Park Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.76% | Reward Checking | 2.08% - National Average |
| 3.00% | 5-year CD | |
| 1.95% | 1-year CD | 1.30% - National Average |
Park Community Credit Union is headquartered in Louisville and is the 4th largest credit union in the state of Kentucky. It is also the 333rd largest credit union in the nation. It was established in 1955 and as of September of 2018, it had grown to 243 employees and 88,608 members at 17 locations. Park Community Credit Union's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.
See current membership details
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Friendly and efficient
Park Community credit union has always been a great addition to my banking portfolio. While there may not be multiple locations for convenience like many other banks, their personal and friendly clerks make it worth the extra mile. They are insanely personable and unlike other banks, you can actually talk directly to them in person and not through a camera or a bullet proof glass sheet. Their savings account was super easy to set up. It only took a few minutes, and had an extremely low initial opening deposit amount. And there are no ridiculous minimum balance fees! Online banking, while basic in most regards, is efficient and easy to navigate. The iPhone app seems secure and never crashes.
It has definitely been a good credit union to hold an account with. Highly recommend.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68644 |
| Year Chartered | 1955 |
| Employees | 243 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 8.41% |
| Annual Interest Income | $26.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $917.3MM$866.2MM |
| Loans | Q3 2018vs Q3 2017 | $736.5MM$683.1MM |
| Deposits | Q3 2018vs Q3 2017 | $758.3MM$731.6MM |
| Equity Capital | Q3 2018vs Q3 2017 | $82.2MM$76.9MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $4.2MM$3.9MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $3.4MM$2.9MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $15.00K$127.00K |
Always verify rates and promotions with the bank or credit union. We are not Park Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Park Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | IRA Savings | |
| 0.15% | - | - | Regular Account | |
| 0.15% | - | - | Holiday Account | |
| 0.15% | - | - | Create Your Own | |
| 0.15% | - | - | Parkie's Pals Account | |
| 0.15% | - | - | J4T Savings |
Park Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.45% → $1k - $5k | 0.50% → $5k - $10k | 0.55% → $10k - $25k | 0.65% → $25k - $50k | |||||
Park Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.76%* | - | $10k | Hi Checking - Qualifying | ||
| OTHER TIERS: 0.11% → $10k+ | |||||
| 0.25%* | $25k* | - | Timeless Checking | ||
| OTHER TIERS: 0.06% → Up to $1k | 0.15% → $1k - $10k | 0.20% → $10k - $25k | |||||
Park Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.05% | $50k | - | 60 Month Jumbo Share Certificate | |
| 3.00% | $500 | - | 60 Month Share Certificate | |
| 2.90% | $100 | - | 24 Month CerKIDicate | |
| 2.75% | $50k | - | 48 Month Jumbo Share Certificate | |
| 2.75% | $500 | - | 19 for '19 Share Certificate Special | |
| 2.70% | $500 | - | 48 Month Share Certificate | |
| 2.55% | $50k | - | 36 Month Jumbo Share Certificate | |
| 2.50% | $500 | - | 36 Month Share Certificate | |
| 2.45% | $50k | - | 24 Month Jumbo Share Certificate | |
| 2.40% | $500 | - | 24 Month Share Certificate | |
| 2.35% | $500 | - | 24 Month Bump Share Certificate | |
| 2.15% | $250 | - | 24 Month Wealth Builder Certificate | |
| 2.10% | $500 | - | 18 Month Share Certificate | |
| 2.05% | $50k | - | 12 Month Jumbo Share Certificate | |
| 2.00% | $500 | - | 12 Month Share Certificate | |
| 1.95% | $500 | - | 12 Month Bump Share Certificate | |
| 1.25% | $500 | - | 6 Month Share Certificate |
Park Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 60 Month Share Certificate IRA | |
| 2.70% | $500 | - | 48 Month Share Certificate IRA | |
| 2.50% | $500 | - | 36 Month Share Certificate IRA | |
| 2.40% | $500 | - | 24 Month Share Certificate IRA | |
| 2.10% | $500 | - | 18 Month Share Certificate IRA | |
| 2.00% | $500 | - | 12 Month Share Certificate IRA | |
| 1.25% | $500 | - | 6 Month Share Certificate IRA |
