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Passumpsic Savings Bank

Popular Accounts at this Bank

0.50%Reward CheckingReward Checking
1.05%5-year CD5 Year CD
0.25%1-year CD12 Month CD

Overview / Commentary
497 Railroad Street
Saint Johnsbury, VT 05819

Passumpsic Savings Bank is headquartered in Saint Johnsbury and is the 4th largest bank in the state of Vermont. It is also the 1,109th largest bank in the nation. It was established in 1853 and as of December of 2016, it had grown to 155 employees at 11 locations. Passumpsic Savings Bank has a B+ health rating.

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Reviews (1)

Good place to bank!

Posted by: JohnF | Jun 23, 2015

My experience with Passumpsic Bank has been positive. They have several branches in the North Country of NH including Littleton, Whitefield and Lancaster which I have found convenient. Their customer service representatives are pleasant and professional. The bank employees keep the small town feel , where it's a good feeling to bank where I'm known by name when I enter a location. Their services include checking and savings accounts as well as other products. They provide telebanking which I find very convenient. The only difference I have found in comparison with the telebanking of national banks is that Passumpsic doesn't seem to have the level of transaction detail available over the phone as I would like. It will provide you with your balance and last transaction amounts and date, but I have not been able to get details (ie. location or name of company) on transactions. They do seem to have this level of detail if you request it at a branch location, so I hold out hope that telebanking will get more detailed in the future. Customer care is their biggest asset, because they make it about me.


Health Grade Components

FDIC Certificate #14134
Year Established1853
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD3.22%
Annual Interest Income$21.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$652.0MM$605.9MM
LoansQ4 2016vs Q4 2015$501.3MM$439.6MM
DepositsQ4 2016vs Q4 2015$532.7MM$506.0MM
Equity CapitalQ4 2016vs Q4 2015$71.4MM$69.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$5.6MM$4.6MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$6.3MM$5.2MM
Real Estate OwnedQ4 2016vs Q4 2015$1.4MM$739.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Passumpsic Savings Bank Savings Account Rates

0.20%$25-IRA Savings
0.20%$25-SEP Savings
0.20%$25-Roth IRA Savings
0.20%$25-CESA Savings
0.15%*$5k*-Health Savings Account Checking
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $5k
0.10%$50-Statement Savings
0.10%--Youth Statement Savings
0.10%--Savers Club

Passumpsic Savings Bank Money Market Rates

0.30%*$500k*-Money Market Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $50k | 0.15% $50k - $100k | 0.25% $100k - $500k
0.30%*$500k*-Business Money Market Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $50k | 0.15% $50k - $100k | 0.25% $100k - $500k

Passumpsic Savings Bank Checking Account Rates

0.50%*$25k*-Reward Checking
OTHER TIERS: 0.05% Up to $25k
0.30%*$50k*-Non-Profit Plus
OTHER TIERS: 0.20% $10k - $50k
0.05%--Bonus Benefits Checking Account
0.05%$500-Business NOW Account

Passumpsic Savings Bank CD Rates

1.05%$500-5 Year CD
0.75%$500-4 Year CD
0.55%$500-3 Year CD
0.45%$500-2 Year CD
0.25%$500-12 Month CD
0.15%$500-3 Month CD
0.15%$500-6 Month CD
0.15%$75-Youth 6 Month CD

Passumpsic Savings Bank IRA Rates

1.05%$500-5 Year IRA
0.75%$500-4 Year IRA
0.55%$500-3 Year IRA
0.45%$500-2 Year IRA
0.25%$500-12 Month IRA
0.15%$500-3 Month IRA
0.15%$500-6 Month IRA

Passumpsic Savings Bank Locations
The Siwooganock Bank Branch117 Main StreetLancaster, NH 03584
Whitefield Branch20 Jefferson RoadWhitefield, NH 03598
Groveton Branch40 State StreetNorthumberland, NH 03582
Passumpsic Bank,fsb/Branch81 Meadow StreetLittleton, NH 03561
Newport Branch1 Gardner StreetNewport, VT 05855
Mill Street Branch49 Mill StreetIsland Pond, VT 05846
Passumpsic Savings Bank497 Railroad StreetSt. Johnsbury, VT 05819
Danville Branch53 Route 2 WestDanville, VT 05828
Memorial Branch62 Broad StreetLyndonville, VT 05851
Operations Center Branch1242 Memorial DriveSaint Johnsbury, VT 05819