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Peach State Bank & Trust

Overview / Commentary
325 Washington Street
Gainesville, GA 30501

Peach State Bank & Trust is headquartered in Gainesville and is the 64th largest bank in the state of Georgia. It is also the 2,629th largest bank in the nation. It was established in 2005 and as of March of 2019, it had grown to 51 employees at 2 locations. Peach State Bank & Trust has an A+ health rating.


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Health Grade Components

FDIC Certificate #57923
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD8.64%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$231.6MM$213.1MM
LoansQ1 2019vs Q1 2018$170.0MM$157.9MM
DepositsQ1 2019vs Q1 2018$201.2MM$187.4MM
Equity CapitalQ1 2019vs Q1 2018$23.2MM$21.1MM
Loan Loss AllowanceQ1 2019vs Q1 2018$2.2MM$1.9MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$11.00K$2.00K
Real Estate OwnedQ1 2019vs Q1 2018$340.00K$1.2MM
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Peach State Bank & Trust Savings Account Rates

0.65%*-$50kKasasa Saver
OTHER TIERS: 0.41% $50k+

Peach State Bank & Trust Checking Account Rates

2.00%*-$10kKasasa Cash
OTHER TIERS: 0.36% $10k+

Peach State Bank & Trust Locations
Peach State Bank & Trust325 Washington StreetGainesville, GA 30501

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