Overview / Commentary
5501 South Broadband Lane
Sioux Falls, SD 57108

Pathward is headquartered in SIOUX FALLS and is the 4th largest bank in the state of South Dakota. It is also the 206th largest bank in the nation. It was established in 1954 and as of March of 2024, it had grown to 1,204 employees at 1 location. Pathward has an A health rating.

Great Bank to Work With

This bank was a great bank to work with. I had a business financial account with them and some other banks some years back and I never had a problem getting my transactions in and out with them. The process was always very simple. It was nothing complicated at all about getting money into my account or sending money out of my account for my business. This bank helped me to be able to other methods of payment besides cash within my business. This bank was very helpful to me in getting my business up and running and I will forever be thankful. I was able to take payments from people anywhere in the country and some places outside of the US as well. Im very thankful for the services of Meta Bank during my first few years of life in the business world.

MetaBank is great

I have used many different types of banks because well sometimes they all do not meet my needs and sometimes i must switch. But this one i am talking about today is Metabank. Which is a online only bank i signed up and got started rather quickly. So the process of starting up was rather fast compared to a normal bank which can take some time to actually get started and is not for everyone. Sometimes we want convenience. Which this is and i also called them with a low wait time to ask some questions which was nice i could get answers rather fast with almost no wait time which is great because like me everyone has questions overall the experience was positive for me.

Convenient Online Bank

Metabank was the bank used for direct deposit for my employer so I ended up with a card and account with them. I have been happy with the services and continue to use the account even thought I now have a different job. Customer service has always been helpful if I have called. I am able to withdraw money with no fee. I am able to keep my temporary card in case I were to loose the other card. This account meets my needs even though there is no local branch to visit.
I would recommend Metabank to others and I plan to keep this account as deposits are always timely and as expected and I am confident I can reach customer service when needed.

Very Unsatisfied Customer.

U can't ever talk to an agent. If u don't have your card number u definitely don't get to talk to anyone. I have had $30.00 sitting in limbo due to this place e and cash app. The only reason they even got one star is because there is not a place to pick zero stars. So that would be the only reason they got there one star. I dissatisfied with this place. Horrible absolutely horrible service. Everything about this place us absolutely horrible



Health Grade Components

FDIC Certificate #30776
Year Established1954
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD3.45%
Return on Equity - YTD34.74%
Annual Interest Income$129.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$7.44B$6.87B
LoansQ1 2024vs Q1 2023$4.35B$3.67B
DepositsQ1 2024vs Q1 2023$6.37B$5.91B
Equity CapitalQ1 2024vs Q1 2023$766.3MM$705.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$80.8MM$84.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$34.4MM$28.5MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0

Sorry, we do not have rate data for Pathward.


Pathward Locations
Metabank, National Association5501 S Broadband LnSioux Falls, SD 57108

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