PCSB Bank (NY)

Overview / Commentary
2477 Route 6
Brewster, NY 10509

PCSB Bank (NY) is headquartered in Brewster and is the 39th largest bank in the state of New York. It is also the 550th largest bank in the nation. It was established in 1871 and as of June of 2022, it had grown to 162 employees at 15 locations. PCSB Bank (NY)'s money market rates are 2X the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #15995
Year Established1871
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD6.57%
Annual Interest Income$29.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.99B$1.87B
LoansQ2 2022vs Q2 2021$1.31B$1.22B
DepositsQ2 2022vs Q2 2021$1.66B$1.53B
Equity CapitalQ2 2022vs Q2 2021$248.7MM$237.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$8.9MM$7.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$9.4MM$6.5MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not PCSB Bank (NY); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PCSB Bank (NY) Savings Account Rates

0.15%*$100k*-Putnam Premium Savings
OTHER TIERS: 0.05% $5k - $25k | 0.10% $25k - $100k
0.05%$25-Passbook Savings
0.05%$25-Statement Savings
0.05%$25-Vacation Club
0.05%$25-Holiday Club

PCSB Bank (NY) Money Market Rates

1.05%$5k-Preferred Money Market
0.15%$5k-Business Money Market - Special w/ Checking
0.15%$25k-True Local Money Market
0.10%*$2.5k*-Money Market
OTHER TIERS: 0.05% $250 - $2.5k

PCSB Bank (NY) Checking Account Rates

0.10%$1-True Local Premium Checking
0.05%$500-NOW Non-Profit Checking
0.05%$1-True Local Checking

PCSB Bank (NY) CD Rates

3.25%$500-18 Month CD
3.25%$500-18 Month CD Special w/ Checking
3.00%$500-15 Month CD Special w/ Checking
2.90%$500-7 Month CD Special w/ Checking
0.45%$500-5 Year CD
0.35%$500-4 Year CD
0.30%$500-30 Month CD
0.30%$500-3 Year CD
0.20%$500-2 Year CD
0.15%$500-1 Year CD
0.10%$2.5k-3 Month CD
0.10%$2.5k-6 Month CD
0.10%$2.5k-8 Month CD


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