Overview / Commentary
Peach State Bank & Trust is headquartered in Gainesville and is the 77th largest bank in the state of Georgia. It is also the 2,980th largest bank in the nation. It was established in 2005 and as of December of 2017, it had grown to 40 employees at 2 locations. Peach State Bank & Trust has an A+ health rating.
Health
A+
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57923 |
| Year Established | 2005 |
| Employees | 40 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 6.51% |
| Annual Interest Income | $8.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $196.5MM$170.5MM |
| Loans | Q4 2017vs Q4 2016 | $148.6MM$117.5MM |
| Deposits | Q4 2017vs Q4 2016 | $172.7MM$151.6MM |
| Equity Capital | Q4 2017vs Q4 2016 | $20.8MM$16.4MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.8MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $24.00K$77.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $1.2MM$1.6MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Peach State Bank & Trust Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.24% → $10k+ | |||||
Peach State Bank & Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.36% → $10k+ | |||||
Locations
| Peach State Bank & Trust Locations | ||
|---|---|---|
| Peach State Bank & Trust | 325 Washington Street | Gainesville, GA 30501 |