Peach State Bank & Trust


Overview / Commentary
770-536-1100
121 E Butler Pkwy
Gainesville, GA 30501

Peach State Bank & Trust is headquartered in GAINESVILLE and is the 21st largest bank in the state of Georgia. It is also the 1,365th largest bank in the nation. It was established in 2005 and as of March of 2025, it had grown to 73 employees at 3 locations. Peach State Bank & Trust has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #57923
Year Established2005
Employees73
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD12.08%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$708.3MM$758.6MM
LoansQ1 2025vs Q1 2024$458.3MM$411.4MM
DepositsQ1 2025vs Q1 2024$636.1MM$596.9MM
Equity CapitalQ1 2025vs Q1 2024$68.5MM$57.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.7MM$5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$2K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Peach State Bank & Trust Locations
Peach State Bank & Trust325 Washington St NwGainesville, GA 30501
Braselton Banking Center Branch6323 Grand Hickory DriveBraselton, GA 30517

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