Pathways Financial Credit Union is headquartered in Columbus and is the 14th largest credit union in the state of Ohio. It is also the 629th largest credit union in the nation. It was established in 1973 and as of December of 2021, it had grown to 99 employees and 49,213 members at 12 locations. Pathways Financial Credit Union has an A health rating.
Field of Membership Restrictions
Pathways Financial Credit Union is open to all Ohio and Kentucky residents through membership in the American Consumer Council. Individuals who live, work, worship, attend school, or own a business in Ohio counties of Adams, Brown, Clark, Delaware, Fairfield, Franklin, Greene, Licking, Madison, Miami, Montgomery, Pickaway, or Union are also eligible to join. Employees/retirees of more than 400 Sponsor Companies also qualify for membership, as do their immediate family members.
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Great Credit Union
Pathways Financial Credit Union is a nice credit union that values customer service. I have always had a friendly experience with them. It was easy to set up and close accounts. They used to have some of the best CD rates around, but now the rates are not as competitive. It was fairly easy to access account information online, also the website could be a little more user-friendly. When I first opened a CD, I had to also open a small savings account of $5.00 in order to be a member. This was no problem as the money was eventually returned to me after I closed the CD. I would bank with them again in the future once CD rates improve because value the home-town feel of this credit union.
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66376 |
| Year Chartered | 1973 |
| Employees | 99 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.23% |
| Return on Equity - YTD | 12.63% |
| Annual Interest Income | $17.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $588.3MM$506.9MM |
| Loans | Q4 2021vs Q4 2020 | $335.4MM$308.9MM |
| Deposits | Q4 2021vs Q4 2020 | $521.5MM$456.6MM |
| Equity Capital | Q4 2021vs Q4 2020 | $56.4MM$50.7MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $2.9MM$1.9MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.3MM$1.6MM |
| Real Estate Owned | Q4 2021vs Q4 2020 | $76.00K$23.00K |
