Overview / Commentary
502-968-3681
2501 Blankenbaker Pkwy.
Louisville, KY 40299

Park Community Credit Union is headquartered in Louisville and is the 4th largest credit union in the state of Kentucky. It is also the 327th largest credit union in the nation. It was established in 1955 and as of June of 2018, it had grown to 244 employees and 89,374 members at 17 locations. Park Community Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.
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Reviews (1)

Friendly and efficient

Park Community credit union has always been a great addition to my banking portfolio. While there may not be multiple locations for convenience like many other banks, their personal and friendly clerks make it worth the extra mile. They are insanely personable and unlike other banks, you can actually talk directly to them in person and not through a camera or a bullet proof glass sheet. Their savings account was super easy to set up. It only took a few minutes, and had an extremely low initial opening deposit amount. And there are no ridiculous minimum balance fees! Online banking, while basic in most regards, is efficient and easy to navigate. The iPhone app seems secure and never crashes.
It has definitely been a good credit union to hold an account with. Highly recommend.



Health

Health Grade Components

Overall
NCUA #68644
Year Chartered1955
Employees244
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD8.03%
Annual Interest Income$17.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$926.0MM$841.1MM
LoansQ2 2018vs Q2 2017$732.4MM$673.3MM
DepositsQ2 2018vs Q2 2017$762.8MM$739.0MM
Equity CapitalQ2 2018vs Q2 2017$80.2MM$75.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$4.0MM$4.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.8MM$3.0MM
Real Estate OwnedQ2 2018vs Q2 2017$15.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Park Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Savings
0.15%--Regular Account
0.15%--Holiday Account
0.15%--Create Your Own
0.15%--Parkie's Pals Account
0.15%--J4T Savings

Park Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$50k*-Money Market
OTHER TIERS: 0.45% $1k - $5k | 0.50% $5k - $10k | 0.55% $10k - $25k | 0.65% $25k - $50k

Park Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%*-$10kHi Checking - Qualifying
OTHER TIERS: 0.11% $10k+
0.25%*$25k*-Timeless Checking
OTHER TIERS: 0.06% Up to $1k | 0.15% $1k - $10k | 0.20% $10k - $25k

Park Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.80%$50k-60 Month Jumbo Share Certificate
2.75%$500-60 Month Share Certificate
2.75%$100-24 Month CerKIDicate
2.55%$50k-48 Month Jumbo Share Certificate
2.50%$500-48 Month Share Certificate
2.40%$50k-36 Month Jumbo Share Certificate
2.35%$500-36 Month Share Certificate
2.30%$50k-24 Month Jumbo Share Certificate
2.25%$500-24 Month Share Certificate
2.20%$500-24 Month Bump Share Certificate
2.10%$500-18 Month Share Certificate
2.05%$50k-12 Month Jumbo Share Certificate
2.00%$500-12 Month Share Certificate
2.00%$250-24 Month Wealth Builder Certificate
1.95%$500-12 Month Bump Share Certificate
1.25%$500-6 Month Share Certificate

Park Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-60 Month Share Certificate IRA
2.50%$500-48 Month Share Certificate IRA
2.35%$500-36 Month Share Certificate IRA
2.25%$500-24 Month Share Certificate IRA
2.10%$500-18 Month Share Certificate IRA
2.00%$500-12 Month Share Certificate IRA
1.25%$500-6 Month Share Certificate IRA
Locations

Availability



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