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Overview / Commentary
214 West First Street
Oswego, NY 13126

PathFinder Bank is headquartered in Oswego and is the 59th largest bank in the state of New York. It is also the 985th largest bank in the nation. It was established in 2002 and as of December of 2016, it had grown to 131 employees at 9 locations. PathFinder Bank has an A health rating.

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Health Grade Components

FDIC Certificate #57497
Year Established2002
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.77%
Annual Interest Income$24.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$748.0MM$124.7MM
LoansQ4 2016vs Q4 2015$485.9MM$0
DepositsQ4 2016vs Q4 2015$617.1MM$114.5MM
Equity CapitalQ4 2016vs Q4 2015$66.8MM$8.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$6.2MM$0
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$4.3MM$0
Real Estate OwnedQ4 2016vs Q4 2015$597.00K$0

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PathFinder Bank has 14 locations. Click to view all PathFinder Bank locations.