Overview / Commentary
PathFinder Bank is headquartered in OSWEGO and is the 47th largest bank in the state of New York. It is also the 757th largest bank in the nation. It was established in 2002 and as of June of 2023, it had grown to 157 employees at 12 locations. PathFinder Bank has a B health rating.
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Reviews (2)
Do Not Bother Unless You Are Local
Posted by: ET | Apr 16, 2019
After successfully completing an online application, PathFinder will ask you to complete a paper application with all information already been provided online. What a waste of time! Their reasoning is a requirement by their audit department.
PathFinder is better off not offering online application.
Health
B
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57497 |
| Year Established | 2002 |
| Employees | 157 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 8.98% |
| Annual Interest Income | $31.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $1.39B$1.37B |
| Loans | Q2 2023vs Q2 2022 | $872.3MM$853.2MM |
| Deposits | Q2 2023vs Q2 2022 | $1.11B$1.15B |
| Equity Capital | Q2 2023vs Q2 2022 | $130.6MM$120.9MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $18.8MM$13.1MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $20.1MM$11.4MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $277.00K$221.00K |