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Park Side Credit Union


Overview / Commentary
www.parksidefcu.com
406-862-2652
1300 Baker Ave
Whitefish, MT 59937

Park Side Credit Union is headquartered in Whitefish and is the 4th largest credit union in the state of Montana. It is also the 797th largest credit union in the nation. It was established in 1965 and as of September of 2022, it had grown to 80 employees and 30,878 members at 8 locations. Park Side Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Park Side Credit Union is open to those who live or work in the Montana counties of Beaverhead, Flathead, Glacier, Lake, Liberty, Lincoln, Mineral, Missoula, Ravalli, Sanders, or Toole.
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Health
A

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #68647
Year Chartered1965
Employees80
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD7.35%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$422.5MM$376.1MM
LoansQ3 2022vs Q3 2021$328.0MM$281.6MM
DepositsQ3 2022vs Q3 2021$365.3MM$338.9MM
Equity CapitalQ3 2022vs Q3 2021$28.2MM$28.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$671.00K$759.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$567.00K$138.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Park Side Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Side Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$100kKasasa Saver
OTHER TIERS: 0.25% → $100k+
0.15%--IRA Shares
0.10%$5-Regular Share
0.10%$5-WINcentive Savings Account
0.05%--Health Savings Account

Park Side Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-Money Market Savings

Park Side Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$15kKasasa Cash
OTHER TIERS: 0.25% → $15k+
0.30%*$10k*-Business Checking
OTHER TIERS: 0.10% → $500 - $5k | 0.20% → $5k - $10k

Park Side Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$100k-12 Month Jumbo CD
3.50%$500-12 Month CD
3.50%$100k-18 Month Jumbo CD
3.25%$500-18 Month CD
3.25%$50k-6 Month Jumbo CD
3.00%$500-6 Month CD
3.00%$100$4k1 Year Youth CD
2.75%$500-24 Month CD
2.00%$500-36 Month CD - Step Up
2.00%$500-60 Month CD - Step Up
0.05%$500-3 Month CD
Locations


Park Side Credit Union Locations
Branch Office1300 Baker AveWhitefish, MT 59937-2988
Branch Office1015 9th St WColumbia Falls, MT 59912-3817
Branch Office660 Sunset BlvdKalispell, MT 59901-3604
Branch Office2181 US Highway 2 E Ste 10Kalispell, MT 59901-2858
Branch Office2300 Great Northern AveMissoula, MT 59808-1678
Branch Office4055 Brooks St Ste CMissoula, MT 59804-7300
Branch Office8111 Hwy 35Bigfork, MT 59911
Branch Office320 W Broadway St Ste BMissoula, MT 59802

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