PathFinder Bank is headquartered in Oswego and is the 46th largest bank in the state of New York. It is also the 758th largest bank in the nation. It was established in 2002 and as of June of 2022, it had grown to 165 employees at 11 locations. PathFinder Bank's money market rates are 6X the national average, and it has a B+ health rating.
After successfully completing an online application, PathFinder will ask you to complete a paper application with all information already been provided online. What a waste of time! Their reasoning is a requirement by their audit department.
PathFinder is better off not offering online application.
Overall | |
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FDIC Certificate # | 57497 |
Year Established | 2002 |
Employees | 165 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.08% |
Return on Equity - YTD | 11.78% |
Annual Interest Income | $22.8MM |
Assets and Liabilities | ||
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Assets | Q2 2022vs Q2 2021 | $1.37B$1.25B |
Loans | Q2 2022vs Q2 2021 | $853.2MM$820.4MM |
Deposits | Q2 2022vs Q2 2021 | $1.15B$1.05B |
Equity Capital | Q2 2022vs Q2 2021 | $120.9MM$113.9MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $13.1MM$14.6MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $11.4MM$15.7MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $221.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not PathFinder Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Central Square Branches | ||
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Central Square Branch | 3025 East Avenue | Central Square, NY 13036 |
Cicero Branches | ||
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Cicero Branch | 6194 State Route 31 | Cicero, NY 13039 |
Fulton Branches | ||
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Fulton Branch | 5 West 1st Street South | Fulton, NY 13069 |
Lacona Branches | ||
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Lacona Branch | 1897 Harwood Drive | Lacona, NY 13083 |
Liverpool Branches | ||
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Clay Branch | 3775 Route 31 | Liverpool, NY 13090 |
Mexico Branches | ||
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Mexcio Branch | 3361 Main Street | Mexico, NY 13114 |
Oswego Branches | ||
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Pathfinder Commercial Bank | 214 W 1st St | Oswego, NY 13126 |
Oswego Plaza Branch | Route 104 East | Oswego, NY 13126 |
Oswego Downtown Drive-Thru Branch | 34 East Bridge Street | Oswego, NY 13126 |
Syracuse Branches | ||
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Pike Block Business Office Branch | 109 West Fayette Street | Syracuse, NY 13202 |