PCSB Bank (NY)

Overview / Commentary

www.pcsb.com

845-279-7101

2477 Route 6
Brewster, NY 10509

PCSB Bank (NY) is headquartered in Brewster and is the 41^st largest bank in the state of New York. It is also the 571^st largest bank in the nation. It was established in 1871 and as of June of 2021, it had grown to 162 employees at 16 locations. PCSB Bank (NY) has an A+ health rating.

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Health

A+

Data as of Q2 2021

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Health Grade Components

Overall
FDIC Certificate #	15995
Year Established	1871
Employees	162
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.77%
Return on Equity - YTD	6.13%
Annual Interest Income	$28.5MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$1.87B$1.79B
Loans	Q2 2021vs Q2 2020	$1.22B$1.25B
Deposits	Q2 2021vs Q2 2020	$1.53B$1.43B
Equity Capital	Q2 2021vs Q2 2020	$237.1MM$220.2MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$7.9MM$8.6MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$6.5MM$2.2MM
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not PCSB Bank (NY); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PCSB Bank (NY) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$100k^*	-	Putnam Premium Savings
OTHER TIERS: 0.05% → $5k - $25k \| 0.10% → $25k - $100k
0.05%	$25	-	Passbook Savings
0.05%	$25	-	Statement Savings
0.05%	$25	-	Vacation Club
0.05%	$25	-	Holiday Club

PCSB Bank (NY) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$5k	-	Business Money Market - Special w/ Checking
0.20%	$25	-	True Local Money Market
0.10%^*	$2.5k^*	-	Money Market
OTHER TIERS: 0.05% → $250 - $2.5k

PCSB Bank (NY) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$1	-	True Local Premium Checking
0.05%	$500	-	NOW Non-Profit Checking
0.05%	$1	-	True Local Checking

PCSB Bank (NY) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$500	-	59 Month CD Special w/ Checking
0.50%	$500	-	5 Year CD
0.40%	$500	-	4 Year CD
0.35%	$500	-	30 Month CD
0.35%	$500	-	3 Year CD
0.30%	$500	-	15 Month CD Special w/ Checking
0.25%	$500	-	18 Month CD
0.25%	$500	-	2 Year CD
0.20%	$500	-	1 Year CD
0.15%	$2.5k	-	8 Month CD
0.10%	$2.5k	-	3 Month CD
0.10%	$2.5k	-	6 Month CD

Locations

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New York Area

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