Pearl Hawaii Federal Credit Union is headquartered in Waipahu and is the 10th largest credit union in the state of Hawaii. It is also the 754th largest credit union in the nation. It was established in 1937 and as of December of 2022, it had grown to 68 employees and 31,022 members at 6 locations. Pearl Hawaii Federal Credit Union has a B+ health rating.
Pearl Hawaii Federal Credit Union is open to those who live, work, worship, or go to school on O’ahu. Membership is also open to family and household members of those eligible.
See current membership details
I've been a member of Pearl Hawaii Federal Credit Union for nearly 10 years and had no clue that they had CDs until recently. Their rates are some of the highest on Oahu. I had a bunch of short term Certificates at a variety of places and decided to shift them all over. I had no problems and Pearl Hawaii had the best customer service. They were super friendly, answered all of my questions, and my rate is much better than what I was receiving at the other banks. Their mobile services have improved greatly this past year so I don't have to go into one of their many locations. I can literally do everything online... Unlike all of these online companies, I can bank with a place I trust and go in if I need to. I like that reassurance.
Overall | |
---|---|
NCUA # | 1961 |
Year Chartered | 1937 |
Employees | 68 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.36% |
Return on Equity - YTD | 5.28% |
Annual Interest Income | $12.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2022vs Q4 2021 | $453.5MM$465.5MM |
Loans | Q4 2022vs Q4 2021 | $244.0MM$235.4MM |
Deposits | Q4 2022vs Q4 2021 | $418.9MM$420.0MM |
Equity Capital | Q4 2022vs Q4 2021 | $31.5MM$42.6MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $1.3MM$1.2MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $946.00K$1.1MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Pearl Hawaii Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.25%* | - | $10k | Kasasa Reward Checking | ||
OTHER TIERS: 0.25% → $10k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.00% | $1k | - | 14 Month CD Special | |
1.25% | $1k | - | 20 Month CD Special | |
0.65% | $1k | - | 3 Year CD | |
0.50% | $1k | - | 2 Year CD | |
0.45% | $1k | - | 1 Year CD | |
0.25% | $1k | - | 6 Month CD | |
0.20% | $1k | - | 30 Day - 179 Day |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.00% | $1k | - | 14 Month IRA Special | |
1.25% | $1k | - | 20 Month IRA Special | |
0.65% | $1k | - | 3 Year IRA CD | |
0.50% | $1k | - | 2 Year IRA CD | |
0.45% | $1k | - | 1 Year IRA CD |
Pearl Hawaii Federal Credit Union Locations | ||
---|---|---|
Branch Office | 1580 Makaloa St | Honolulu, HI 96814 |
Branch Office | 585 Port Royal St | Honolulu, HI 96818 |
Branch Office | 94-449 Ukee St | Waipahu, HI 96797 |
Branch Office | 550 Paiea St Ste 128 | Honolulu, HI 96819 |
Branch Office | 91-1401 Fort Weaver Rd Ste A102 | Ewa Beach, HI 96706-2268 |
Branch Office | 85-866 Farrington Hwy | Waianae, HI 96792 |