Peach State Bank & Trust

Overview / Commentary
325 Washington Street
Gainesville, GA 30501

Peach State Bank & Trust is headquartered in Gainesville and is the 43rd largest bank in the state of Georgia. It is also the 1,938th largest bank in the nation. It was established in 2005 and as of June of 2020, it had grown to 57 employees at 2 locations. Peach State Bank & Trust has an A health rating.


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Health Grade Components

FDIC Certificate #57923
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.73%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$394.0MM$240.1MM
LoansQ2 2020vs Q2 2019$237.5MM$174.2MM
DepositsQ2 2020vs Q2 2019$325.4MM$209.1MM
Equity CapitalQ2 2020vs Q2 2019$31.2MM$24.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.6MM$2.2MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$14.00K$5.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$340.00K
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Peach State Bank & Trust Savings Account Rates

0.25%*-$50kKasasa Saver
OTHER TIERS: 0.18% $50k+

Peach State Bank & Trust Checking Account Rates

0.75%*-$10kKasasa Cash
OTHER TIERS: 0.16% $10k+

Peach State Bank & Trust Locations
Peach State Bank & Trust325 Washington StreetGainesville, GA 30501

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