PCSB Bank (NY)

Overview / Commentary
2477 Route 6
Brewster, NY 10509

PCSB Bank (NY) is headquartered in Brewster and is the 38th largest bank in the state of New York. It is also the 522nd largest bank in the nation. It was established in 1871 and as of December of 2019, it had grown to 174 employees at 16 locations. PCSB Bank (NY) has an A health rating.


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Health Grade Components

FDIC Certificate #15995
Year Established1871
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD4.16%
Annual Interest Income$59.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.65B$1.55B
LoansQ4 2019vs Q4 2018$1.18B$898.2MM
DepositsQ4 2019vs Q4 2018$1.31B$1.30B
Equity CapitalQ4 2019vs Q4 2018$217.5MM$205.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$6.2MM$4.9MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.1MM$5.4MM
Real Estate OwnedQ4 2019vs Q4 2018$279.00K$572.00K
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Always verify rates and promotions with the bank or credit union. We are not PCSB Bank (NY); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PCSB Bank (NY) Savings Account Rates

0.35%*$100k*-Putnam Premium Savings
OTHER TIERS: 0.15% $5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.10%$25-Passbook Savings
0.10%$250-Statement Savings
0.10%$25-Vacation Club
0.10%$25-Holiday Club

PCSB Bank (NY) Money Market Rates

0.40%$5k-Business Money Market - Special w/ Checking
0.20%*$2.5k*-Money Market
OTHER TIERS: 0.10% $250 - $2.5k

PCSB Bank (NY) Checking Account Rates

0.20%$1-True Local Premium Checking
0.10%$500-NOW Non-Profit Checking
0.10%$1-True Local Checking

PCSB Bank (NY) CD Rates

1.16%$500-59 Month CD Special w/ Checking
0.75%$500-5 Year CD
0.75%$500-15 Month CD Special w/ Checking
0.70%$500-4 Year CD
0.65%$500-30 Month CD
0.65%$500-3 Year CD
0.55%$500-2 Year CD
0.50%$500-18 Month CD
0.50%$500-7 Month CD Special w/ Checking
0.45%$500-1 Year CD
0.40%$2.5k-8 Month CD
0.30%$2.5k-6 Month CD
0.20%$2.5k-3 Month CD


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