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Patriot Equity Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.pecujax.org
731-668-1155
1450 Union University Dr
Jackson, TN 38305

Patriot Equity Credit Union is headquartered in Jackson and is the 75th largest credit union in the state of Tennessee. It is also the 2,700th largest credit union in the nation. It was established in 1929 and as of December of 2024, it had grown to 9 employees and 2,380 members at 1 location. Patriot Equity Credit Union's money market rates are 4X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Madison County in Tennessee. Membership is also open to employees of AFLAC, American Roofing, Counter Intelligence, USPS, and over 30 area Select Employer Groups.
See current membership details

Reviews

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Health
C+

Data as of Q4 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Patriot Equity Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #60082
Year Chartered1929
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD-1.6%
Return on Equity - YTD-16.55%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$37.5MM$41.4MM
LoansQ4 2024vs Q4 2023$26.2MM$32.8MM
DepositsQ4 2024vs Q4 2023$33.8MM$36.6MM
Equity CapitalQ4 2024vs Q4 2023$3.6MM$4.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$662K$303K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$858K$1.7MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Patriot Equity Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Patriot Equity Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Regular Share Savings
0.10%$0-Future Savers Club Savings

Patriot Equity Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$100k*-Money Market Account
OTHER TIERS: 0.25% → $2.5k - $10k | 1.00% → $10k - $25k | 1.25% → $25k - $50k | 1.50% → $50k - $100k

Patriot Equity Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Equity Premium
OTHER TIERS: 0.15% → $5k - $25k | 0.20% → $25k - $50k
0.10%$1k$5kEquity Plus

Patriot Equity Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.34%$500-13 Month Share Certificate Special
4.07%$500-7 Month Share Certificate Special
1.26%$500-36 Month Certificate
1.10%$500-24 Month Certificate
0.90%$500-18 Month Certificate
0.70%$500-12 Month Certificate
0.60%$500-6 Month Certificate
0.30%$500-3 Month Certificate

Patriot Equity Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-IRA Share Savings
Locations


Patriot Equity Credit Union Locations
Branch Office1450 Union University DrJackson, TN 38305

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