Patriot Equity Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pecujax.org

731-668-1155

1450 Union University Dr
Jackson, TN 38305

Patriot Equity Credit Union is headquartered in Jackson and is the 74^th largest credit union in the state of Tennessee. It is also the 2,679^th largest credit union in the nation. It was established in 1929 and as of March of 2025, it had grown to 8 employees and 2,311 members at 1 location. Patriot Equity Credit Union's money market rates are 4X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Madison County in Tennessee. Membership is also open to employees of AFLAC, American Roofing, Counter Intelligence, USPS, and over 30 area Select Employer Groups.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Patriot Equity Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	60082
Year Chartered	1929
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	1.81%
Return on Equity - YTD	18.15%
Annual Interest Income	$504K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$38.4MM$41.5MM
Loans	Q1 2025vs Q1 2024	$24.4MM$31.6MM
Deposits	Q1 2025vs Q1 2024	$34.5MM$37.2MM
Equity Capital	Q1 2025vs Q1 2024	$3.8MM$4.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$769K$584K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$975K$1.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Patriot Equity Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Regular Share Savings
0.10%	$0	-	Future Savers Club Savings

Patriot Equity Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.75%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.25% → $2.5k - $10k \| 1.00% → $10k - $25k \| 1.25% → $25k - $50k \| 1.50% → $50k - $100k

Patriot Equity Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$50k^*	-	Equity Premium
OTHER TIERS: 0.15% → $5k - $25k \| 0.20% → $25k - $50k
0.10%	$1k	$5k	Equity Plus

Patriot Equity Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.07%	$500	-	7 Month Share Certificate Special
1.26%	$500	-	36 Month Certificate
1.10%	$500	-	24 Month Certificate
0.90%	$500	-	18 Month Certificate
0.70%	$500	-	12 Month Certificate
0.60%	$500	-	6 Month Certificate
0.30%	$500	-	3 Month Certificate

Patriot Equity Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$0	-	IRA Share Savings

Locations

Patriot Equity Credit Union Locations
Branch Office	1450 Union University Dr	Jackson, TN 38305

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