy.
Louisville, KY 40299

Park Community Credit Union is headquartered in Louisville and is the 5th largest credit union in the state of Kentucky. It is also the 345th largest credit union in the nation. It was established in 1955 and as of December of 2020, it had grown to 263 employees and 84,170 members at 19 locations. Park Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.
See current membership details

Reviews (1)

Friendly and efficient

Park Community credit union has always been a great addition to my banking portfolio. While there may not be multiple locations for convenience like many other banks, their personal and friendly clerks make it worth the extra mile. They are insanely personable and unlike other banks, you can actually talk directly to them in person and not through a camera or a bullet proof glass sheet. Their savings account was super easy to set up. It only took a few minutes, and had an extremely low initial opening deposit amount. And there are no ridiculous minimum balance fees! Online banking, while basic in most regards, is efficient and easy to navigate. The iPhone app seems secure and never crashes.
It has definitely been a good credit union to hold an account with. Highly recommend.


Health Grade Components

NCUA #68644
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD2.4%
Annual Interest Income$39.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.12B$975.2MM
LoansQ4 2020vs Q4 2019$799.6MM$807.2MM
DepositsQ4 2020vs Q4 2019$987.1MM$825.7MM
Equity CapitalQ4 2020vs Q4 2019$88.6MM$85.5MM
Secondary CapitalQ4 2020vs Q4 2019$5.8MM
Loan Loss AllowanceQ4 2020vs Q4 2019$7.4MM$4.9MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$3.9MM$6.5MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not Park Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Community Credit Union Savings Account Rates

0.05%--Regular Account
0.05%--Holiday Account
0.05%--Create Your Own
0.05%--Parkie's Pals Account
0.05%--J4T Savings

Park Community Credit Union Money Market Rates

0.40%*$250k*-Money Market
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.25% $50k - $150k | 0.35% $150k - $250k

Park Community Credit Union Checking Account Rates

0.85%*-$10kHi Checking - Qualifying
OTHER TIERS: 0.05% $10k+
0.15%*$25k*-Timeless Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k

Park Community Credit Union CD Rates

0.85%$100-24 Month CerKIDicate
0.75%$50k-60 Month Jumbo Share Certificate
0.70%$500-60 Month Share Certificate
0.60%$50k-48 Month Jumbo Share Certificate
0.55%$500-48 Month Share Certificate
0.50%$50k-36 Month Jumbo Share Certificate
0.45%$500-36 Month Share Certificate
0.40%$50k-24 Month Jumbo Share Certificate
0.35%$500-24 Month Share Certificate
0.35%$50k-12 Month Jumbo Share Certificate
0.30%$500-6 Month Share Certificate
0.30%$500-12 Month Share Certificate
0.30%$500-18 Month Share Certificate
0.30%$500-24 Month Bump Share Certificate
0.25%$500-12 Month Bump Share Certificate
0.10%$250-24 Month Wealth Builder Certificate

Park Community Credit Union IRA Rates

0.70%$500-60 Month Share Certificate IRA
0.55%$500-48 Month Share Certificate IRA
0.45%$500-36 Month Share Certificate IRA
0.35%$500-24 Month Share Certificate IRA
0.30%$500-6 Month Share Certificate IRA
0.30%$500-12 Month Share Certificate IRA
0.30%$500-18 Month Share Certificate IRA


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