Peach State Bank & Trust

Overview / Commentary
325 Washington Street
Gainesville, GA 30501

Peach State Bank & Trust is headquartered in Gainesville and is the 44th largest bank in the state of Georgia. It is also the 1,965th largest bank in the nation. It was established in 2005 and as of December of 2020, it had grown to 60 employees at 2 locations. Peach State Bank & Trust has an A health rating.


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Health Grade Components

FDIC Certificate #57923
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD9.56%
Annual Interest Income$13.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$397.5MM$266.3MM
LoansQ4 2020vs Q4 2019$251.5MM$195.4MM
DepositsQ4 2020vs Q4 2019$346.3MM$231.7MM
Equity CapitalQ4 2020vs Q4 2019$32.8MM$29.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.8MM$2.2MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$28.00K$8.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$340.00K
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Peach State Bank & Trust Savings Account Rates

0.25%*-$50kKasasa Saver
OTHER TIERS: 0.18% $50k+

Peach State Bank & Trust Checking Account Rates

0.75%*-$10kKasasa Cash
OTHER TIERS: 0.16% $10k+

Peach State Bank & Trust Locations
Peach State Bank & Trust325 Washington StreetGainesville, GA 30501

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