Pathways Financial Credit Union


Overview / Commentary
614-416-7588
5665 N Hamilton Rd
Columbus, OH 43230

Pathways Financial Credit Union is headquartered in Columbus and is the 14th largest credit union in the state of Ohio. It is also the 650th largest credit union in the nation. It was established in 1973 and as of March of 2021, it had grown to 104 employees and 42,991 members at 13 locations. Pathways Financial Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Pathways Financial Credit Union is open to all Ohio and Kentucky residents through membership in the American Consumer Council. Individuals who live, work, worship, attend school, or own a business in Ohio counties of Adams, Brown, Clark, Delaware, Fairfield, Franklin, Greene, Licking, Madison, Miami, Montgomery, Pickaway, or Union are also eligible to join. Employees/retirees of more than 400 Sponsor Companies also qualify for membership, as do their immediate family members.
See current membership details

Related Posts

Pathways Financial Credit Union Raises CD Rates - 7/22/2021

Pathways Financial Credit Union (easy membership in OH and KY) has raised rates on the majority of its Certificates to competitive levels. $500 minimum opening deposit.

Pathways Financial Credit Union Offers Competitive CD Rates in OH & KY - 4/22/2021

Pathways Financial Credit Union's field of membership now includes all residents of Ohio and Kentucky through a free membership in the American Consumer Council.

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Reviews (1)

Great Credit Union

Pathways Financial Credit Union is a nice credit union that values customer service. I have always had a friendly experience with them. It was easy to set up and close accounts. They used to have some of the best CD rates around, but now the rates are not as competitive. It was fairly easy to access account information online, also the website could be a little more user-friendly. When I first opened a CD, I had to also open a small savings account of $5.00 in order to be a member. This was no problem as the money was eventually returned to me after I closed the CD. I would bank with them again in the future once CD rates improve because value the home-town feel of this credit union.



Health

Health Grade Components

Overall
NCUA #66376
Year Chartered1973
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD1.89%
Return on Equity - YTD18.66%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$538.8MM$417.2MM
LoansQ1 2021vs Q1 2020$330.4MM$251.6MM
DepositsQ1 2021vs Q1 2020$480.4MM$371.6MM
Equity CapitalQ1 2021vs Q1 2020$52.9MM$42.6MM
Loan Loss AllowanceQ1 2021vs Q1 2020$2.5MM$1.0MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.1MM$1.4MM
Real Estate OwnedQ1 2021vs Q1 2020$25.00K$23.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Pathways Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pathways Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
10.00%*-$2.5kOwner Rewards Savings - Qualifying
OTHER TIERS: 0.05% $2.5k+
0.50%*$10k*-Health Savings Account
OTHER TIERS: 0.20% Up to $2.5k | 0.40% $2.5k - $10k
0.25%*$100k*-Traditional IRA
OTHER TIERS: 0.10% $100 - $100k
0.05%$250-Regular Share
0.05%$250-Secondary Member Share
0.05%$250-Christmas Club
0.05%$250-Vacation Club

Pathways Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Money Market
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $50k | 0.35% $50k - $100k | 0.50% $100k - $250k

Pathways Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Business Premium Checking
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k
0.05%$250-Premier Checking

Pathways Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*$100k*-60 Month Certificate
OTHER TIERS: 1.10% $500 - $100k
1.05%*$100k*-48 Month Certificate
OTHER TIERS: 1.00% $500 - $100k
1.00%$500-36 Month Certificate
0.90%$500-24 Month Certificate
0.80%$500-18 Month Certificate
0.75%$500-12 Month Certificate
0.55%$500-6 Month Certificate
Locations

Availability



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