Overview / Commentary
Peach State Federal Credit Union is headquartered in Lawrenceville and is the 8th largest credit union in the state of Georgia. It is also the 495th largest credit union in the nation. It was established in 1961 and as of June of 2022, it had grown to 216 employees and 63,446 members at 25 locations. Peach State Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Peach State Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Chattooga, Clarke, Habersham, or Richmond, or Aiken County, South Carolina. Employees of many Select Employer Groups and Boards of Education also qualify.
See current membership details
Health
A
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 14676 |
| Year Chartered | 1961 |
| Employees | 216 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 12.01% |
| Annual Interest Income | $12.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $832.7MM$737.1MM |
| Loans | Q2 2022vs Q2 2021 | $577.2MM$457.4MM |
| Deposits | Q2 2022vs Q2 2021 | $763.9MM$675.0MM |
| Equity Capital | Q2 2022vs Q2 2021 | $57.6MM$55.1MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $2.8MM$3.3MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $1.5MM$766.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$245.00K |
