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PathFinder Bank

Popular Accounts at this Bank

1.80%18-month CD17 Month Fall CD Special - New Money
0.25%Money MarketMoney Market Deposit Account
0.25%1-year CD12 Month CD

Overview / Commentary
214 West First Street
Oswego, NY 13126

PathFinder Bank is headquartered in Oswego and is the 55th largest bank in the state of New York. It is also the 875th largest bank in the nation. It was established in 2002 and as of September of 2017, it had grown to 137 employees at 9 locations. PathFinder Bank's money market rates are 3X the national average, and it has a B+ health rating.

Related Posts

PathFinder Bank (NY) Guarantees Money Market Rate For A Year - 10/6/2017

PathFinder Bank's (NY) High Yield Money Market earns 1.40% APY, with a one-year rate guarantee. Min deposit is $10k (new money), with a max $1m eligible balance.

PathFinder Bank (NY) Adds 17-Month Fall CD Special - 8/31/2017

PathFinder Bank (central NY state) has added a limited-time, 17-month Fall CD Special (1.80% APY). The minimum deposit is $1k of new money.

PathFinder Bank (NY) Promotes 18-Month CD Special - 4/27/2017

PathFinder Bank (NY) is promoting its 18-month CD Special (1.65% APY). Minimum deposit is $1k of new money. Available in Onondaga and Oswego Counties.

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Health Grade Components

FDIC Certificate #57497
Year Established2002
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.35%
Annual Interest Income$21.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$873.7MM$716.4MM
LoansQ3 2017vs Q3 2016$559.9MM$467.3MM
DepositsQ3 2017vs Q3 2016$721.9MM$561.5MM
Equity CapitalQ3 2017vs Q3 2016$71.4MM$67.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$6.6MM$6.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$4.7MM$3.6MM
Real Estate OwnedQ3 2017vs Q3 2016$671.00K$665.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PathFinder Bank Savings Account Rates

1.00%*$50k*-Health Savings Account
OTHER TIERS: 0.15% $100 - $7,500 | 0.35% $7,500 - $20k | 0.60% $20k - $35k | 0.75% $35k - $50k
0.20%*$25k*-Pathfinder Business Savings
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.15%*$10k*-Extra Savings Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.05%$100-Statement Savings Account
0.05%$100-Passbook Savings Account
0.05%--Young Investor Club Account
0.05%$100-Holiday Club Account - Coupon
0.05%$100-Holiday Club Account - Passbook

PathFinder Bank Money Market Rates

1.40%$10k$1mHigh Yield Money Market Account (Promotion)
0.50%*$50k*-Premier Business MMDA-Promo
OTHER TIERS: 0.20% $10k - $50k
0.25%*$75k*-Money Market Deposit Account
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $75k
0.25%*$75k*-Executive Money Market Deposit Account
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $75k

PathFinder Bank Checking Account Rates

0.15%*$25k*-Plus Checking
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Money Management Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.15%*$10k*-Business Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k
0.15%*$25k*-IOLA Checking
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.05%$100-Extra Checking

PathFinder Bank CD Rates

1.80%$1k-17 Month Fall CD Special - New Money
0.90%$1k-48 Month CD
0.40%$1k-24 Month CD
0.25%$1k-12 Month CD
0.15%$1k-6 Month CD

PathFinder Bank Locations
Fulton Branch5 West 1st Street SouthFulton, NY 13069
Lacona Branch1897 Harwood DriveLacona, NY 13083
Central Square Branch3025 East AvenueCentral Square, NY 13036
Pathfinder Commercial Bank214 West First StreetOswego, NY 13126
Cicero Branch6194 State Route 31Cicero, NY 13039
Mexcio Branch3361 Main StreetMexico, NY 13114
Oswego Plaza BranchRoute 104 EastOswego, NY 13126
Pike Block Business Office Branch109 West Fayette StreetSyracuse, NY 13202
Oswego Downtown Drive-Thru Branch34 East Bridge StreetOswego, NY 13126