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2630 West Superior Street
Duluth, MN 55806

Park State Bank is headquartered in Duluth and is the 266th largest bank in the state of Minnesota. It is also the 5,469th largest bank in the nation. It was established in 1916 and as of December of 2016, it had grown to 14 employees at 2 locations. Park State Bank has a B+ health rating.

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Park State Bank has a low asset base.

Health Grade Components

FDIC Certificate #8851
Year Established1916
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD3.2%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$43.6MM$42.3MM
LoansQ4 2016vs Q4 2015$35.2MM$25.8MM
DepositsQ4 2016vs Q4 2015$36.5MM$35.5MM
Equity CapitalQ4 2016vs Q4 2015$6.7MM$6.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$126.00K$0
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$38.00K$7.00K
Real Estate OwnedQ4 2016vs Q4 2015$4.00K$38.00K
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Park State Bank Savings Account Rates

0.75%*-$5kKasasa Saver
OTHER TIERS: 0.35% $5k+

Park State Bank Locations
Park State Bank2630 West Superior StreetDuluth, MN 55806
Park State Bank - Minneapolis Branch430 1st Avenue, Suite #104Minneapolis, MN 55401