Overview / Commentary
770-536-1100
325 Washington Street
Gainesville, GA 30501

Peach State Bank & Trust is headquartered in Gainesville and is the 73rd largest bank in the state of Georgia. It is also the 2,739th largest bank in the nation. It was established in 2005 and as of June of 2018, it had grown to 40 employees at 2 locations. Peach State Bank & Trust has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #57923
Year Established2005
Employees40
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD9.76%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$218.6MM$203.9MM
LoansQ2 2018vs Q2 2017$167.9MM$139.1MM
DepositsQ2 2018vs Q2 2017$191.5MM$182.2MM
Equity CapitalQ2 2018vs Q2 2017$21.3MM$17.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.0MM$1.7MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$31.00K$35.00K
Real Estate OwnedQ2 2018vs Q2 2017$456.00K$1.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peach State Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*-$10kKasasa Saver
OTHER TIERS: 0.41% $10k+

Peach State Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash
OTHER TIERS: 0.36% $10k+
Locations


Peach State Bank & Trust Locations
Peach State Bank & Trust325 Washington StreetGainesville, GA 30501

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