Passumpsic Bank


Overview / Commentary
802-748-3196
497 Railroad Street
Saint Johnsbury, VT 05819

Passumpsic Bank is headquartered in SAINT JOHNSBURY and is the 5th largest bank in the state of Vermont. It is also the 1,159th largest bank in the nation. It was established in 1853 and as of March of 2025, it had grown to 149 employees at 12 locations. Passumpsic Bank's CD rates are 2X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #14134
Year Established1853
Employees149
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.34%
Annual Interest Income$9.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$879.3MM$842.2MM
LoansQ1 2025vs Q1 2024$621MM$625.9MM
DepositsQ1 2025vs Q1 2024$701.7MM$674.1MM
Equity CapitalQ1 2025vs Q1 2024$113.1MM$108.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7MM$7.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3MM$10.9MM
Real Estate OwnedQ1 2025vs Q1 2024$5.9MM$102K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Passumpsic Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Passumpsic Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$0$50kKasasa Saver
OTHER TIERS: 0.15% $50k+
0.15%*$15k*-Health Savings Account
OTHER TIERS: 0.05% $1 - $5k | 0.10% $5k - $15k
0.10%$2-Savers Club
0.08%$50-Statement Savings
0.08%$4-Youth Statement Savings

Passumpsic Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$500k*-Money Market Account
OTHER TIERS: 0.05% $1k - $10k | 0.15% $10k - $50k | 0.25% $50k - $100k | 0.35% $100k - $500k
0.40%*$500k*-Business Money Market Account
OTHER TIERS: 0.05% $1k - $10k | 0.15% $10k - $50k | 0.25% $50k - $100k | 0.35% $100k - $500k

Passumpsic Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$15kKasasa Cash
OTHER TIERS: 0.20% $15k+
0.20%*$50k*-Non-Profit Plus
OTHER TIERS: 0.05% $10k - $50k
0.05%$500-Business NOW Account

Passumpsic Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$10k-5 Month CD Special
4.10%$10k-Business 5 Month CD Special
2.00%$500-12 Month CD
2.00%$500-2 Year CD
2.00%$500-3 Year CD
2.00%$500-4 Year CD
2.00%$500-5 Year CD
0.40%$500-6 Month CD
0.40%$75-Youth 6 Month CD
0.15%$500-3 Month CD

Passumpsic Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$500-5 Month IRA Special
2.00%$500-12 Month IRA
2.00%$500-2 Year IRA
2.00%$500-3 Year IRA
2.00%$500-4 Year IRA
2.00%$500-5 Year IRA
0.40%$500-6 Month IRA
0.15%$500-3 Month IRA
0.08%$25-IRA Savings
Locations

Availability



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