Overview / Commentary
Peach State Federal Credit Union is headquartered in Lawrenceville and is the 8th largest credit union in the state of Georgia. It is also the 457th largest credit union in the nation. It was established in 1961 and as of December of 2023, it had grown to 241 employees and 69,975 members at 27 locations. Peach State Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Peach State Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Chattooga, Clarke, Habersham, Richmond, or Aiken County, South Carolina. Employees of many Select Employer Groups and Boards of Education also qualify.
See current membership details
Health
B+
Data as of Q4 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 14676 |
| Year Chartered | 1961 |
| Employees | 241 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.97% |
| Return on Equity - YTD | 12.22% |
| Annual Interest Income | $43.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $963.3MM$890.9MM |
| Loans | Q4 2023vs Q4 2022 | $738.8MM$640.3MM |
| Deposits | Q4 2023vs Q4 2022 | $808.5MM$789.6MM |
| Equity Capital | Q4 2023vs Q4 2022 | $76.5MM$65.1MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $4.8MM$3.3MM |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $7MM$2.7MM |
| Real Estate Owned | Q4 2023vs Q4 2022 | $211K$246K |
