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Overview / Commentary
325 Washington Street
Gainesville, GA 30501

Peach State Bank & Trust is headquartered in Gainesville and is the 76th largest bank in the state of Georgia. It is also the 2,937th largest bank in the nation. It was established in 2005 and as of June of 2017, it had grown to 39 employees at 2 locations. Peach State Bank & Trust has an A health rating.


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Health Grade Components

FDIC Certificate #57923
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD8.04%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$203.9MM$176.3MM
LoansQ2 2017vs Q2 2016$139.1MM$106.9MM
DepositsQ2 2017vs Q2 2016$182.2MM$155.3MM
Equity CapitalQ2 2017vs Q2 2016$17.0MM$16.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.7MM$1.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$35.00K$0
Real Estate OwnedQ2 2017vs Q2 2016$1.4MM$2.4MM

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Peach State Bank & Trust Locations
Peach State Bank & Trust325 Washington StreetGainesville, GA 30501