Park Side Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.parksidefcu.com

406-862-2652

1300 Baker Ave
Whitefish, MT 59937

Park Side Credit Union is headquartered in Whitefish and is the 6^th largest credit union in the state of Montana. It is also the 882^nd largest credit union in the nation. It was established in 1965 and as of December of 2024, it had grown to 79 employees and 30,227 members at 8 locations. Park Side Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Park Side Credit Union is open to those who live or work in the Montana counties of Beaverhead, Flathead, Glacier, Lake, Liberty, Lincoln, Mineral, Missoula, Ravalli, Sanders, or Toole. Immediate family members of a current Park Side Credit Union member are also eligible to join.
See current membership details

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Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68647
Year Chartered	1965
Employees	79
Primary Regulator

Profit Margin
Return on Assets - YTD	0%
Return on Equity - YTD	0.05%
Annual Interest Income	$16.3MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$377.3MM$398MM
Loans	Q4 2024vs Q4 2023	$282.7MM$315.6MM
Deposits	Q4 2024vs Q4 2023	$339.8MM$341.9MM
Equity Capital	Q4 2024vs Q4 2023	$29.7MM$29.4MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$924K$1.1MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$751K$844K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Side Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$5	-	Regular Share
0.10%	$5	-	WINcentive Savings Account
0.05%	$0	-	Health Savings Account

Park Side Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$1k	-	Money Market Savings

Park Side Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$10k^*	-	Business Checking
OTHER TIERS: 0.10% → $500 - $5k \| 0.20% → $5k - $10k

Park Side Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.60%	$100	$4k	1 Year Youth CD
3.85%	$500	-	3 Month CD
3.80%	$50k	-	6 Month Jumbo CD
3.70%	$100k	-	12 Month Jumbo CD
3.60%	$500	-	6 Month CD
3.60%	$500	-	24 Month CD
3.60%	$500	-	36 Month CD - Step Up
3.60%	$500	-	60 Month CD - Step Up
3.60%	$100k	-	18 Month Jumbo CD
3.50%	$500	-	12 Month CD
3.40%	$500	-	18 Month CD

Park Side Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$0	-	IRA Shares

Locations

Park Side Credit Union Locations
Branch Office	1300 Baker Ave	Whitefish, MT 59937-2988
Branch Office	1015 9th St W	Columbia Falls, MT 59912-3817
Branch Office	660 Sunset Blvd	Kalispell, MT 59901-3604
Branch Office	2181 US Highway 2 E Ste 10	Kalispell, MT 59901-2858
Branch Office	2300 Great Northern Ave	Missoula, MT 59808-1977
Branch Office	4055 Brooks St Ste C	Missoula, MT 59804-7300
Branch Office	8111 Hwy 35	Bigfork, MT 59911
Branch Office	320 W Broadway St Ste B	Missoula, MT 59802

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