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Patriot Federal Credit Union

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CURRENT TOP RATE

Dividend Checking

Overview / Commentary

www.patriotfcu.org

717-263-4444

800 Wayne Ave
Chambersburg, PA 17201

Patriot Federal Credit Union is headquartered in Chambersburg and is the 14^th largest credit union in the state of Pennsylvania. It is also the 435^th largest credit union in the nation. It was established in 1965 and as of March of 2020, it had grown to 190 employees and 74,282 members at 10 locations. Patriot Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Patriot Federal Credit Union is open to anyone who lives, worships, attends school, works, or regularly conducts business in Franklin or Fulton Counties in Pennsylvania, Washington County in Maryland, or the Borough of Shippensburg, Pennsylvania (including the section in Cumberland County).
See current membership details

Related Posts

View all posts from:

2017
2016
2014
Earlier

5/29 - Patriot FCU (PA/MD) Offers Dividend Checking

12/7 - 4% 11-Month CD Special - $5,000 Max - Pennsylvania

8/18 - Patriot FCU CD (5Yr, 2.50%APY)
4/7 - Special CDs with Top Rates at Patriot FCU in Parts of PA and MD
4/4 - Patriot Federal FCU 3.0%APY 5-Year CD

8/7/13 - Higher 5-Year CD and IRA CD Rates at Patriot FCU in Parts of PA and MD
9/25/07 - 5.50% 60-Month CD at a Pennsylvania CU (Patriot)
9/4/06 - 6.00% 60-Month CD at a Pennsylvania CU (Patriot)

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Health

A+

Data as of Q1 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #	16574
Year Chartered	1965
Employees	190
Primary Regulator

Profit Margin
Return on Assets - YTD	0.99%
Return on Equity - YTD	9.03%
Annual Interest Income	$7.7MM

Assets and Liabilities
Assets	Q1 2020vs Q1 2019	$758.4MM$691.6MM
Loans	Q1 2020vs Q1 2019	$578.0MM$521.6MM
Deposits	Q1 2020vs Q1 2019	$662.4MM$607.0MM
Equity Capital	Q1 2020vs Q1 2019	$81.2MM$78.7MM
Loan Loss Allowance	Q1 2020vs Q1 2019	$3.9MM$3.2MM
Unbacked Noncurrent Loans	Q1 2020vs Q1 2019	$1.8MM$1.6MM
Real Estate Owned	Q1 2020vs Q1 2019	$0$0

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Patriot Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$5	-	Shares
0.05%	$5	-	Accumulative IRA Share
0.05%	-	-	Christmas Club
0.05%	-	-	Vacation Club

Patriot Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$100k^*	-	Credit Union Insured Money Market Account
OTHER TIERS: 0.10% → $2.5k - $25k \| 0.15% → $25k - $100k

Patriot Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%	$2.5k	$20k	Dividend Checking

Patriot Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.35%^*	$250k^*	-	60 Month CD
OTHER TIERS: 1.10% → $1k - $10k \| 1.20% → $10k - $25k \| 1.25% → $25k - $100k \| 1.30% → $100k - $250k
1.25%^*	$250k^*	-	48 Month CD
OTHER TIERS: 1.00% → $1k - $10k \| 1.10% → $10k - $25k \| 1.15% → $25k - $100k \| 1.20% → $100k - $250k
1.20%^*	$250k^*	-	36 Month CD
OTHER TIERS: 0.95% → $1k - $10k \| 1.05% → $10k - $25k \| 1.10% → $25k - $100k \| 1.15% → $100k - $250k
1.10%^*	$250k^*	-	30 Month CD
OTHER TIERS: 0.85% → $1k - $10k \| 0.95% → $10k - $25k \| 1.00% → $25k - $100k \| 1.05% → $100k - $250k
1.00%^*	$250k^*	-	24 Month CD
OTHER TIERS: 0.75% → $1k - $10k \| 0.85% → $10k - $25k \| 0.90% → $25k - $100k \| 0.95% → $100k - $250k
0.80%^*	$250k^*	-	18 Month CD
OTHER TIERS: 0.55% → $1k - $10k \| 0.65% → $10k - $25k \| 0.70% → $25k - $100k \| 0.75% → $100k - $250k
0.75%^*	$250k^*	-	60 Month Continuous Saver CD
OTHER TIERS: 0.35% → $25 - $1k \| 0.50% → $1k - $10k \| 0.60% → $10k - $25k \| 0.65% → $25k - $100k \| 0.70% → $100k - $250k
0.70%^*	$250k^*	-	12 Month CD
OTHER TIERS: 0.45% → $1k - $10k \| 0.55% → $10k - $25k \| 0.60% → $25k - $100k \| 0.65% → $100k - $250k
0.45%^*	$250k^*	-	6 Month CD
OTHER TIERS: 0.20% → $1k - $10k \| 0.30% → $10k - $25k \| 0.35% → $25k - $100k \| 0.40% → $100k - $250k
0.40%^*	$250k^*	-	9 Month CD - No Penalty
OTHER TIERS: 0.25% → $10k - $25k \| 0.30% → $25k - $100k \| 0.35% → $100k - $250k
0.40%^*	$250k^*	-	24 Month Continuous Saver CD
OTHER TIERS: 0.10% → $25 - $1k \| 0.15% → $1k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $100k \| 0.35% → $100k - $250k
0.35%^*	$250k^*	-	3 Month CD
OTHER TIERS: 0.10% → $1k - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $100k \| 0.30% → $100k - $250k

Patriot Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.35%^*	$250k^*	-	60 Month IRA
OTHER TIERS: 1.10% → $1k - $10k \| 1.20% → $10k - $25k \| 1.25% → $25k - $100k \| 1.30% → $100k - $250k
1.25%^*	$250k^*	-	48 Month IRA
OTHER TIERS: 1.00% → $1k - $10k \| 1.10% → $10k - $25k \| 1.15% → $25k - $100k \| 1.20% → $100k - $250k
1.20%^*	$250k^*	-	36 Month IRA
OTHER TIERS: 0.95% → $1k - $10k \| 1.05% → $10k - $25k \| 1.10% → $25k - $100k \| 1.15% → $100k - $250k
1.10%^*	$250k^*	-	30 Month IRA
OTHER TIERS: 0.85% → $1k - $10k \| 0.95% → $10k - $25k \| 1.00% → $25k - $100k \| 1.05% → $100k - $250k
1.00%^*	$250k^*	-	24 Month IRA
OTHER TIERS: 0.75% → $1k - $10k \| 0.85% → $10k - $25k \| 0.90% → $25k - $100k \| 0.95% → $100k - $250k
0.80%^*	$250k^*	-	18 Month IRA
OTHER TIERS: 0.55% → $1k - $10k \| 0.65% → $10k - $25k \| 0.70% → $25k - $100k \| 0.75% → $100k - $250k
0.75%^*	$250k^*	-	60 Month Continuous Saver IRA
OTHER TIERS: 0.35% → $25 - $1k \| 0.50% → $1k - $10k \| 0.60% → $10k - $25k \| 0.65% → $25k - $100k \| 0.70% → $100k - $250k
0.70%^*	$250k^*	-	12 Month IRA
OTHER TIERS: 0.45% → $1k - $10k \| 0.55% → $10k - $25k \| 0.60% → $25k - $100k \| 0.65% → $100k - $250k
0.45%^*	$250k^*	-	6 Month IRA
OTHER TIERS: 0.20% → $1k - $10k \| 0.30% → $10k - $25k \| 0.35% → $25k - $100k \| 0.40% → $100k - $250k
0.40%^*	$250k^*	-	24 Month Continuous Saver IRA
OTHER TIERS: 0.10% → $25 - $1k \| 0.15% → $1k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $100k \| 0.35% → $100k - $250k
0.40%^*	$250k^*	-	9 Month IRA - No Penalty
OTHER TIERS: 0.25% → $10k - $25k \| 0.30% → $25k - $100k \| 0.35% → $100k - $250k
0.35%^*	$250k^*	-	3 Month IRA
OTHER TIERS: 0.10% → $1k - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $100k \| 0.30% → $100k - $250k

Locations

Cities: Chambersburg, Hagerstown, Waynesboro

Chambersburg Branches
Branch Office	511 S 6th St	Chambersburg, PA 17201
Branch Office	140 S Federal St	Chambersburg, PA 17201
Branch Office	488 Gateway Ave	Chambersburg, PA 17201
Branch Office	800 Wayne Ave	Chambersburg, PA 17201-3810
Branch Office	247 Overcash Ave	Chambersburg, PA 17201
Branch Office	1536 Lincoln Way E	Chambersburg, PA 17202

Hagerstown Branches
Branch Office	18721 Longmeadow Rd	Hagerstown, MD 21742
Branch Office	11067 Robinwood Dr	Hagerstown, MD 21742-6793

Waynesboro Branches
Branch Office	10933 Buchanan Trl E	Waynesboro, PA 17268
Branch Office	626 N Grant St	Waynesboro, PA 17268-8737

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