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Park Side Credit Union


Overview / Commentary
www.parksidefcu.com
406-862-2652
1300 Baker Ave
Whitefish, MT 59937

Park Side Credit Union is headquartered in Whitefish and is the 4th largest credit union in the state of Montana. It is also the 822nd largest credit union in the nation. It was established in 1965 and as of June of 2022, it had grown to 81 employees and 30,513 members at 8 locations. Park Side Credit Union's CD rates are 39% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Park Side Credit Union is open to those who live or work in the Montana counties of Beaverhead, Flathead, Glacier, Lake, Liberty, Lincoln, Mineral, Missoula, Ravalli, Sanders, or Toole.
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Health
B+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #68647
Year Chartered1965
Employees81
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD6.42%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$405.6MM$357.3MM
LoansQ2 2022vs Q2 2021$315.5MM$272.0MM
DepositsQ2 2022vs Q2 2021$358.7MM$321.0MM
Equity CapitalQ2 2022vs Q2 2021$28.1MM$28.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$645.00K$770.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$878.00K$116.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Side Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$100kKasasa Saver
OTHER TIERS: 0.25% → $100k+
0.15%--IRA Shares
0.10%$5-Regular Share
0.10%$5-WINcentive Savings Account

Park Side Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-Money Market Savings

Park Side Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$15kKasasa Cash
OTHER TIERS: 0.25% → $15k+
0.30%*$10k*-Business Checking
OTHER TIERS: 0.10% → $500 - $5k | 0.20% → $5k - $10k

Park Side Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$100$4k1 Year Youth CD
2.00%$500-24 Month CD
2.00%$500-36 Month CD - Step Up
2.00%$500-60 Month CD - Step Up
1.25%$100k-12 Month Jumbo CD
1.25%$100k-18 Month Jumbo CD
1.00%$500-12 Month CD
1.00%$500-18 Month CD
0.25%$50k-6 Month Jumbo CD
0.15%$500-6 Month CD
0.05%$500-3 Month CD
Locations


Park Side Credit Union Locations
Branch Office1300 Baker AveWhitefish, MT 59937-2988
Branch Office1015 9th St WColumbia Falls, MT 59912-3817
Branch Office660 Sunset BlvdKalispell, MT 59901-3604
Branch Office2181 US Highway 2 E Ste 10Kalispell, MT 59901-2858
Branch Office2300 Great Northern AveMissoula, MT 59808-1678
Branch Office4055 Brooks St Ste CMissoula, MT 59804-7300
Branch Office8111 Hwy 35Bigfork, MT 59911
Branch Office320 W Broadway St Ste BMissoula, MT 59802

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