Pearl Hawaii Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.00% | 1-year CD | |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
| 2.00% | 2-year CD | 1.67% - National Average |
Pearl Hawaii Federal Credit Union is headquartered in Waipahu and is the 10th largest credit union in the state of Hawaii. It is also the 695th largest credit union in the nation. It was established in 1937 and as of December of 2018, it had grown to 71 employees and 29,037 members at 6 locations. Pearl Hawaii Federal Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school on O’ahu. Membership is also open to family and household members of those eligible.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1961 |
| Year Chartered | 1937 |
| Employees | 71 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.15% |
| Return on Equity - YTD | 12.52% |
| Annual Interest Income | $10.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $371.1MM$344.6MM |
| Loans | Q4 2018vs Q4 2017 | $152.3MM$139.9MM |
| Deposits | Q4 2018vs Q4 2017 | $335.3MM$311.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $34.1MM$31.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.4MM$951.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $419.00K$546.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Pearl Hawaii Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Pearl Hawaii Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | IRA Savings | |
| 0.20% | $2.5k | - | Jumbo Savings | |
| 0.10% | - | - | Regular Share Savings | |
| 0.10% | - | - | Christmas Savings | |
| 0.10% | - | - | Children's Savings |
Pearl Hawaii Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 2 Year CD Special | |
| 2.00% | $1k | - | 3 Year CD Special | |
| 1.00% | $1k | - | 1 Year CD | |
| 0.75% | $1k | - | 6 Month CD | |
| 0.30% | $1k | - | 30 Day - 179 Day |
Pearl Hawaii Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 2 Year IRA Special | |
| 2.00% | $1k | - | 3 Year IRA Special | |
| 1.00% | $1k | - | 1 Year IRA CD |
| Pearl Hawaii Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1580 Makaloa St | Honolulu, HI 96814 |
| Branch Office | 585 Port Royal St | Honolulu, HI 96818 |
| Branch Office | 94-449 Ukee St | Waipahu, HI 96797 |
| Branch Office | 550 Paiea St Ste 128 | Honolulu, HI 96819 |
| Branch Office | 91-1401 Fort Weaver Rd A102 | Ewa Beach, HI 96706-2253 |
| Branch Office | 85-866 Farrington Hwy | Waianae, HI 96792 |