PathFinder Bank

Overview / Commentary
214 West First Street
Oswego, NY 13126

PathFinder Bank is headquartered in OSWEGO and is the 45th largest bank in the state of New York. It is also the 751st largest bank in the nation. It was established in 2002 and as of March of 2024, it had grown to 171 employees at 12 locations. PathFinder Bank has a B+ health rating.

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Reviews (2)

Apply On-Line

Posted by: |

But only if you live in a designated market area.

Do Not Bother Unless You Are Local

Posted by: |

After successfully completing an online application, PathFinder will ask you to complete a paper application with all information already been provided online. What a waste of time! Their reasoning is a requirement by their audit department.

PathFinder is better off not offering online application.


Health Grade Components

FDIC Certificate #57497
Year Established2002
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD7.23%
Annual Interest Income$18.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.45B$1.41B
LoansQ1 2024vs Q1 2023$874.9MM$892.2MM
DepositsQ1 2024vs Q1 2023$1.15B$1.16B
Equity CapitalQ1 2024vs Q1 2023$141.2MM$127.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$16.7MM$17.9MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$19.4MM$19.1MM
Real Estate OwnedQ1 2024vs Q1 2023$82K$221K

Rates for PathFinder Bank are currently being reviewed.


Cities: Central Square, Cicero, Fulton, Lacona, Liverpool, Mexico, Oswego, Syracuse

Central Square Branches
Central Square Branch3025 East AvenueCentral Square, NY 13036

Cicero Branches
Cicero Branch6194 State Route 31Cicero, NY 13039

Fulton Branches
Fulton Branch5 West 1st Street SouthFulton, NY 13069

Lacona Branches
Lacona Branch1897 Harwood DriveLacona, NY 13083

Liverpool Branches
Clay Branch3775 Route 31Liverpool, NY 13090

Mexico Branches
Mexcio Branch3361 Main StreetMexico, NY 13114

Oswego Branches
Pathfinder Commercial Bank214 W 1st StOswego, NY 13126
Oswego Plaza BranchRoute 104 EastOswego, NY 13126
Oswego Downtown Drive-Thru Branch34 East Bridge StreetOswego, NY 13126

Syracuse Branches
Pike Block Business Office Branch109 West Fayette StreetSyracuse, NY 13202

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