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Peach State Bank & Trust


Overview / Commentary
www.peachstate.bank
770-536-1100
325 Washington Street
Gainesville, GA 30501

Peach State Bank & Trust is headquartered in Gainesville and is the 57th largest bank in the state of Georgia. It is also the 2,399th largest bank in the nation. It was established in 2005 and as of December of 2019, it had grown to 54 employees at 2 locations. Peach State Bank & Trust has an A+ health rating.

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Health
A+

Data as of Q4 2019

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Health Grade Components

Overall
FDIC Certificate #57923
Year Established2005
Employees54
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD10.03%
Annual Interest Income$11.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$266.3MM$222.8MM
LoansQ4 2019vs Q4 2018$195.4MM$172.6MM
DepositsQ4 2019vs Q4 2018$231.7MM$195.6MM
Equity CapitalQ4 2019vs Q4 2018$29.2MM$22.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.2MM$2.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$8.00K$37.00K
Real Estate OwnedQ4 2019vs Q4 2018$340.00K$340.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peach State Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*-$50kKasasa Saver
OTHER TIERS: 0.18% → $50k+

Peach State Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$10kKasasa Cash
OTHER TIERS: 0.16% → $10k+
Locations


Peach State Bank & Trust Locations
Peach State Bank & Trust325 Washington StreetGainesville, GA 30501

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