Pearl Hawaii Federal Credit Union


Overview / Commentary
808-737-4328
94-449 Ukee St
Waipahu, HI 96797

Pearl Hawaii Federal Credit Union is headquartered in Waipahu and is the 10th largest credit union in the state of Hawaii. It is also the 713th largest credit union in the nation. It was established in 1937 and as of December of 2019, it had grown to 74 employees and 29,628 members at 6 locations. Pearl Hawaii Federal Credit Union has an A health rating.

Field of Membership Restrictions

Pearl Hawaii Federal Credit Union is open to those who live, work, worship, or go to school on O’ahu. Membership is also open to family and household members of those eligible.
See current membership details

Reviews (1)

Best CD Rates

Posted by: |

I've been a member of Pearl Hawaii Federal Credit Union for nearly 10 years and had no clue that they had CDs until recently. Their rates are some of the highest on Oahu. I had a bunch of short term Certificates at a variety of places and decided to shift them all over. I had no problems and Pearl Hawaii had the best customer service. They were super friendly, answered all of my questions, and my rate is much better than what I was receiving at the other banks. Their mobile services have improved greatly this past year so I don't have to go into one of their many locations. I can literally do everything online... Unlike all of these online companies, I can bank with a place I trust and go in if I need to. I like that reassurance.



Health

Health Grade Components

Overall
NCUA #1961
Year Chartered1937
Employees74
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.67%
Annual Interest Income$11.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$376.4MM$371.1MM
LoansQ4 2019vs Q4 2018$166.3MM$152.3MM
DepositsQ4 2019vs Q4 2018$333.7MM$335.3MM
Equity CapitalQ4 2019vs Q4 2018$40.3MM$34.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.4MM$1.4MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$674.00K$419.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Pearl Hawaii Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pearl Hawaii Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$20kKasasa Saver
OTHER TIERS: 0.25% $20k+
0.20%--IRA Savings
0.20%$2.5k-Jumbo Savings
0.10%$5-Regular Share Savings
0.10%--Christmas Savings
0.10%$5-Momi's Money (Children's Savings)

Pearl Hawaii Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kKasasa Reward Checking
OTHER TIERS: 0.25% $10k+

Pearl Hawaii Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$1k-3 Year CD
1.00%$1k-2 Year CD
0.80%$1k-1 Year CD
0.50%$1k-6 Month CD
0.30%$1k-30 Day - 179 Day

Pearl Hawaii Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$1k-3 Year IRA CD
1.00%$1k-2 Year IRA CD
0.80%$1k-1 Year IRA CD
Locations


Pearl Hawaii Federal Credit Union Locations
Branch Office1580 Makaloa StHonolulu, HI 96814
Branch Office585 Port Royal StHonolulu, HI 96818
Branch Office94-449 Ukee StWaipahu, HI 96797
Branch Office550 Paiea St Ste 128Honolulu, HI 96819
Branch Office91-1401 Fort Weaver Rd Ste A102Ewa Beach, HI 96706-2268
Branch Office85-866 Farrington HwyWaianae, HI 96792

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