Patriot Federal Credit Union

Overview / Commentary
800 Wayne Ave
Chambersburg, PA 17201

Patriot Federal Credit Union is headquartered in Chambersburg and is the 13th largest credit union in the state of Pennsylvania. It is also the 438th largest credit union in the nation. It was established in 1965 and as of June of 2019, it had grown to 183 employees and 69,765 members at 10 locations. Patriot Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Patriot Federal Credit Union is open to anyone who lives, worships, attends school, works, or regularly conducts business in Franklin or Fulton Counties in Pennsylvania, Washington County in Maryland, or the Borough of Shippensburg, Pennsylvania (including the section in Cumberland County).
See current membership details

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Health Grade Components

NCUA #16574
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD7.77%
Annual Interest Income$14.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$710.8MM$652.4MM
LoansQ2 2019vs Q2 2018$552.2MM$477.7MM
DepositsQ2 2019vs Q2 2018$602.4MM$564.5MM
Equity CapitalQ2 2019vs Q2 2018$80.7MM$71.6MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.5MM$3.0MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.8MM$1.9MM
Real Estate OwnedQ2 2019vs Q2 2018$0$0

Rates for Patriot Federal Credit Union are currently being reviewed.


Cities: Chambersburg, Hagerstown, Waynesboro

Chambersburg Branches
Branch Office511 S 6th StChambersburg, PA 17201
Branch Office140 S Federal StChambersburg, PA 17201
Branch Office488 Gateway AveChambersburg, PA 17201
Branch Office800 Wayne AveChambersburg, PA 17201-3810
Branch Office247 Overcash AveChambersburg, PA 17201
Branch Office1536 Lincoln Way EChambersburg, PA 17202

Hagerstown Branches
Branch Office18721 Longmeadow RdHagerstown, MD 21742
Branch Office11067 Robinwood DrHagerstown, MD 21742-6793

Waynesboro Branches
Branch Office10933 Buchanan Trl EWaynesboro, PA 17268
Branch Office10933 Buchanan Trail EastWaynesboro, PA 17268

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