Patriot Federal Credit Union is headquartered in Chambersburg and is the 13th largest credit union in the state of Pennsylvania. It is also the 396th largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 210 employees and 79,701 members at 10 locations. Patriot Federal Credit Union's money market rates are 4X the national average, and it boasts an A+ health rating.
Patriot Federal Credit Union is open to anyone who lives, works, worships, attends school, or regularly conducts business in Franklin County, Pennsylvania; Frederick or Washington County, Maryland; or Berkeley, Jefferson, or Morgan County, West Virginia.
See current membership details
Overall | |
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NCUA # | 16574 |
Year Chartered | 1965 |
Employees | 210 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.74% |
Return on Equity - YTD | 7.15% |
Annual Interest Income | $15MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $1.19B$1.13B |
Loans | Q1 2025vs Q1 2024 | $901.6MM$847.7MM |
Deposits | Q1 2025vs Q1 2024 | $1.06B$996.2MM |
Equity Capital | Q1 2025vs Q1 2024 | $121.4MM$108.4MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $11.1MM$10.5MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.9MM$1.8MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Patriot Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $0 | - | Primary Shares | |
0.20% | $0 | - | Christmas Club | |
0.20% | $0 | - | Vacation Club | |
0.20% | $0 | - | Secondary Share | |
0.20% | $0 | - | Escrow Share |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.85%* | $250k* | - | Credit Union Insured Money Market Account | ||
OTHER TIERS: 1.00% → $2.5k - $10k | 1.15% → $10k - $25k | 1.35% → $25k - $100k | 1.65% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.50% | $2.5k | $25k | Dividend Checking |
Chambersburg Branches | ||
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Branch Office | 511 S 6th St | Chambersburg, PA 17201 |
Branch Office | 140 S Federal St | Chambersburg, PA 17201 |
Branch Office | 488 Gateway Ave | Chambersburg, PA 17201 |
Branch Office | 800 Wayne Ave | Chambersburg, PA 17201-3810 |
Branch Office | 1536 Lincoln Way E | Chambersburg, PA 17202 |
Frederick Branches | ||
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Branch Office | 5099 Corporate Dr | Frederick, MD 21703 |
Hagerstown Branches | ||
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Branch Office | 18721 Longmeadow Rd | Hagerstown, MD 21742 |
Branch Office | 11067 Robinwood Dr | Hagerstown, MD 21742-6793 |
Shippensburg Branches | ||
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Branch Office | 1095 W King St | Shippensburg, PA 17257-7900 |
Waynesboro Branches | ||
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Branch Office | 10933 Buchanan Trl E | Waynesboro, PA 17268 |