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Park Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.parkcommunity.com
502-968-3681
2501 Blankenbaker Pkwy.
Louisville, KY 40299

Park Community Credit Union is headquartered in Louisville and is the 5th largest credit union in the state of Kentucky. It is also the 357th largest credit union in the nation. It was established in 1955 and as of December of 2024, it had grown to 272 employees and 75,303 members at 16 locations. Park Community Credit Union's CD rates are 3X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in the Kentucky counties of Anderson, Bourbon, Boyle, Bullitt, Casey, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Laurel, Lee, Lincoln, Madison, Menifee, Mercer, Montgomery, Nicholas, Oldham, Owsley, Powell, Pulaski, Rockcastle, Scott, Shelby, Spencer, Trimble, Wolfe, or Woodford, or in Clark or Floyd Counties in Indiana.
See current membership details

Reviews (1)

New Online Banking A Disaster!

Posted by: |

We have been members of Park of over 25 years and have been through ups and downs but this last change to their online banking is a huge disaster! You can no longer download transactions to ANY accounting program and there are only PDF documents for statements! A nightmare for reconciling! Also because the sign in is linked to your social security number instead of each account number, EVERY account you are joint on, family members, business, etc. shows in your transactions list. Also on some of my account numbers only the savings will show and not the checking or checking and not savings. And forget the about editing any erroneous contact information. I have called twice about changing my phone number and now I have both my old number, (which is first in the list and presumably called first) and my new number put in multiple times. Apparently you can only add info not subtract! This is especially troublesome if you have a small business and want to keep your personal and business activities separated. I am afraid if Park does not initiate corrections immediately they are going to lose not only my entire family but many other members as well.

2


Health
C

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #24931
Year Chartered1955
Employees272
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD3.8%
Annual Interest Income$58.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.32B$1.33B
LoansQ4 2024vs Q4 2023$973.4MM$972.9MM
DepositsQ4 2024vs Q4 2023$1.07B$1.08B
Equity CapitalQ4 2024vs Q4 2023$76.9MM$68.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$7MM$7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$18MM$17MM
Real Estate OwnedQ4 2024vs Q4 2023$246K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/23/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Park Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Regular Account
0.15%$0-Holiday Account
0.15%$0-Create Your Own
0.15%$0-Parkie's Pals Account
0.15%$0-J4T Savings
0.15%$200-HSA Account

Park Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$250k*-Money Market
OTHER TIERS: 0.45% → $1k - $50k | 1.00% → $50k - $250k

Park Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.49%*$0$10kHi Checking - Qualifying
OTHER TIERS: 0.05% → $10k+
0.15%*$25k*-Timeless Checking
OTHER TIERS: 0.05% → $0 - $10k | 0.10% → $10k - $25k

Park Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-5 Month Share Certificate Special
4.25%$500-10 Month Share Certificate Special
4.25%$500-15 Month Share Certificate Special
3.05%$100-24 Month CerKIDicate
2.65%$50k-60 Month Jumbo Share Certificate
2.60%$500-60 Month Share Certificate
2.60%$50k-12 Month Jumbo Share Certificate
2.60%$50k-24 Month Jumbo Share Certificate
2.55%$500-6 Month Share Certificate
2.55%$500-12 Month Share Certificate
2.55%$500-18 Month Share Certificate
2.55%$500-24 Month Share Certificate
2.55%$50k-48 Month Jumbo Share Certificate
2.50%$500-48 Month Share Certificate
2.50%$50k-36 Month Jumbo Share Certificate
2.45%$500-36 Month Share Certificate
2.20%$250-24 Month Wealth Builder Certificate

Park Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-5 Month Share Certificate IRA Special
4.25%$500-10 Month Share Certificate IRA Special
4.25%$500-15 Month Share Certificate IRA Special
2.60%$500-60 Month Share Certificate IRA
2.55%$500-6 Month Share Certificate IRA
2.55%$500-12 Month Share Certificate IRA
2.55%$500-18 Month Share Certificate IRA
2.55%$500-24 Month Share Certificate IRA
2.50%$500-48 Month Share Certificate IRA
2.45%$500-36 Month Share Certificate IRA
0.15%$0-IRA Savings
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