Overview / Commentary
Peach State Bank & Trust is headquartered in Gainesville and is the 70th largest bank in the state of Georgia. It is also the 2,706th largest bank in the nation. It was established in 2005 and as of December of 2018, it had grown to 45 employees at 2 locations. Peach State Bank & Trust has an A+ health rating.
Health
A+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57923 |
| Year Established | 2005 |
| Employees | 45 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 9.67% |
| Annual Interest Income | $10.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $222.8MM$196.5MM |
| Loans | Q4 2018vs Q4 2017 | $172.6MM$148.6MM |
| Deposits | Q4 2018vs Q4 2017 | $195.6MM$172.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $22.6MM$20.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.1MM$1.8MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $37.00K$24.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $340.00K$1.2MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Peach State Bank & Trust Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | - | $50k | Kasasa Saver | ||
| OTHER TIERS: 0.41% → $50k+ | |||||
Peach State Bank & Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.36% → $10k+ | |||||
Locations
| Peach State Bank & Trust Locations | ||
|---|---|---|
| Peach State Bank & Trust | 325 Washington Street | Gainesville, GA 30501 |