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Overview / Commentary
218-722-3500
2630 West Superior Street
Duluth, MN 55806

Park State Bank is headquartered in Duluth and is the 265th largest bank in the state of Minnesota. It is also the 5,498th largest bank in the nation. It was established in 1916 and as of September of 2016, it had grown to 14 employees at 2 locations. Park State Bank has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Park State Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #8851
Year Established1916
Employees14
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD3.77%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$44.7MM$32.1MM
LoansQ3 2016vs Q3 2015$31.7MM$25.5MM
DepositsQ3 2016vs Q3 2015$37.9MM$29.8MM
Equity CapitalQ3 2016vs Q3 2015$6.8MM$2.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$63.00K$122.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$0$46.00K
Real Estate OwnedQ3 2016vs Q3 2015$30.00K$15.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Park State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$5kKasasa Saver
OTHER TIERS: 0.35% $5k+

Park State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.00%--Kasasa Cash Back
Locations


Park State Bank Locations
Park State Bank2630 West Superior StreetDuluth, MN 55806
Park State Bank - Minneapolis Branch430 1st Avenue, Suite #104Minneapolis, MN 55401