Overview / Commentary
Pearl Hawaii Federal Credit Union is headquartered in Waipahu and is the 10th largest credit union in the state of Hawaii. It is also the 755th largest credit union in the nation. It was established in 1937 and as of September of 2024, it had grown to 70 employees and 32,016 members at 6 locations. Pearl Hawaii Federal Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Pearl Hawaii Federal Credit Union is open to those who live, work, worship, or go to school on O’ahu. Membership is also open to family and household members of those eligible.
See current membership details
Health
A
Data as of Q3 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1961 |
| Year Chartered | 1937 |
| Employees | 70 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.44% |
| Return on Equity - YTD | 4.85% |
| Annual Interest Income | $12.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $475.4MM$436.6MM |
| Loans | Q3 2024vs Q3 2023 | $252.3MM$254.2MM |
| Deposits | Q3 2024vs Q3 2023 | $428.8MM$400.3MM |
| Equity Capital | Q3 2024vs Q3 2023 | $42.5MM$32.9MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $1.6MM$1.5MM |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $1.7MM$964K |
| Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |