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Patriot Equity Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.pecujax.org
731-668-1155
1450 Union University Dr
Jackson, TN 38305

Patriot Equity Credit Union is headquartered in Jackson and is the 74th largest credit union in the state of Tennessee. It is also the 2,679th largest credit union in the nation. It was established in 1929 and as of March of 2025, it had grown to 8 employees and 2,311 members at 1 location. Patriot Equity Credit Union's money market rates are 4X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Madison County in Tennessee. Membership is also open to employees of AFLAC, American Roofing, Counter Intelligence, USPS, and over 30 area Select Employer Groups.
See current membership details

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Health
C

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Patriot Equity Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #60082
Year Chartered1929
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD1.81%
Return on Equity - YTD18.15%
Annual Interest Income$504K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$38.4MM$41.5MM
LoansQ1 2025vs Q1 2024$24.4MM$31.6MM
DepositsQ1 2025vs Q1 2024$34.5MM$37.2MM
Equity CapitalQ1 2025vs Q1 2024$3.8MM$4.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$769K$584K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$975K$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Patriot Equity Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Regular Share Savings
0.10%$0-Future Savers Club Savings

Patriot Equity Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$100k*-Money Market Account
OTHER TIERS: 0.25% → $2.5k - $10k | 1.00% → $10k - $25k | 1.25% → $25k - $50k | 1.50% → $50k - $100k

Patriot Equity Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Equity Premium
OTHER TIERS: 0.15% → $5k - $25k | 0.20% → $25k - $50k
0.10%$1k$5kEquity Plus

Patriot Equity Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-7 Month Share Certificate Special
1.26%$500-36 Month Certificate
1.10%$500-24 Month Certificate
0.90%$500-18 Month Certificate
0.70%$500-12 Month Certificate
0.60%$500-6 Month Certificate
0.30%$500-3 Month Certificate

Patriot Equity Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-IRA Share Savings
Locations


Patriot Equity Credit Union Locations
Branch Office1450 Union University DrJackson, TN 38305

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