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Overview / Commentary
5 Murray St
Glens Falls, NY 12801

Parks Heritage Federal Credit Union is headquartered in Glens Falls and is the 155th largest credit union in the state of New York. It is also the 2,961st largest credit union in the nation. It was established in 1965 and as of December of 2017, it had grown to 9 employees and 3,690 members at 1 location. Parks Heritage Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to doctors, nurses, emergency responders, holisitic practictioners, technologists, public health workers, practice administrators, therapists, support staff, pharmacy employees, or medical device manufacturers in Warren, Saratoga, or Washington counties.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Parks Heritage Federal Credit Union has a low asset base.

Health Grade Components

NCUA #16933
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD-0.41%
Return on Equity - YTD-3.75%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$28.6MM$28.0MM
LoansQ4 2017vs Q4 2016$18.8MM$18.9MM
DepositsQ4 2017vs Q4 2016$25.4MM$24.6MM
Equity CapitalQ4 2017vs Q4 2016$3.2MM$3.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$99.00K$107.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$45.00K$199.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Parks Heritage Federal Credit Union Locations
Branch Office5 Murray StGlens Falls, NY 12801

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