Patriot Equity Credit Union

Overview / Commentary
1450 Union University Dr
Jackson, TN 38305

Patriot Equity Credit Union is headquartered in Jackson and is the 74th largest credit union in the state of Tennessee. It is also the 2,759th largest credit union in the nation. It was established in 1929 and as of December of 2022, it had grown to 10 employees and 2,698 members at 1 location. Patriot Equity Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Madison County in Tennessee. Membership is also open to employees of AFLAC, American Roofing, Counter Intelligence, USPS, and over 30 area Select Employer Groups.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Patriot Equity Credit Union has a low asset base.

Health Grade Components

NCUA #60082
Year Chartered1929
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD8.38%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$38.3MM$33.0MM
LoansQ4 2022vs Q4 2021$30.2MM$24.0MM
DepositsQ4 2022vs Q4 2021$33.5MM$28.6MM
Equity CapitalQ4 2022vs Q4 2021$4.6MM$4.2MM
Loan Loss AllowanceQ4 2022vs Q4 2021$171.00K$131.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$776.00K$389.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Rates for Patriot Equity Credit Union are currently being reviewed.


Patriot Equity Credit Union Locations
Branch Office1450 Union University DrJackson, TN 38305

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