Patriot Federal Credit Union

Overview / Commentary
800 Wayne Ave
Chambersburg, PA 17201

Patriot Federal Credit Union is headquartered in Chambersburg and is the 13th largest credit union in the state of Pennsylvania. It is also the 434th largest credit union in the nation. It was established in 1965 and as of September of 2022, it had grown to 216 employees and 85,092 members at 11 locations. Patriot Federal Credit Union has an A health rating.

Field of Membership Restrictions

Patriot Federal Credit Union is open to anyone who lives, works, worships, attends school, or regularly conducts business in Franklin County, Pennsylvania; Frederick or Washington County, Maryland; or Berkeley, Jefferson, or Morgan County, West Virginia.
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Health Grade Components

NCUA #16574
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD11.86%
Annual Interest Income$25.3MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$971.6MM$915.9MM
LoansQ3 2022vs Q3 2021$771.5MM$695.3MM
DepositsQ3 2022vs Q3 2021$868.7MM$806.6MM
Equity CapitalQ3 2022vs Q3 2021$97.0MM$102.8MM
Loan Loss AllowanceQ3 2022vs Q3 2021$7.0MM$6.3MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$2.0MM$1.4MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Patriot Federal Credit Union are currently being reviewed.



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