Overview / Commentary
Peach State Federal Credit Union is headquartered in Lawrenceville and is the 8th largest credit union in the state of Georgia. It is also the 549th largest credit union in the nation. It was established in 1961 and as of June of 2020, it had grown to 188 employees and 60,986 members at 25 locations. Peach State Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Peach State Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Chattooga, Clarke, Habersham, or Richmond, or Aiken County, South Carolina. Employees of many Select Employer Groups and Boards of Education also qualify.
See current membership details
Health
A
Data as of Q2 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 14676 |
| Year Chartered | 1961 |
| Employees | 188 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.3% |
| Return on Equity - YTD | 3.37% |
| Annual Interest Income | $10.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $607.9MM$518.7MM |
| Loans | Q2 2020vs Q2 2019 | $388.2MM$366.2MM |
| Deposits | Q2 2020vs Q2 2019 | $549.3MM$458.9MM |
| Equity Capital | Q2 2020vs Q2 2019 | $50.8MM$48.5MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $2.7MM$2.3MM |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $1.7MM$2.5MM |
| Real Estate Owned | Q2 2020vs Q2 2019 | $94.00K$466.00K |
