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Overview / Commentary
5 Murray St
Glens Falls, NY 12801

Parks Heritage Federal Credit Union is headquartered in Glens Falls and is the 155th largest credit union in the state of New York. It is also the 2,932nd largest credit union in the nation. It was established in 1965 and as of March of 2018, it had grown to 7 employees and 3,683 members at 1 location. Parks Heritage Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to doctors, nurses, emergency responders, holisitic practictioners, technologists, public health workers, practice administrators, therapists, support staff, pharmacy employees, or medical device manufacturers in Warren, Saratoga, or Washington counties.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Parks Heritage Federal Credit Union has a low asset base.

Health Grade Components

NCUA #16933
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD10.72%
Annual Interest Income$285.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$29.9MM$30.1MM
LoansQ1 2018vs Q1 2017$18.5MM$18.1MM
DepositsQ1 2018vs Q1 2017$26.7MM$26.7MM
Equity CapitalQ1 2018vs Q1 2017$3.2MM$3.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$82.00K$108.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$54.00K$158.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0

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Parks Heritage Federal Credit Union Locations
Branch Office5 Murray StGlens Falls, NY 12801

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