Patriot Federal Credit Union

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Overview / Commentary

www.patriotfcu.org

717-263-4444

800 Wayne Ave
Chambersburg, PA 17201

Patriot Federal Credit Union is headquartered in Chambersburg and is the 13^th largest credit union in the state of Pennsylvania. It is also the 436^th largest credit union in the nation. It was established in 1965 and as of June of 2022, it had grown to 213 employees and 83,331 members at 11 locations. Patriot Federal Credit Union's CD rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Patriot Federal Credit Union is open to anyone who lives, works, worships, attends school, or regularly conducts business in Franklin County, Pennsylvania; Frederick or Washington County, Maryland; or Berkeley, Jefferson, or Morgan County, West Virginia.
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Related Posts

View all posts from:

2020
2017
2016
Earlier

12/31 - Patriot Federal Credit Union Dividend Checking Still Competitive

5/29 - Patriot FCU (PA/MD) Offers Dividend Checking

12/7 - 4% 11-Month CD Special - $5,000 Max - Pennsylvania

8/18/14 - Patriot FCU CD (5Yr, 2.50%APY)
4/7/14 - Special CDs with Top Rates at Patriot FCU in Parts of PA and MD
4/4/14 - Patriot Federal FCU 3.0%APY 5-Year CD
8/7/13 - Higher 5-Year CD and IRA CD Rates at Patriot FCU in Parts of PA and MD
9/25/07 - 5.50% 60-Month CD at a Pennsylvania CU (Patriot)
9/4/06 - 6.00% 60-Month CD at a Pennsylvania CU (Patriot)

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Health

A+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #	16574
Year Chartered	1965
Employees	213
Primary Regulator

Profit Margin
Return on Assets - YTD	1.32%
Return on Equity - YTD	12.44%
Annual Interest Income	$16.2MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$956.5MM$902.9MM
Loans	Q2 2022vs Q2 2021	$750.4MM$672.5MM
Deposits	Q2 2022vs Q2 2021	$841.9MM$798.6MM
Equity Capital	Q2 2022vs Q2 2021	$101.4MM$97.0MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$6.9MM$5.8MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$1.7MM$4.3MM
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Patriot Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$5	-	Shares
0.10%	$5	-	Accumulative IRA Share
0.10%	-	-	Christmas Club
0.10%	-	-	Vacation Club

Patriot Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.10%^*	$250k^*	-	Credit Union Insured Money Market Account
OTHER TIERS: 0.60% → $2.5k - $10k \| 0.70% → $10k - $25k \| 0.80% → $25k - $100k \| 0.95% → $100k - $250k

Patriot Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%	$2.5k	$20k	Dividend Checking

Patriot Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.20%^*	$250k^*	-	60 Month CD
OTHER TIERS: 3.90% → $1k - $10k \| 4.00% → $10k - $25k \| 4.05% → $25k - $100k \| 4.15% → $100k - $250k
3.53%^*	$250k^*	-	30 Month CD
OTHER TIERS: 3.23% → $1k - $10k \| 3.33% → $10k - $25k \| 3.38% → $25k - $100k \| 3.48% → $100k - $250k
3.45%^*	$250k^*	-	48 Month CD
OTHER TIERS: 3.15% → $1k - $10k \| 3.25% → $10k - $25k \| 3.30% → $25k - $100k \| 3.40% → $100k - $250k
3.20%^*	$250k^*	-	36 Month CD
OTHER TIERS: 2.90% → $1k - $10k \| 3.00% → $10k - $25k \| 3.05% → $25k - $100k \| 3.15% → $100k - $250k
3.20%^*	$250k^*	-	18 Month CD
OTHER TIERS: 2.90% → $1k - $10k \| 3.00% → $10k - $25k \| 3.05% → $25k - $100k \| 3.15% → $100k - $250k
2.95%^*	$250k^*	-	24 Month CD
OTHER TIERS: 2.65% → $1k - $10k \| 2.75% → $10k - $25k \| 2.80% → $25k - $100k \| 2.90% → $100k - $250k
2.95%^*	$250k^*	-	60 Month Continuous Saver CD
OTHER TIERS: 2.65% → $25 - $1k \| 2.70% → $1k - $10k \| 2.75% → $10k - $25k \| 2.80% → $25k - $100k \| 2.90% → $100k - $250k
2.75%^*	$250k^*	-	15 Month CD Special
OTHER TIERS: 2.55% → $10k - $25k \| 2.60% → $25k - $100k \| 2.70% → $100k - $250k
2.70%^*	$250k^*	-	12 Month CD
OTHER TIERS: 2.40% → $1k - $10k \| 2.50% → $10k - $25k \| 2.55% → $25k - $100k \| 2.65% → $100k - $250k
2.45%^*	$250k^*	-	9 Month CD - No Penalty
OTHER TIERS: 2.25% → $10k - $25k \| 2.30% → $25k - $100k \| 2.40% → $100k - $250k
2.20%^*	$250k^*	-	24 Month Continuous Saver CD
OTHER TIERS: 1.90% → $25 - $1k \| 1.95% → $1k - $10k \| 2.00% → $10k - $25k \| 2.05% → $25k - $100k \| 2.15% → $100k - $250k
2.15%^*	$100k^*	$250k	6 Month CD
OTHER TIERS: 1.90% → $1k - $10k \| 2.00% → $10k+ \| 2.05% → $25k - $100k
1.75%^*	$250k^*	-	3 Month CD
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $25k \| 1.55% → $25k - $100k \| 1.65% → $100k - $250k

Patriot Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.20%^*	$250k^*	-	60 Month IRA
OTHER TIERS: 3.90% → $1k - $10k \| 4.00% → $10k - $25k \| 4.05% → $25k - $100k \| 4.15% → $100k - $250k
3.53%^*	$250k^*	-	30 Month IRA
OTHER TIERS: 3.23% → $1k - $10k \| 3.33% → $10k - $25k \| 3.38% → $25k - $250k
3.45%^*	$250k^*	-	48 Month IRA
OTHER TIERS: 3.15% → $1k - $10k \| 3.25% → $10k - $25k \| 3.30% → $25k - $100k \| 3.40% → $100k - $250k
3.20%^*	$250k^*	-	36 Month IRA
OTHER TIERS: 2.90% → $1k - $10k \| 3.00% → $10k - $25k \| 3.05% → $25k - $100k \| 3.15% → $100k - $250k
3.20%^*	$250k^*	-	18 Month IRA
OTHER TIERS: 2.90% → $1k - $10k \| 3.00% → $10k - $25k \| 3.05% → $25k - $100k \| 3.15% → $100k - $250k
2.95%^*	$250k^*	-	24 Month IRA
OTHER TIERS: 2.65% → $1k - $10k \| 2.75% → $10k - $25k \| 2.80% → $25k - $100k \| 2.90% → $100k - $250k
2.95%^*	$250k^*	-	60 Month Continuous Saver IRA
OTHER TIERS: 2.65% → $25 - $1k \| 2.70% → $1k - $10k \| 2.75% → $10k - $25k \| 2.80% → $25k - $100k \| 2.90% → $100k - $250k
2.75%^*	$250k^*	-	15 Month IRA Special
OTHER TIERS: 2.55% → $10k - $25k \| 2.60% → $25k - $100k \| 2.70% → $100k - $250k
2.70%^*	$250k^*	-	12 Month IRA
OTHER TIERS: 2.40% → $1k - $10k \| 2.50% → $10k - $25k \| 2.55% → $25k - $100k \| 2.65% → $100k - $250k
2.45%^*	$250k^*	-	9 Month IRA - No Penalty
OTHER TIERS: 2.25% → $10k - $25k \| 2.30% → $25k - $100k \| 2.40% → $100k - $250k
2.20%^*	$250k^*	-	24 Month Continuous Saver IRA
OTHER TIERS: 1.90% → $25 - $1k \| 1.95% → $1k - $10k \| 2.00% → $10k - $25k \| 2.05% → $25k - $100k \| 2.15% → $100k - $250k
2.15%^*	$100k^*	$250k	6 Month IRA
OTHER TIERS: 1.90% → $1k - $10k \| 2.00% → $10k+ \| 2.05% → $25k - $100k
1.75%^*	$250k^*	-	3 Month IRA
OTHER TIERS: 1.40% → $1k - $10k \| 1.50% → $10k - $25k \| 1.55% → $25k - $100k \| 1.65% → $100k - $250k

Locations

Availability

Harrisburg Area

Harrisburg Area bank & credit union details

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