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214 West First Street
Oswego, NY 13126

PathFinder Bank is headquartered in Oswego and is the 53rd largest bank in the state of New York. It is also the 857th largest bank in the nation. It was established in 2002 and as of March of 2018, it had grown to 147 employees at 9 locations. PathFinder Bank's money market rates are 4X the national average, and it has a B+ health rating.

Related Posts

PathFinder Bank (NY) Ups High Yield MMA, 1 Year Guarantee - 2/17/2018

PathFinder Bank's (NY) High Yield Money Market Promo (1.60% APY) has a rate guarantee of 12-months. $10k minimum opening deposit of new money. Capped at $1 million.

PathFinder Bank (NY) Guarantees Money Market Rate For A Year - 10/6/2017

PathFinder Bank's (NY) High Yield Money Market earns 1.40% APY, with a one-year rate guarantee. Min deposit is $10k (new money), with a max $1m eligible balance.

PathFinder Bank (NY) Adds 17-Month Fall CD Special - 8/31/2017

PathFinder Bank (central NY state) has added a limited-time, 17-month Fall CD Special (1.80% APY). The minimum deposit is $1k of new money.

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Reviews (1)

Apply On-Line

Posted by: cbr6861 | Jun 12, 2017

But only if you live in a designated market area.


Health Grade Components

FDIC Certificate #57497
Year Established2002
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.69%
Annual Interest Income$8.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$890.2MM$801.5MM
LoansQ1 2018vs Q1 2017$600.6MM$515.2MM
DepositsQ1 2018vs Q1 2017$749.1MM$675.0MM
Equity CapitalQ1 2018vs Q1 2017$72.0MM$68.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$7.5MM$6.0MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$6.1MM$3.6MM
Real Estate OwnedQ1 2018vs Q1 2017$108.00K$694.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PathFinder Bank Savings Account Rates

1.00%*$50k*-Health Savings Account
OTHER TIERS: 0.15% $100 - $7,500 | 0.35% $7,500 - $20k | 0.60% $20k - $35k | 0.75% $35k - $50k
0.20%*$25k*-Pathfinder Business Savings
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.15%*$10k*-Extra Savings Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.05%$100-Statement Savings Account
0.05%$100-Passbook Savings Account
0.05%--Young Investor Club Account
0.05%$100-Holiday Club Account - Coupon
0.05%$100-Holiday Club Account - Passbook

PathFinder Bank Money Market Rates

1.60%$10k$1mHigh Yield Money Market Account (Promotion)
0.50%*$50k*-Premier Business MMDA-Promo
OTHER TIERS: 0.20% $10k - $50k
0.25%*$75k*-Money Market Deposit Account
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $75k
0.25%*$75k*-Executive Money Market Deposit Account
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $75k

PathFinder Bank Checking Account Rates

0.15%*$25k*-Plus Checking
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Money Management Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.15%*$10k*-Business Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k
0.15%*$25k*-IOLA Checking
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.05%$100-Extra Checking

PathFinder Bank CD Rates

1.90%$1k-16 Month CD Special - New Money
1.10%$1k-24 Month CD
0.90%$1k-48 Month CD
0.40%$1k-12 Month CD
0.25%$1k-6 Month CD

PathFinder Bank Locations
Fulton Branch5 West 1st Street SouthFulton, NY 13069
Lacona Branch1897 Harwood DriveLacona, NY 13083
Central Square Branch3025 East AvenueCentral Square, NY 13036
Pathfinder Commercial Bank214 West First StreetOswego, NY 13126
Cicero Branch6194 State Route 31Cicero, NY 13039
Mexcio Branch3361 Main StreetMexico, NY 13114
Oswego Plaza BranchRoute 104 EastOswego, NY 13126
Pike Block Business Office Branch109 West Fayette StreetSyracuse, NY 13202
Oswego Downtown Drive-Thru Branch34 East Bridge StreetOswego, NY 13126

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