Park Community Credit Union is headquartered in Louisville and is the 5th largest credit union in the state of Kentucky. It is also the 345th largest credit union in the nation. It was established in 1955 and as of December of 2020, it had grown to 263 employees and 84,170 members at 19 locations. Park Community Credit Union has an A health rating.
Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.
See current membership details
Park Community credit union has always been a great addition to my banking portfolio. While there may not be multiple locations for convenience like many other banks, their personal and friendly clerks make it worth the extra mile. They are insanely personable and unlike other banks, you can actually talk directly to them in person and not through a camera or a bullet proof glass sheet. Their savings account was super easy to set up. It only took a few minutes, and had an extremely low initial opening deposit amount. And there are no ridiculous minimum balance fees! Online banking, while basic in most regards, is efficient and easy to navigate. The iPhone app seems secure and never crashes.
It has definitely been a good credit union to hold an account with. Highly recommend.
Overall | |
---|---|
NCUA # | 68644 |
Year Chartered | 1955 |
Employees | 263 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.19% |
Return on Equity - YTD | 2.4% |
Annual Interest Income | $39.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $1.12B$975.2MM |
Loans | Q4 2020vs Q4 2019 | $799.6MM$807.2MM |
Deposits | Q4 2020vs Q4 2019 | $987.1MM$825.7MM |
Equity Capital | Q4 2020vs Q4 2019 | $88.6MM$85.5MM |
Secondary Capital | Q4 2020vs Q4 2019 | $5.8MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $7.4MM$4.9MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $3.9MM$6.5MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Park Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Regular Account | |
0.05% | - | - | Holiday Account | |
0.05% | - | - | Create Your Own | |
0.05% | - | - | Parkie's Pals Account | |
0.05% | - | - | J4T Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $250k* | - | Money Market | ||
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.25% → $50k - $150k | 0.35% → $150k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.85%* | - | $10k | Hi Checking - Qualifying | ||
OTHER TIERS: 0.05% → $10k+ | |||||
0.15%* | $25k* | - | Timeless Checking | ||
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k |