Overview / Commentary
Peach State Bank & Trust is headquartered in Gainesville and is the 63rd largest bank in the state of Georgia. It is also the 2,562nd largest bank in the nation. It was established in 2005 and as of June of 2019, it had grown to 52 employees at 2 locations. Peach State Bank & Trust has an A+ health rating.
Health
A+
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57923 |
| Year Established | 2005 |
| Employees | 52 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.93% |
| Return on Equity - YTD | 9.26% |
| Annual Interest Income | $5.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $240.1MM$218.6MM |
| Loans | Q2 2019vs Q2 2018 | $174.2MM$168.0MM |
| Deposits | Q2 2019vs Q2 2018 | $209.1MM$191.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $24.0MM$21.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $2.2MM$2.0MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $5.00K$31.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $340.00K$456.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Peach State Bank & Trust Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | - | $50k | Kasasa Saver | ||
| OTHER TIERS: 0.41% → $50k+ | |||||
Peach State Bank & Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.36% → $10k+ | |||||
Locations
| Peach State Bank & Trust Locations | ||
|---|---|---|
| Peach State Bank & Trust | 325 Washington Street | Gainesville, GA 30501 |