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  2. PathFinder Bank

PathFinder Bank


Overview / Commentary
www.pathfinderbank.com
315-343-0057
214 West First Street
Oswego, NY 13126

PathFinder Bank is headquartered in OSWEGO and is the 45th largest bank in the state of New York. It is also the 758th largest bank in the nation. It was established in 2002 and as of June of 2024, it had grown to 170 employees at 12 locations. PathFinder Bank has a B health rating.

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Health
B

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #57497
Year Established2002
Employees170
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD7.38%
Annual Interest Income$37.8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.44B$1.39B
LoansQ2 2024vs Q2 2023$871.4MM$872.3MM
DepositsQ2 2024vs Q2 2023$1.1B$1.11B
Equity CapitalQ2 2024vs Q2 2023$143MM$130.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$16.9MM$18.8MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$24.2MM$20.1MM
Real Estate OwnedQ2 2024vs Q2 2023$60K$277K
Rates

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Locations


Cities: Central Square, Cicero, Fulton, Lacona, Liverpool, Mexico, Oswego, Syracuse

Central Square Branches
Central Square Branch3025 East AvenueCentral Square, NY 13036

Cicero Branches
Cicero Branch6194 State Route 31Cicero, NY 13039

Fulton Branches
Fulton Branch5 West 1st Street SouthFulton, NY 13069

Lacona Branches
Lacona Branch1897 Harwood DriveLacona, NY 13083

Liverpool Branches
Clay Branch3775 Route 31Liverpool, NY 13090

Mexico Branches
Mexcio Branch3361 Main StreetMexico, NY 13114

Oswego Branches
Pathfinder Commercial Bank214 W 1st StOswego, NY 13126
Oswego Plaza BranchRoute 104 EastOswego, NY 13126
Oswego Downtown Drive-Thru Branch34 East Bridge StreetOswego, NY 13126

Syracuse Branches
Pike Block Business Office Branch109 West Fayette StreetSyracuse, NY 13202

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