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2630 West Superior Street
Duluth, MN 55806

Park State Bank is headquartered in Duluth and is the 228th largest bank in the state of Minnesota. It is also the 4,941st largest bank in the nation. It was established in 1916 and as of December of 2017, it had grown to 12 employees at 2 locations. Park State Bank has an A health rating.

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Park State Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #8851
Year Established1916
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD9.42%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$61.4MM$43.6MM
LoansQ4 2017vs Q4 2016$48.4MM$35.2MM
DepositsQ4 2017vs Q4 2016$52.9MM$36.5MM
Equity CapitalQ4 2017vs Q4 2016$8.0MM$6.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$223.00K$126.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$57.00K$38.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$4.00K
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Park State Bank Savings Account Rates

0.75%*-$5kKasasa Saver
OTHER TIERS: 0.35% $5k+

Park State Bank Locations
Park State Bank2630 West Superior StreetDuluth, MN 55806
Park State Bank - Minneapolis Branch1108 Nicollet MallMinneapolis, MN 55403