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Peach State Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.peachstatefcu.org
678-889-4328
1505 Lakes Pkwy Ste 100
Lawrenceville, GA 30043

Peach State Federal Credit Union is headquartered in Lawrenceville and is the 8th largest credit union in the state of Georgia. It is also the 427th largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 249 employees and 77,929 members at 30 locations. Peach State Federal Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Peach State Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Chattooga, Clarke, Habersham, Richmond, or Aiken County, South Carolina. Employees of many Select Employer Groups and Boards of Education also qualify.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #14676
Year Chartered1961
Employees249
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD10.34%
Annual Interest Income$12.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.09B$934.1MM
LoansQ1 2025vs Q1 2024$685.3MM$603.8MM
DepositsQ1 2025vs Q1 2024$984.9MM$840.4MM
Equity CapitalQ1 2025vs Q1 2024$88.1MM$78.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.4MM$5.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.6MM$7.7MM
Real Estate OwnedQ1 2025vs Q1 2024$148K$211K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peach State Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0$100Kids Saving Account
OTHER TIERS: 0.30% → $100+
0.30%$100-Share Account
0.30%$0-Christmas Club Account
0.30%$0-Vacation Club Account
0.30%$0-Other Club Account
0.30%$0-Student Club Account
0.30%$100-Business Savings Account

Peach State Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$100k*-Money Market Account
OTHER TIERS: 1.00% → $0 - $10k | 1.75% → $10k - $25k | 2.25% → $25k - $100k
3.25%*$100k*-Business Money Market Account
OTHER TIERS: 1.00% → $0 - $10k | 1.75% → $10k - $25k | 2.25% → $25k - $100k

Peach State Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Premium Draft Account
0.30%$5k-Business Advantage/Business Select

Peach State Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$10k-1 Year Loyalty Plus Share Certificate
3.85%$1k-1 Year Share Certificate
3.75%$2.5k-1 Year Freedom Share Certificate
3.60%$10k-5 Year Loyalty Plus Share Certificate
3.50%$1k-6 Month Share Certificate
3.50%$10k-4 Year Loyalty Plus Share Certificate
3.45%$10k-2 Year Loyalty Plus Share Certificate
3.40%$10k-3 Year Loyalty Plus Share Certificate
3.35%$1k-5 Year Share Certificate
3.30%$1k-2 Year Share Certificate
3.30%$1k-4 Year Share Certificate
3.20%$1k-3 Year Share Certificate

Peach State Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-1 Year Advantage IRA Share Certificate
3.85%$1k-1 Year IRA Share Certificate
3.60%$1k-5 Year Advantage IRA Share Certificate
3.50%$1k-6 Month IRA Share Certificate
3.35%$1k-5 Year IRA Share Certificate
3.30%$1k-2 Year IRA Share Certificate
3.30%$1k-4 Year IRA Share Certificate
3.25%$0-IRA Club Account
3.20%$1k-3 Year IRA Share Certificate
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