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Park Side Credit Union


Overview / Commentary
www.parksidefcu.com
406-862-2652
1300 Baker Ave
Whitefish, MT 59937

Park Side Credit Union is headquartered in Whitefish and is the 5th largest credit union in the state of Montana. It is also the 815th largest credit union in the nation. It was established in 1965 and as of June of 2023, it had grown to 86 employees and 30,355 members at 8 locations. Park Side Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Park Side Credit Union is open to those who live or work in the Montana counties of Beaverhead, Flathead, Glacier, Lake, Liberty, Lincoln, Mineral, Missoula, Ravalli, Sanders, or Toole. Immediate family members of a current Park Side Credit Union member are also eligible to join.
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Health
B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #68647
Year Chartered1965
Employees86
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD1.08%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$415.3MM$405.6MM
LoansQ2 2023vs Q2 2022$324.2MM$315.5MM
DepositsQ2 2023vs Q2 2022$368.0MM$358.7MM
Equity CapitalQ2 2023vs Q2 2022$28.5MM$28.1MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$645.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$722.00K$878.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Park Side Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park Side Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$100kKasasa Saver
OTHER TIERS: 0.25% → $100k+
0.15%--IRA Shares
0.10%$5-Regular Share
0.10%$5-WINcentive Savings Account
0.05%--Health Savings Account

Park Side Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-Money Market Savings

Park Side Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$15kKasasa Cash
OTHER TIERS: 0.25% → $15k+
0.30%*$10k*-Business Checking
OTHER TIERS: 0.10% → $500 - $5k | 0.20% → $5k - $10k

Park Side Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$50k-6 Month Jumbo CD
4.00%$500-3 Month CD
4.00%$500-6 Month CD
4.00%$100k-12 Month Jumbo CD
3.50%$500-12 Month CD
3.50%$100k-18 Month Jumbo CD
3.00%$500-18 Month CD
3.00%$500-24 Month CD
3.00%$100$4k1 Year Youth CD
2.00%$500-36 Month CD - Step Up
2.00%$500-60 Month CD - Step Up
Locations


Park Side Credit Union Locations
Branch Office1300 Baker AveWhitefish, MT 59937-2988
Branch Office1015 9th St WColumbia Falls, MT 59912-3817
Branch Office660 Sunset BlvdKalispell, MT 59901-3604
Branch Office2181 US Highway 2 E Ste 10Kalispell, MT 59901-2858
Branch Office2300 Great Northern AveMissoula, MT 59808-1977
Branch Office4055 Brooks St Ste CMissoula, MT 59804-7300
Branch Office8111 Hwy 35Bigfork, MT 59911
Branch Office320 W Broadway St Ste BMissoula, MT 59802

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