Pearl Hawaii Federal Credit Union is headquartered in Waipahu and is the 10th largest credit union in the state of Hawaii. It is also the 727th largest credit union in the nation. It was established in 1937 and as of June of 2020, it had grown to 71 employees and 30,021 members at 6 locations. Pearl Hawaii Federal Credit Union has an A+ health rating.
Pearl Hawaii Federal Credit Union is open to those who live, work, worship, or go to school on O’ahu. Membership is also open to family and household members of those eligible.
See current membership details
I've been a member of Pearl Hawaii Federal Credit Union for nearly 10 years and had no clue that they had CDs until recently. Their rates are some of the highest on Oahu. I had a bunch of short term Certificates at a variety of places and decided to shift them all over. I had no problems and Pearl Hawaii had the best customer service. They were super friendly, answered all of my questions, and my rate is much better than what I was receiving at the other banks. Their mobile services have improved greatly this past year so I don't have to go into one of their many locations. I can literally do everything online... Unlike all of these online companies, I can bank with a place I trust and go in if I need to. I like that reassurance.
|Return on Assets - YTD||0.24%|
|Return on Equity - YTD||2.06%|
|Annual Interest Income||$5.9MM|
|Assets and Liabilities|
|Assets||Q2 2020vs Q2 2019||$405.4MM$377.2MM|
|Loans||Q2 2020vs Q2 2019||$170.0MM$158.8MM|
|Deposits||Q2 2020vs Q2 2019||$358.0MM$335.6MM|
|Equity Capital||Q2 2020vs Q2 2019||$45.0MM$39.8MM|
|Loan Loss Allowance||Q2 2020vs Q2 2019||$1.5MM$1.4MM|
|Unbacked Noncurrent Loans||Q2 2020vs Q2 2019||$818.00K$436.00K|
|Real Estate Owned||Q2 2020vs Q2 2019||$0$0|
Rates for Pearl Hawaii Federal Credit Union are currently being reviewed.
|Pearl Hawaii Federal Credit Union Locations|
|Branch Office||1580 Makaloa St||Honolulu, HI 96814|
|Branch Office||585 Port Royal St||Honolulu, HI 96818|
|Branch Office||94-449 Ukee St||Waipahu, HI 96797|
|Branch Office||550 Paiea St Ste 128||Honolulu, HI 96819|
|Branch Office||91-1401 Fort Weaver Rd Ste A102||Ewa Beach, HI 96706-2268|
|Branch Office||85-866 Farrington Hwy||Waianae, HI 96792|