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Educators Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ecu.com
262-886-5900
1326 Willow Rd
Mount Pleasant, WI 53177

Educators Credit Union is headquartered in Mount Pleasant and is the 8th largest credit union in the state of Wisconsin. It is also the 132nd largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 491 employees and 236,737 members at 27 locations. Educators Credit Union's money market rates are 8X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Educators Credit Union is open to those who live or work in the Wisconsin counties of Dane, Green, Jefferson, Kenosha, Milwaukee, Ozaukee, Rock, Racine, Washington, Walworth or Waukesha.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #66448
Year Chartered1937
Employees491
Primary Regulator
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD13.17%
Annual Interest Income$45.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.6B$3.32B
LoansQ1 2025vs Q1 2024$2.42B$2.25B
DepositsQ1 2025vs Q1 2024$3.14B$2.9B
Equity CapitalQ1 2025vs Q1 2024$405.4MM$332.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$22MM$20.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$17.6MM$12.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Educators Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.76%$100-Health Savings Account
0.51%$0$2.5kChange Up Savings
0.20%$0-Saver’s Sweepstakes Account
0.06%$100-Prime Share Savings
0.06%$100-Christmas Club
0.06%$100-Vacation Club
0.06%$100-Summer Pay
0.06%$100-Business Prime Share Savings
0.06%$100-Special Savings

Educators Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.38%*$250k*-Premium Money Market
OTHER TIERS: 1.13% → $10k - $100k | 2.25% → $100k - $250k
3.38%*$250k*-Premium Money Market IRA
OTHER TIERS: 1.13% → $10k - $100k | 2.25% → $100k - $250k
3.38%*$250k*-Business Premium Money Market
OTHER TIERS: 1.13% → $10k - $100k | 2.25% → $100k - $250k
3.38%*$250k*-Business Premium Money Market IRA
OTHER TIERS: 1.13% → $10k - $100k | 2.25% → $100k - $250k
0.19%*$50k*-High Yield Money Market Account
OTHER TIERS: 0.06% → $0 - $2.5k | 0.08% → $2.5k - $10k | 0.11% → $10k - $25k | 0.14% → $25k - $50k
0.19%*$50k*-High Yield Money Market IRA
OTHER TIERS: 0.06% → $0 - $2.5k | 0.08% → $2.5k - $10k | 0.11% → $10k - $25k | 0.14% → $25k - $50k
0.19%*$50k*-Business High Yield Money Market
OTHER TIERS: 0.06% → $0 - $2.5k | 0.08% → $2.5k - $10k | 0.11% → $10k - $25k | 0.14% → $25k - $50k

Educators Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$2.5k-Checking Account
0.01%$2.5k-Business Checking

Educators Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$500-7 Month CD Special
4.05%$500-Business 7 Month CD Special
3.00%$500-5 Year Share Certificate
3.00%$500-Business 5 Year Certificate
2.85%$500-4 Year Share Certificate
2.85%$500-Business 4 Year Certificate
2.75%$500-3 Year Share Certificate
2.75%$500-Business 3 Year Certificate
2.65%$500-Business 30 Month Share Certificate
2.65%$500-30 Month Add On Certificate
2.60%$500-2 Year Share Certifcate
2.60%$500-Business 2 Year Share Certificate
2.35%$500-18 Month Share Certificate
2.35%$500-Business 18 Month Certificate
2.25%$500-1 Year Share Certificate
2.25%$500-Business 1 Year Certificate
1.95%$500-275 Day Add-On Certificate
1.95%$500-Business 275 Day Add-On Share Certificate
1.90%$500-182 Day Share Certificate
1.90%$500-Business 182 Day Certificate
1.80%$500-91 Day Share Certificate
1.80%$500-Business 91 Day Certificate

Educators Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$500-7 Month IRA Special
3.00%$500-5 Year IRA Certificate
3.00%$500-Business 5 Year IRA
2.85%$500-4 Year IRA Certificate
2.85%$500-Business 4 Year IRA
2.75%$500-3 Year IRA Certificate
2.75%$500-Business 3 Year IRA
2.65%$500-30 Month Add on IRA
2.65%$500-Business 30 Month IRA
2.60%$500-2 Year IRA Certificate
2.60%$500-Business 2 Year IRA
2.35%$500-18 Month IRA Certificate
2.35%$500-Business 18 Month IRA
2.25%$500-1 Year IRA Certificate
2.25%$500-Business 1 Year IRA
1.95%$500-275 Day Add-On IRA Certificate
1.95%$500-Business 275 Day Add on IRA
1.90%$500-182 Day IRA Certificate
1.90%$500-Business 182 Day IRA
1.80%$500-91 Day IRA Certificate
1.80%$500-Business 91 Day IRA
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