Patriot Federal Credit Union

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CURRENT TOP RATE

Dividend Checking

Overview / Commentary

www.patriotfcu.org

717-263-4444

800 Wayne Ave
Chambersburg, PA 17201

Patriot Federal Credit Union is headquartered in Chambersburg and is the 13^th largest credit union in the state of Pennsylvania. It is also the 439^th largest credit union in the nation. It was established in 1965 and as of June of 2021, it had grown to 196 employees and 79,201 members at 10 locations. Patriot Federal Credit Union has an A health rating.

Field of Membership Restrictions

Patriot Federal Credit Union is open to anyone who lives, works, worships, attends school, or regularly conducts business in Franklin County, Pennsylvania; Frederick or Washington County, Maryland; or Berkeley, Jefferson, or Morgan County, West Virginia.
See current membership details

Related Posts

Patriot Federal Credit Union Dividend Checking Still Competitive - 12/31/2020

Patriot Federal Credit Union (south central PA and Washington County, MD) Dividend Checking currently earns a competitive rate on balances up to $20k.

View all posts from:

2020
2017
2016
Earlier

12/31 - Patriot Federal Credit Union Dividend Checking Still Competitive

5/29 - Patriot FCU (PA/MD) Offers Dividend Checking

12/7 - 4% 11-Month CD Special - $5,000 Max - Pennsylvania

8/18/14 - Patriot FCU CD (5Yr, 2.50%APY)
4/7/14 - Special CDs with Top Rates at Patriot FCU in Parts of PA and MD
4/4/14 - Patriot Federal FCU 3.0%APY 5-Year CD
8/7/13 - Higher 5-Year CD and IRA CD Rates at Patriot FCU in Parts of PA and MD
9/25/07 - 5.50% 60-Month CD at a Pennsylvania CU (Patriot)
9/4/06 - 6.00% 60-Month CD at a Pennsylvania CU (Patriot)

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Health

A

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #	16574
Year Chartered	1965
Employees	196
Primary Regulator

Profit Margin
Return on Assets - YTD	1.08%
Return on Equity - YTD	10.06%
Annual Interest Income	$15.2MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$902.9MM$815.0MM
Loans	Q2 2021vs Q2 2020	$672.5MM$609.2MM
Deposits	Q2 2021vs Q2 2020	$798.6MM$714.3MM
Equity Capital	Q2 2021vs Q2 2020	$97.0MM$84.7MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$5.8MM$4.9MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$4.3MM$2.0MM
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Patriot Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Patriot Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	$5	-	Shares
0.03%	$5	-	Accumulative IRA Share
0.03%	-	-	Christmas Club
0.03%	-	-	Vacation Club

Patriot Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$250k^*	-	Credit Union Insured Money Market Account
OTHER TIERS: 0.06% → $2.5k - $10k \| 0.10% → $10k - $100k \| 0.15% → $100k - $250k

Patriot Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%	$2.5k	$20k	Dividend Checking

Patriot Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.05%^*	$100k^*	-	60 Month CD
OTHER TIERS: 0.90% → $1k - $10k \| 1.00% → $10k - $100k
0.85%^*	$100k^*	-	39 Month Money Management Step Up CD Special
OTHER TIERS: 0.80% → $10k - $100k
0.85%^*	$100k^*	-	48 Month CD
OTHER TIERS: 0.70% → $1k - $10k \| 0.80% → $10k - $100k
0.80%^*	$100k^*	-	30 Month CD
OTHER TIERS: 0.65% → $1k - $10k \| 0.75% → $10k - $100k
0.75%^*	$100k^*	-	36 Month CD
OTHER TIERS: 0.60% → $1k - $10k \| 0.70% → $10k - $100k
0.70%^*	$100k^*	-	22 Month Money Management Step Up CD Special
OTHER TIERS: 0.65% → $10k - $100k
0.65%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.50% → $1k - $10k \| 0.60% → $10k - $100k
0.60%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.45% → $1k - $10k \| 0.55% → $10k - $100k
0.55%^*	$100k^*	-	60 Month Continuous Saver CD
OTHER TIERS: 0.50% → $25 - $100k
0.30%^*	$100k^*	-	24 Month Continuous Saver CD
OTHER TIERS: 0.25% → $25 - $100k
0.25%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.15% → $1k - $10k \| 0.20% → $10k - $100k
0.20%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $100k
0.20%^*	$100k^*	-	9 Month CD - No Penalty
OTHER TIERS: 0.15% → $10k - $100k
0.15%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.05% → $1k - $10k \| 0.10% → $10k - $100k

Patriot Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.05%^*	$100k^*	-	60 Month IRA
OTHER TIERS: 0.90% → $1k - $10k \| 1.00% → $10k - $100k
0.85%^*	$100k^*	-	48 Month IRA
OTHER TIERS: 0.70% → $1k - $10k \| 0.80% → $10k - $100k
0.80%^*	$100k^*	-	30 Month IRA
OTHER TIERS: 0.65% → $1k - $10k \| 0.75% → $10k - $100k
0.75%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 0.60% → $1k - $10k \| 0.70% → $10k - $100k
0.65%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 0.50% → $1k - $10k \| 0.60% → $10k - $100k
0.60%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 0.45% → $1k - $10k \| 0.55% → $10k - $100k
0.55%^*	$100k^*	-	60 Month Continuous Saver IRA
OTHER TIERS: 0.50% → $25 - $100k
0.30%^*	$100k^*	-	24 Month Continuous Saver IRA
OTHER TIERS: 0.25% → $25 - $100k
0.25%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 0.15% → $1k - $10k \| 0.20% → $10k - $100k
0.20%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $100k
0.20%^*	$100k^*	-	9 Month IRA - No Penalty
OTHER TIERS: 0.15% → $10k - $100k
0.15%^*	$100k^*	-	3 Month IRA
OTHER TIERS: 0.05% → $1k - $10k \| 0.10% → $10k - $100k

Locations

Cities: Chambersburg, Hagerstown, Waynesboro

Chambersburg Branches
Branch Office	511 S 6th St	Chambersburg, PA 17201
Branch Office	140 S Federal St	Chambersburg, PA 17201
Branch Office	488 Gateway Ave	Chambersburg, PA 17201
Branch Office	800 Wayne Ave	Chambersburg, PA 17201-3810
Branch Office	247 Overcash Ave	Chambersburg, PA 17201
Branch Office	1536 Lincoln Way E	Chambersburg, PA 17202

Hagerstown Branches
Branch Office	18721 Longmeadow Rd	Hagerstown, MD 21742
Branch Office	11067 Robinwood Dr	Hagerstown, MD 21742-6793

Waynesboro Branches
Branch Office	10933 Buchanan Trl E	Waynesboro, PA 17268
Branch Office	626 N Grant St	Waynesboro, PA 17268-8737

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