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Peach State Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.peachstatefcu.org
678-889-4328
1505 Lakes Pkwy Ste 100
Lawrenceville, GA 30043

Peach State Federal Credit Union is headquartered in Lawrenceville and is the 8th largest credit union in the state of Georgia. It is also the 432nd largest credit union in the nation. It was established in 1961 and as of December of 2024, it had grown to 236 employees and 78,105 members at 30 locations. Peach State Federal Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Peach State Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Chattooga, Clarke, Habersham, Richmond, or Aiken County, South Carolina. Employees of many Select Employer Groups and Boards of Education also qualify.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #14676
Year Chartered1961
Employees236
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD8.94%
Annual Interest Income$45.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.05B$963.3MM
LoansQ4 2024vs Q4 2023$667.2MM$738.8MM
DepositsQ4 2024vs Q4 2023$949.2MM$808.5MM
Equity CapitalQ4 2024vs Q4 2023$85MM$76.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$5.5MM$4.8MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$2.9MM$7MM
Real Estate OwnedQ4 2024vs Q4 2023$211K$211K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peach State Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$0-IRA Club Account
3.00%*$0$100Kids Saving Account
OTHER TIERS: 0.30% → $100+
0.30%$100-Share Account
0.30%$0-Christmas Club Account
0.30%$0-Vacation Club Account
0.30%$0-Other Club Account
0.30%$0-Student Club Account
0.30%$100-Business Savings Account

Peach State Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$100k*-Money Market Account
OTHER TIERS: 1.00% → $0 - $10k | 1.75% → $10k - $25k | 2.25% → $25k - $100k
3.25%*$100k*-Business Money Market Account
OTHER TIERS: 1.00% → $0 - $10k | 1.75% → $10k - $25k | 2.25% → $25k - $100k

Peach State Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Premium Draft Account
0.30%$5k-Business Advantage/Business Select

Peach State Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$10k-1 Year Loyalty Plus Share Certificate
3.85%$1k-1 Year Share Certificate
3.75%$2.5k-1 Year Freedom Share Certificate
3.60%$10k-5 Year Loyalty Plus Share Certificate
3.50%$1k-6 Month Share Certificate
3.50%$10k-4 Year Loyalty Plus Share Certificate
3.45%$10k-2 Year Loyalty Plus Share Certificate
3.40%$10k-3 Year Loyalty Plus Share Certificate
3.35%$1k-5 Year Share Certificate
3.30%$1k-2 Year Share Certificate
3.30%$1k-4 Year Share Certificate
3.20%$1k-3 Year Share Certificate

Peach State Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-1 Year Advantage IRA Share Certificate
3.85%$1k-1 Year IRA Share Certificate
3.60%$1k-5 Year Advantage IRA Share Certificate
3.50%$1k-6 Month IRA Share Certificate
3.35%$1k-5 Year IRA Share Certificate
3.30%$1k-2 Year IRA Share Certificate
3.30%$1k-4 Year IRA Share Certificate
3.20%$1k-3 Year IRA Share Certificate
Locations

Availability

Atlanta Area

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