Overview / Commentary
315-343-0057
214 West First Street
Oswego, NY 13126

PathFinder Bank is headquartered in Oswego and is the 52nd largest bank in the state of New York. It is also the 834th largest bank in the nation. It was established in 2002 and as of December of 2018, it had grown to 160 employees at 12 locations. PathFinder Bank's money market rates are 5X the national average, and it has an A health rating.

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14-Month Winter CD Special, 2.90% APY - 12/26/2018

$1,000 minimum deposit. Online application for 14 central New York counties.

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Health

Health Grade Components

Overall
FDIC Certificate #57497
Year Established2002
Employees160
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD6.55%
Annual Interest Income$34.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$930.5MM$880.5MM
LoansQ4 2018vs Q4 2017$613.0MM$573.7MM
DepositsQ4 2018vs Q4 2017$731.0MM$729.4MM
Equity CapitalQ4 2018vs Q4 2017$74.5MM$71.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$7.3MM$7.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.7MM$4.6MM
Real Estate OwnedQ4 2018vs Q4 2017$1.2MM$468.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

14-Month Winter CD Special, 2.90% APY

Carpline   |  
$1,000 minimum deposit.
Online application for 14 central New York counties.

Rates
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Always verify rates and promotions with the bank or credit union. We are not PathFinder Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PathFinder Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Health Savings Account (HSA)
OTHER TIERS: 0.15% $100 - $7.5k | 0.35% $7.5k - $20k | 0.60% $20k - $35k | 0.75% $35k - $50k
0.20%*$25k*-Business Savings
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.15%*$10k*-Extra Savings
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.05%$100-Statement Savings
0.05%$100-Passbook Savings
0.05%$5-Young Investor Club
0.05%$2-Holiday Club

PathFinder Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*$75k*-Premier Personal Money Market Special
OTHER TIERS: 0.10% $2.5k - $10k | 0.50% $10k - $25k | 1.60% $25k - $50k | 1.85% $50k - $75k
1.80%*$250k*-Business Money Market Promotion
OTHER TIERS: 0.05% $2.5k - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 1.70% $50k - $250k
0.30%*$75k*-Money Market Deposit
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $75k
0.30%*$250k*-Executive Money Market Deposit
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $250k

PathFinder Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Plus Checking
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Money Management Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.15%*$10k*-Business Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k
0.15%*$25k*-IOLTA Checking
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.05%$100-Extra Checking

PathFinder Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.90%$1k-14 Month Winter CD Special
1.40%$1k-48 Month CD
0.85%$1k-24 Month CD
0.65%$1k-12 Month CD
0.45%$1k-6 Month CD
Locations


Cities: Central Square, Cicero, Fulton, Lacona, Liverpool, Mexico, Oswego, Syracuse

Central Square Branches
Central Square Branch3025 East AvenueCentral Square, NY 13036

Cicero Branches
Cicero Branch6194 State Route 31Cicero, NY 13039

Fulton Branches
Fulton Branch5 West 1st Street SouthFulton, NY 13069

Lacona Branches
Lacona Branch1897 Harwood DriveLacona, NY 13083

Liverpool Branches
Clay Branch3775 Route 31Liverpool, NY 13090

Mexico Branches
Mexcio Branch3361 Main StreetMexico, NY 13114

Oswego Branches
Pathfinder Commercial Bank214 West First StreetOswego, NY 13126
Oswego Plaza BranchRoute 104 EastOswego, NY 13126
Oswego Downtown Drive-Thru Branch34 East Bridge StreetOswego, NY 13126

Syracuse Branches
Pike Block Business Office Branch109 West Fayette StreetSyracuse, NY 13202

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.