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Patriot Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 2/12/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 2/12/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 2/12/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 2/12/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.patriotfcu.org
717-263-4444
800 Wayne Ave
Chambersburg, PA 17201

Patriot Federal Credit Union is headquartered in Chambersburg and is the 13th largest credit union in the state of Pennsylvania. It is also the 397th largest credit union in the nation. It was established in 1965 and as of September of 2024, it had grown to 208 employees and 79,152 members at 10 locations. Patriot Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Patriot Federal Credit Union is open to anyone who lives, works, worships, attends school, or regularly conducts business in Franklin County, Pennsylvania; Frederick or Washington County, Maryland; or Berkeley, Jefferson, or Morgan County, West Virginia.
See current membership details

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Health
A+

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #16574
Year Chartered1965
Employees208
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD9.83%
Annual Interest Income$43.1MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$1.15B$1.05B
LoansQ3 2024vs Q3 2023$880MM$859.4MM
DepositsQ3 2024vs Q3 2023$1.01B$935.4MM
Equity CapitalQ3 2024vs Q3 2023$117.3MM$104.2MM
Loan Loss AllowanceQ3 2024vs Q3 2023$10.5MM$7.5MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$2.7MM$2.5MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 2/12/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 2/12/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 2/12/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 2/12/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates

Rates for Patriot Federal Credit Union are currently being reviewed.

Locations


Cities: Chambersburg, Frederick, Hagerstown, Shippensburg, Waynesboro

Chambersburg Branches
Branch Office511 S 6th StChambersburg, PA 17201
Branch Office140 S Federal StChambersburg, PA 17201
Branch Office488 Gateway AveChambersburg, PA 17201
Branch Office800 Wayne AveChambersburg, PA 17201-3810
Branch Office1536 Lincoln Way EChambersburg, PA 17202

Frederick Branches
Branch Office5099 Corporate DrFrederick, MD 21703

Hagerstown Branches
Branch Office18721 Longmeadow RdHagerstown, MD 21742
Branch Office11067 Robinwood DrHagerstown, MD 21742-6793

Shippensburg Branches
Branch Office1095 W King StShippensburg, PA 17257-7900

Waynesboro Branches
Branch Office10933 Buchanan Trl EWaynesboro, PA 17268

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