Park Community Credit Union

Overview / Commentary
2501 Blankenbaker Pkwy.
Louisville, KY 40299

Park Community Credit Union is headquartered in Louisville and is the 5th largest credit union in the state of Kentucky. It is also the 349th largest credit union in the nation. It was established in 1955 and as of March of 2024, it had grown to 271 employees and 76,886 members at 18 locations. Park Community Credit Union's CD rates are 3X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is Park Community Credit Union is open to those who live, work, attend school or worship in the Kentucky counties of Anderson, Bourbon, Boyle, Bullitt, Casey, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jackson, Jefferson, Jessamine, Laurel, Lee, Lincoln, Madison, Menifee, Mercer, Montgomery, Nicholas, Oldham, Owsley, Powell, Pulaski, Rockcastle, Scott, Shelby, Spencer, Trimble, Wolfe, or Woodford, or in Clark or Floyd Counties in Indiana.
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Reviews (2)

Friendly and efficient

Park Community credit union has always been a great addition to my banking portfolio. While there may not be multiple locations for convenience like many other banks, their personal and friendly clerks make it worth the extra mile. They are insanely personable and unlike other banks, you can actually talk directly to them in person and not through a camera or a bullet proof glass sheet. Their savings account was super easy to set up. It only took a few minutes, and had an extremely low initial opening deposit amount. And there are no ridiculous minimum balance fees! Online banking, while basic in most regards, is efficient and easy to navigate. The iPhone app seems secure and never crashes.
It has definitely been a good credit union to hold an account with. Highly recommend.

New Online Banking A Disaster!

Posted by: |

We have been members of Park of over 25 years and have been through ups and downs but this last change to their online banking is a huge disaster! You can no longer download transactions to ANY accounting program and there are only PDF documents for statements! A nightmare for reconciling! Also because the sign in is linked to your social security number instead of each account number, EVERY account you are joint on, family members, business, etc. shows in your transactions list. Also on some of my account numbers only the savings will show and not the checking or checking and not savings. And forget the about editing any erroneous contact information. I have called twice about changing my phone number and now I have both my old number, (which is first in the list and presumably called first) and my new number put in multiple times. Apparently you can only add info not subtract! This is especially troublesome if you have a small business and want to keep your personal and business activities separated. I am afraid if Park does not initiate corrections immediately they are going to lose not only my entire family but many other members as well.


Health Grade Components

NCUA #24931
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD-0.28%
Return on Equity - YTD-5.71%
Annual Interest Income$14MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.36B$1.29B
LoansQ1 2024vs Q1 2023$964.1MM$897.1MM
DepositsQ1 2024vs Q1 2023$1.13B$1.17B
Equity CapitalQ1 2024vs Q1 2023$66.4MM$64.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$8MM$6.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$12.6MM$3.2MM
Real Estate OwnedQ1 2024vs Q1 2023$308K$0
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Always verify rates and promotions with the bank or credit union. We are not Park Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Community Credit Union Savings Account Rates

0.15%$0-Regular Account
0.15%$0-Holiday Account
0.15%$0-Create Your Own
0.15%$0-Parkie's Pals Account
0.15%$0-J4T Savings
0.15%$0-IRA Savings
0.15%$200-HSA Account

Park Community Credit Union Money Market Rates

1.10%*$250k*-Money Market
OTHER TIERS: 0.45% $1k - $50k | 1.00% $50k - $250k

Park Community Credit Union Checking Account Rates

1.49%*$0$10kHi Checking - Qualifying
OTHER TIERS: 0.05% $10k+
0.15%*$25k*-Timeless Checking
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $25k

Park Community Credit Union CD Rates

3.05%$100-24 Month CerKIDicate
2.65%$50k-60 Month Jumbo Share Certificate
2.60%$500-60 Month Share Certificate
2.60%$50k-12 Month Jumbo Share Certificate
2.60%$50k-24 Month Jumbo Share Certificate
2.55%$500-6 Month Share Certificate
2.55%$500-12 Month Share Certificate
2.55%$500-18 Month Share Certificate
2.55%$500-24 Month Share Certificate
2.55%$50k-48 Month Jumbo Share Certificate
2.55%$500-12 Month Bump Share Certificate
2.55%$500-24 Month Bump Share Certificate
2.50%$500-48 Month Share Certificate
2.50%$50k-36 Month Jumbo Share Certificate
2.45%$500-36 Month Share Certificate
2.20%$250-24 Month Wealth Builder Certificate

Park Community Credit Union IRA Rates

2.60%$500-60 Month Share Certificate IRA
2.55%$500-6 Month Share Certificate IRA
2.55%$500-12 Month Share Certificate IRA
2.55%$500-18 Month Share Certificate IRA
2.55%$500-24 Month Share Certificate IRA
2.50%$500-48 Month Share Certificate IRA
2.45%$500-36 Month Share Certificate IRA


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