PathFinder Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.25%	Money Market	Money Market Deposit Account 1.85% - CIT Bank Money Market Account
0.40%	1-year CD	12 Month CD 2.35% - Synchrony Bank 14 Month CD Special
0.05%	Savings	Passbook Savings Account 1.75% - Synchrony Bank High Yield Savings

View all PathFinder Bank rates »

Overview / Commentary

www.pathfinderbank.com

315-343-0057

214 West First Street
Oswego, NY 13126

PathFinder Bank is headquartered in Oswego and is the 53^rd largest bank in the state of New York. It is also the 857^th largest bank in the nation. It was established in 2002 and as of March of 2018, it had grown to 147 employees at 9 locations. PathFinder Bank's money market rates are 4X the national average, and it has a B+ health rating.

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Posted by: cbr6861 | Jun 12, 2017

But only if you live in a designated market area.

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1

Health

B+

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	57497
Year Established	2002
Employees	147
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.54%
Return on Equity - YTD	6.69%
Annual Interest Income	$8.2MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$890.2MM$801.5MM
Loans	Q1 2018vs Q1 2017	$600.6MM$515.2MM
Deposits	Q1 2018vs Q1 2017	$749.1MM$675.0MM
Equity Capital	Q1 2018vs Q1 2017	$72.0MM$68.5MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$7.5MM$6.0MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$6.1MM$3.6MM
Real Estate Owned	Q1 2018vs Q1 2017	$108.00K$694.00K

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PathFinder Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$50k^*	-	Health Savings Account
OTHER TIERS: 0.15% → $100 - $7,500 \| 0.35% → $7,500 - $20k \| 0.60% → $20k - $35k \| 0.75% → $35k - $50k
0.20%^*	$25k^*	-	Pathfinder Business Savings
OTHER TIERS: 0.05% → $100 - $10k \| 0.10% → $10k - $25k
0.15%^*	$10k^*	-	Extra Savings Account
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $10k
0.05%	$100	-	Statement Savings Account
0.05%	$100	-	Passbook Savings Account
0.05%	-	-	Young Investor Club Account
0.05%	$100	-	Holiday Club Account - Coupon
0.05%	$100	-	Holiday Club Account - Passbook

PathFinder Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%	$10k	$1m	High Yield Money Market Account (Promotion)
0.50%^*	$50k^*	-	Premier Business MMDA-Promo
OTHER TIERS: 0.20% → $10k - $50k
0.25%^*	$75k^*	-	Money Market Deposit Account
OTHER TIERS: 0.05% → $2,500 - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $75k
0.25%^*	$75k^*	-	Executive Money Market Deposit Account
OTHER TIERS: 0.05% → $2,500 - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $75k

PathFinder Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$25k^*	-	Plus Checking
OTHER TIERS: 0.05% → $100 - $10k \| 0.10% → $10k - $25k
0.15%^*	$25k^*	-	Money Management Checking
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $25k
0.15%^*	$10k^*	-	Business Checking
OTHER TIERS: 0.05% → Up to $5k \| 0.10% → $5k - $10k
0.15%^*	$25k^*	-	IOLA Checking
OTHER TIERS: 0.05% → $100 - $10k \| 0.10% → $10k - $25k
0.05%	$100	-	Extra Checking

PathFinder Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.90%	$1k	-	16 Month CD Special - New Money
1.10%	$1k	-	24 Month CD
0.90%	$1k	-	48 Month CD
0.40%	$1k	-	12 Month CD
0.25%	$1k	-	6 Month CD

Locations

PathFinder Bank Locations
Fulton Branch	5 West 1st Street South	Fulton, NY 13069
Lacona Branch	1897 Harwood Drive	Lacona, NY 13083
Central Square Branch	3025 East Avenue	Central Square, NY 13036
Pathfinder Commercial Bank	214 West First Street	Oswego, NY 13126
Cicero Branch	6194 State Route 31	Cicero, NY 13039
Mexcio Branch	3361 Main Street	Mexico, NY 13114
Oswego Plaza Branch	Route 104 East	Oswego, NY 13126
Pike Block Business Office Branch	109 West Fayette Street	Syracuse, NY 13202
Oswego Downtown Drive-Thru Branch	34 East Bridge Street	Oswego, NY 13126

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