Park Community Credit Union

Overview / Commentary
2501 Blankenbaker Pkwy.
Louisville, KY 40299

Park Community Credit Union is headquartered in Louisville and is the 5th largest credit union in the state of Kentucky. It is also the 343rd largest credit union in the nation. It was established in 1955 and as of June of 2020, it had grown to 256 employees and 85,771 members at 19 locations. Park Community Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.
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Reviews (1)

Friendly and efficient

Park Community credit union has always been a great addition to my banking portfolio. While there may not be multiple locations for convenience like many other banks, their personal and friendly clerks make it worth the extra mile. They are insanely personable and unlike other banks, you can actually talk directly to them in person and not through a camera or a bullet proof glass sheet. Their savings account was super easy to set up. It only took a few minutes, and had an extremely low initial opening deposit amount. And there are no ridiculous minimum balance fees! Online banking, while basic in most regards, is efficient and easy to navigate. The iPhone app seems secure and never crashes.
It has definitely been a good credit union to hold an account with. Highly recommend.


Health Grade Components

NCUA #68644
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD2.39%
Annual Interest Income$20.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.09B$949.2MM
LoansQ2 2020vs Q2 2019$800.8MM$798.1MM
DepositsQ2 2020vs Q2 2019$947.2MM$801.6MM
Equity CapitalQ2 2020vs Q2 2019$87.6MM$85.4MM
Secondary CapitalQ2 2020vs Q2 2019$400.00K
Loan Loss AllowanceQ2 2020vs Q2 2019$5.8MM$4.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$4.7MM$3.8MM
Real Estate OwnedQ2 2020vs Q2 2019$0$15.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Community Credit Union Savings Account Rates

0.05%--Regular Account
0.05%--Holiday Account
0.05%--Create Your Own
0.05%--Parkie's Pals Account
0.05%--J4T Savings

Park Community Credit Union Money Market Rates

0.60%*$250k*-Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 0.35% $50k - $150k | 0.55% $150k - $250k

Park Community Credit Union Checking Account Rates

1.00%*-$10kHi Checking - Qualifying
OTHER TIERS: 0.05% $10k+
0.15%*$25k*-Timeless Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k

Park Community Credit Union CD Rates

1.10%$100-24 Month CerKIDicate
0.85%$50k-60 Month Jumbo Share Certificate
0.80%$500-60 Month Share Certificate
0.80%$50k-48 Month Jumbo Share Certificate
0.75%$500-48 Month Share Certificate
0.75%$50k-36 Month Jumbo Share Certificate
0.70%$500-36 Month Share Certificate
0.65%$50k-24 Month Jumbo Share Certificate
0.60%$500-24 Month Share Certificate
0.55%$500-18 Month Share Certificate
0.55%$500-24 Month Bump Share Certificate
0.50%$50k-12 Month Jumbo Share Certificate
0.45%$500-12 Month Share Certificate
0.40%$500-6 Month Share Certificate
0.40%$500-12 Month Bump Share Certificate
0.35%$250-24 Month Wealth Builder Certificate

Park Community Credit Union IRA Rates

0.80%$500-60 Month Share Certificate IRA
0.75%$500-48 Month Share Certificate IRA
0.70%$500-36 Month Share Certificate IRA
0.60%$500-24 Month Share Certificate IRA
0.55%$500-18 Month Share Certificate IRA
0.45%$500-12 Month Share Certificate IRA
0.40%$500-6 Month Share Certificate IRA


Louisville Area

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