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Overview / Commentary
518-926-4700
5 Murray St
Glens Falls, NY 12801

Parks Heritage Federal Credit Union is headquartered in Glens Falls and is the 152nd largest credit union in the state of New York. It is also the 2,914th largest credit union in the nation. It was established in 1965 and as of September of 2017, it had grown to 8 employees and 3,730 members at 1 location. Parks Heritage Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to doctors, nurses, emergency responders, holisitic practictioners, technologists, public health workers, practice administrators, therapists, support staff, pharmacy employees, or medical device manufacturers in Warren, Saratoga, or Washington counties.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Parks Heritage Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #16933
Year Chartered1965
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD-0.56%
Return on Equity - YTD-5.2%
Annual Interest Income$848.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$29.8MM$28.5MM
LoansQ3 2017vs Q3 2016$18.9MM$18.3MM
DepositsQ3 2017vs Q3 2016$26.6MM$25.1MM
Equity CapitalQ3 2017vs Q3 2016$3.2MM$3.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$87.00K$120.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$52.00K$187.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates

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Locations


Parks Heritage Federal Credit Union Locations
Branch Office5 Murray StGlens Falls, NY 12801