Peach State Federal Credit Union


Overview / Commentary
678-889-4328
1505 Lakes Pkwy Ste 100
Lawrenceville, GA 30043

Peach State Federal Credit Union is headquartered in Lawrenceville and is the 8th largest credit union in the state of Georgia. It is also the 455th largest credit union in the nation. It was established in 1961 and as of June of 2023, it had grown to 233 employees and 69,589 members at 27 locations. Peach State Federal Credit Union's money market rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Peach State Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Chattooga, Clarke, Habersham, Richmond, or Aiken County, South Carolina. Employees of many Select Employer Groups and Boards of Education also qualify.
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Health
B+

Health Grade Components

Overall
NCUA #14676
Year Chartered1961
Employees233
Primary Regulator
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD14.84%
Annual Interest Income$19.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$948.6MM$832.7MM
LoansQ2 2023vs Q2 2022$748.4MM$577.2MM
DepositsQ2 2023vs Q2 2022$788.2MM$763.9MM
Equity CapitalQ2 2023vs Q2 2022$70.9MM$57.6MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$2.8MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.5MM$1.5MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Peach State Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peach State Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%--IRA Club Account
0.30%$100-Share Account
0.30%--Christmas Club Account
0.30%--Vacation Club Account
0.30%--Other Club Account
0.30%--Student Club Account
0.15%$100-Business Savings Account

Peach State Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100k*-Money Market Account
OTHER TIERS: 1.00% Up to $10k | 1.75% $10k - $25k | 2.50% $25k - $100k
0.50%*$100k*-Business Money Market Account
OTHER TIERS: 0.30% Up to $10k | 0.35% $10k - $25k | 0.40% $25k - $100k

Peach State Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Premium Draft Account
0.30%$5k-Business Advantage/Business Select

Peach State Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.40%$10k-1 Year Loyalty Plus Share Certificate
5.25%$1k-1 Year Share Certificate
5.15%$2.5k-1 Year Freedom Share Certificate
4.90%$10k-2 Year Loyalty Plus Share Certificate
4.75%$1k-2 Year Share Certificate
4.45%$10k-3 Year Loyalty Plus Share Certificate
4.25%$1k-3 Year Share Certificate
4.25%$10k-5 Year Loyalty Plus Share Certificate
4.20%$10k-4 Year Loyalty Plus Share Certificate
4.00%$1k-4 Year Share Certificate
4.00%$1k-5 Year Share Certificate
3.50%$1k-6 Month Share Certificate

Peach State Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.40%$1k-1 Year Advantage IRA Share Certificate
5.25%$1k-1 Year IRA Share Certificate
4.75%$1k-2 Year IRA Share Certificate
4.25%$1k-5 Year Advantage IRA Share Certificate
4.25%$1k-3 Year IRA Share Certificate
4.00%$1k-4 Year IRA Share Certificate
4.00%$1k-5 Year IRA Share Certificate
3.50%$1k-6 Month IRA Share Certificate
Locations

Availability



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