Pathways Financial Credit Union


Overview / Commentary
614-416-7588
5665 N Hamilton Rd
Columbus, OH 43230

Pathways Financial Credit Union is headquartered in Columbus and is the 15th largest credit union in the state of Ohio. It is also the 657th largest credit union in the nation. It was established in 1973 and as of December of 2023, it had grown to 104 employees and 48,126 members at 11 locations. Pathways Financial Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Pathways Financial Credit Union is open to all Ohio and Kentucky residents through membership in the American Consumer Council. Individuals who live, work, worship, attend school, or own a business in Ohio counties of Adams, Brown, Clark, Delaware, Fairfield, Franklin, Greene, Licking, Madison, Miami, Montgomery, Pickaway, or Union are also eligible to join. Employees/retirees of more than 400 Sponsor Companies also qualify for membership, as do their immediate family members.
See current membership details

Reviews (1)

Great Credit Union

Pathways Financial Credit Union is a nice credit union that values customer service. I have always had a friendly experience with them. It was easy to set up and close accounts. They used to have some of the best CD rates around, but now the rates are not as competitive. It was fairly easy to access account information online, also the website could be a little more user-friendly. When I first opened a CD, I had to also open a small savings account of $5.00 in order to be a member. This was no problem as the money was eventually returned to me after I closed the CD. I would bank with them again in the future once CD rates improve because value the home-town feel of this credit union.



Health
B+

Health Grade Components

Overall
NCUA #66376
Year Chartered1973
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.69%
Annual Interest Income$26MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$604MM$598.5MM
LoansQ4 2023vs Q4 2022$410.8MM$411.6MM
DepositsQ4 2023vs Q4 2022$512.8MM$533.6MM
Equity CapitalQ4 2023vs Q4 2022$55.4MM$52.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$4.4MM$4.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$3.2MM$2.1MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Pathways Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pathways Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
10.00%*-$5kOwner Rewards Savings - Qualifying
OTHER TIERS: 0.05% $5k+
1.00%*$25k*-Health Savings Account
OTHER TIERS: 0.25% Up to $2.5k | 0.50% $2.5k - $10k | 0.75% $10k - $25k
0.25%*$100k*-Traditional IRA
OTHER TIERS: 0.15% $100 - $100k
0.05%$250-Regular Share
0.05%$250-Secondary Member Share
0.05%$250-Christmas Club
0.05%$250-Vacation Club

Pathways Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.80%*$250k*-Money Market
OTHER TIERS: 2.30% $2.5k - $10k | 2.40% $10k - $25k | 2.50% $25k - $50k | 2.60% $50k - $100k | 2.70% $100k - $250k

Pathways Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Premium Checking
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $100k
0.05%$250-Premier Checking

Pathways Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$100k*-12 Month Certificate
OTHER TIERS: 4.90% $500 - $100k
4.90%*$100k*-6 Month Certificate
OTHER TIERS: 4.80% $500 - $100k
4.80%*$100k*-18 Month Certificate
OTHER TIERS: 4.70% $500 - $100k
4.50%*$100k*-24 Month Certificate
OTHER TIERS: 4.40% $500 - $100k
4.30%*$100k*-36 Month Certificate
OTHER TIERS: 4.20% $500 - $100k
4.15%*$100k*-60 Month Certificate
OTHER TIERS: 4.00% $500 - $100k
4.05%*$100k*-48 Month Certificate
OTHER TIERS: 3.90% $500 - $100k
Locations

Availability



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