Pathways Financial Credit Union is headquartered in Columbus and is the 14th largest credit union in the state of Ohio. It is also the 646th largest credit union in the nation. It was established in 1973 and as of June of 2022, it had grown to 103 employees and 53,258 members at 12 locations. Pathways Financial Credit Union's money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Pathways Financial Credit Union is open to all Ohio and Kentucky residents through membership in the American Consumer Council. Individuals who live, work, worship, attend school, or own a business in Ohio counties of Adams, Brown, Clark, Delaware, Fairfield, Franklin, Greene, Licking, Madison, Miami, Montgomery, Pickaway, or Union are also eligible to join. Employees/retirees of more than 400 Sponsor Companies also qualify for membership, as do their immediate family members.
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Great Credit Union
Pathways Financial Credit Union is a nice credit union that values customer service. I have always had a friendly experience with them. It was easy to set up and close accounts. They used to have some of the best CD rates around, but now the rates are not as competitive. It was fairly easy to access account information online, also the website could be a little more user-friendly. When I first opened a CD, I had to also open a small savings account of $5.00 in order to be a member. This was no problem as the money was eventually returned to me after I closed the CD. I would bank with them again in the future once CD rates improve because value the home-town feel of this credit union.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66376 |
| Year Chartered | 1973 |
| Employees | 103 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 11.78% |
| Annual Interest Income | $9.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $591.6MM$547.8MM |
| Loans | Q2 2022vs Q2 2021 | $352.6MM$345.4MM |
| Deposits | Q2 2022vs Q2 2021 | $528.6MM$484.9MM |
| Equity Capital | Q2 2022vs Q2 2021 | $51.0MM$54.0MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $3.2MM$2.6MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $1.3MM$1.3MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$25.00K |
