Pathways Financial Credit Union

Overview / Commentary
5665 N Hamilton Rd
Columbus, OH 43230

Pathways Financial Credit Union is headquartered in Columbus and is the 14th largest credit union in the state of Ohio. It is also the 646th largest credit union in the nation. It was established in 1973 and as of June of 2022, it had grown to 103 employees and 53,258 members at 12 locations. Pathways Financial Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Pathways Financial Credit Union is open to all Ohio and Kentucky residents through membership in the American Consumer Council. Individuals who live, work, worship, attend school, or own a business in Ohio counties of Adams, Brown, Clark, Delaware, Fairfield, Franklin, Greene, Licking, Madison, Miami, Montgomery, Pickaway, or Union are also eligible to join. Employees/retirees of more than 400 Sponsor Companies also qualify for membership, as do their immediate family members.
See current membership details

Reviews (1)

Great Credit Union

Pathways Financial Credit Union is a nice credit union that values customer service. I have always had a friendly experience with them. It was easy to set up and close accounts. They used to have some of the best CD rates around, but now the rates are not as competitive. It was fairly easy to access account information online, also the website could be a little more user-friendly. When I first opened a CD, I had to also open a small savings account of $5.00 in order to be a member. This was no problem as the money was eventually returned to me after I closed the CD. I would bank with them again in the future once CD rates improve because value the home-town feel of this credit union.


Health Grade Components

NCUA #66376
Year Chartered1973
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD11.78%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$591.6MM$547.8MM
LoansQ2 2022vs Q2 2021$352.6MM$345.4MM
DepositsQ2 2022vs Q2 2021$528.6MM$484.9MM
Equity CapitalQ2 2022vs Q2 2021$51.0MM$54.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.2MM$2.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.3MM$1.3MM
Real Estate OwnedQ2 2022vs Q2 2021$0$25.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pathways Financial Credit Union Savings Account Rates

10.00%*-$2.5kOwner Rewards Savings - Qualifying
OTHER TIERS: 0.05% $2.5k+
0.50%*$10k*-Health Savings Account
OTHER TIERS: 0.20% Up to $2.5k | 0.40% $2.5k - $10k
0.25%*$100k*-Traditional IRA
OTHER TIERS: 0.10% $100 - $100k
0.05%$250-Regular Share
0.05%$250-Secondary Member Share
0.05%$250-Christmas Club
0.05%$250-Vacation Club

Pathways Financial Credit Union Money Market Rates

1.49%*$250k*-Money Market
OTHER TIERS: 1.19% $2.5k - $10k | 1.29% $10k - $25k | 1.34% $25k - $50k | 1.39% $50k - $100k | 1.44% $100k - $250k

Pathways Financial Credit Union Checking Account Rates

0.15%*$100k*-Business Premium Checking
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $100k
0.05%$250-Premier Checking

Pathways Financial Credit Union CD Rates

3.00%*$100k*-60 Month Certificate
OTHER TIERS: 2.85% $500 - $100k
2.80%*$100k*-48 Month Certificate
OTHER TIERS: 2.65% $500 - $100k
2.60%*$100k*-36 Month Certificate
OTHER TIERS: 2.50% $500 - $100k
2.40%*$100k*-24 Month Certificate
OTHER TIERS: 2.30% $500 - $100k
2.20%*$100k*-18 Month Certificate
OTHER TIERS: 2.10% $500 - $100k
2.00%*$100k*-12 Month Certificate
OTHER TIERS: 1.90% $500 - $100k
1.50%*$100k*-6 Month Certificate
OTHER TIERS: 1.40% $500 - $100k


Columbus Area

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