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Park Community Credit Union


Overview / Commentary
www.parkcommunity.com
502-968-3681
2501 Blankenbaker Pkwy.
Louisville, KY 40299

Park Community Credit Union is headquartered in Louisville and is the 5th largest credit union in the state of Kentucky. It is also the 349th largest credit union in the nation. It was established in 1955 and as of September of 2020, it had grown to 254 employees and 85,094 members at 19 locations. Park Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford Counties in Kentucky or in Clark and Floyd Counties in Indiana.
See current membership details

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Reviews (1)

Friendly and efficient

Posted by: |

Park Community credit union has always been a great addition to my banking portfolio. While there may not be multiple locations for convenience like many other banks, their personal and friendly clerks make it worth the extra mile. They are insanely personable and unlike other banks, you can actually talk directly to them in person and not through a camera or a bullet proof glass sheet. Their savings account was super easy to set up. It only took a few minutes, and had an extremely low initial opening deposit amount. And there are no ridiculous minimum balance fees! Online banking, while basic in most regards, is efficient and easy to navigate. The iPhone app seems secure and never crashes.
It has definitely been a good credit union to hold an account with. Highly recommend.

1


Health
B+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #68644
Year Chartered1955
Employees254
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.84%
Annual Interest Income$29.7MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$1.08B$955.7MM
LoansQ3 2020vs Q3 2019$811.2MM$805.9MM
DepositsQ3 2020vs Q3 2019$949.2MM$800.0MM
Equity CapitalQ3 2020vs Q3 2019$88.2MM$86.5MM
Secondary CapitalQ3 2020vs Q3 2019$400.00K
Loan Loss AllowanceQ3 2020vs Q3 2019$6.9MM$4.8MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$4.7MM$3.6MM
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Park Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Account
0.05%--Holiday Account
0.05%--Create Your Own
0.05%--Parkie's Pals Account
0.05%--J4T Savings

Park Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$250k*-Money Market
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $150k | 0.40% → $150k - $250k

Park Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*-$10kHi Checking - Qualifying
OTHER TIERS: 0.05% → $10k+
0.15%*$25k*-Timeless Checking
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k

Park Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$100-24 Month CerKIDicate
0.80%$50k-60 Month Jumbo Share Certificate
0.75%$500-60 Month Share Certificate
0.75%$50k-48 Month Jumbo Share Certificate
0.70%$500-48 Month Share Certificate
0.70%$50k-36 Month Jumbo Share Certificate
0.65%$500-36 Month Share Certificate
0.60%$50k-24 Month Jumbo Share Certificate
0.55%$500-24 Month Share Certificate
0.50%$500-18 Month Share Certificate
0.50%$500-24 Month Bump Share Certificate
0.45%$50k-12 Month Jumbo Share Certificate
0.40%$500-12 Month Share Certificate
0.35%$500-6 Month Share Certificate
0.35%$500-12 Month Bump Share Certificate
0.30%$250-24 Month Wealth Builder Certificate

Park Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-60 Month Share Certificate IRA
0.70%$500-48 Month Share Certificate IRA
0.65%$500-36 Month Share Certificate IRA
0.55%$500-24 Month Share Certificate IRA
0.50%$500-18 Month Share Certificate IRA
0.40%$500-12 Month Share Certificate IRA
0.35%$500-6 Month Share Certificate IRA
Locations

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.