PathFinder Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.25%	Money Market	2.00% - Ally Bank Online Savings Account
0.60%	1-year CD	2.65% - Barclays 12 Month Online CD
0.05%	Savings	2.00% - Ally Bank Online Savings Account

View all PathFinder Bank rates »

Overview / Commentary

www.pathfinderbank.com

315-343-0057

214 West First Street
Oswego, NY 13126

PathFinder Bank is headquartered in Oswego and is the 53^rd largest bank in the state of New York. It is also the 832^nd largest bank in the nation. It was established in 2002 and as of September of 2018, it had grown to 151 employees at 9 locations. PathFinder Bank's money market rates are 4X the national average, and it has an A health rating.

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Posted by: cbr6861 | Jun 12, 2017

But only if you live in a designated market area.

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1

Health

A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	57497
Year Established	2002
Employees	151
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.51%
Return on Equity - YTD	6.3%
Annual Interest Income	$25.6MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$920.5MM$873.7MM
Loans	Q3 2018vs Q3 2017	$613.1MM$559.9MM
Deposits	Q3 2018vs Q3 2017	$761.2MM$721.9MM
Equity Capital	Q3 2018vs Q3 2017	$73.4MM$71.4MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$7.8MM$6.6MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$4.3MM$4.7MM
Real Estate Owned	Q3 2018vs Q3 2017	$268.00K$671.00K

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PathFinder Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$50k^*	-	Health Savings Account (HSA)
OTHER TIERS: 0.15% → $100 - $7.5k \| 0.35% → $7.5k - $20k \| 0.60% → $20k - $35k \| 0.75% → $35k - $50k
0.20%^*	$25k^*	-	Pathfinder Business Savings
OTHER TIERS: 0.05% → $100 - $10k \| 0.10% → $10k - $25k
0.15%^*	$10k^*	-	Extra Savings
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $10k
0.05%	$100	-	Statement Savings
0.05%	$100	-	Passbook Savings
0.05%	$5	-	Young Investor Club
0.05%	$100	-	Holiday Club - Coupon
0.05%	$100	-	Holiday Club - Passbook

PathFinder Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.80%^*	$250k^*	-	Business Money Market Promotion
OTHER TIERS: 0.05% → $2.5k - $10k \| 0.15% → $10k - $25k \| 0.25% → $25k - $50k \| 1.70% → $50k - $250k
1.60%	$10k	$1m	High Yield Money Market Promo
0.25%^*	$75k^*	-	Money Market Deposit
OTHER TIERS: 0.05% → $2.5k - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $75k
0.25%^*	$250k^*	-	Executive Money Market Deposit
OTHER TIERS: 0.05% → $2.5k - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $250k

PathFinder Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$25k^*	-	Plus Checking
OTHER TIERS: 0.05% → $100 - $10k \| 0.10% → $10k - $25k
0.15%^*	$25k^*	-	Money Management Checking
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $25k
0.15%^*	$10k^*	-	Business Checking
OTHER TIERS: 0.05% → Up to $5k \| 0.10% → $5k - $10k
0.15%^*	$25k^*	-	IOLTA Checking
OTHER TIERS: 0.05% → $100 - $10k \| 0.10% → $10k - $25k
0.05%	$100	-	Extra Checking

PathFinder Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	$1k	-	15 Month Autumn CD Special
1.30%	$1k	-	48 Month CD
0.75%	$1k	-	24 Month CD
0.60%	$1k	-	12 Month CD
0.35%	$1k	-	6 Month CD

Locations

PathFinder Bank Locations
Fulton Branch	5 West 1st Street South	Fulton, NY 13069
Lacona Branch	1897 Harwood Drive	Lacona, NY 13083
Central Square Branch	3025 East Avenue	Central Square, NY 13036
Pathfinder Commercial Bank	214 West First Street	Oswego, NY 13126
Cicero Branch	6194 State Route 31	Cicero, NY 13039
Mexcio Branch	3361 Main Street	Mexico, NY 13114
Oswego Plaza Branch	Route 104 East	Oswego, NY 13126
Pike Block Business Office Branch	109 West Fayette Street	Syracuse, NY 13202
Oswego Downtown Drive-Thru Branch	34 East Bridge Street	Oswego, NY 13126

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