Featured Savings Rates
Featured Accounts
Overview / Commentary
94-449 Ukee St
Waipahu, HI 96797

Pearl Hawaii Federal Credit Union is headquartered in Waipahu and is the 10th largest credit union in the state of Hawaii. It is also the 716th largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 64 employees and 23,996 members at 5 locations. Pearl Hawaii Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school on O’ahu. Membership is also open to family and household members of those eligible.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #1961
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.3%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$344.6MM$344.7MM
LoansQ4 2017vs Q4 2016$139.9MM$147.0MM
DepositsQ4 2017vs Q4 2016$311.8MM$312.4MM
Equity CapitalQ4 2017vs Q4 2016$31.8MM$31.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$951.00K$976.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$546.00K$433.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Pearl Hawaii Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Pearl Hawaii Federal Credit Union Savings Account Rates

0.20%--IRA Savings
0.20%$2,500-Jumbo Savings
0.10%--Regular Share Savings
0.10%--Christmas Savings
0.10%--Children's Savings

Pearl Hawaii Federal Credit Union CD Rates

1.35%$1k-3 Year CD
1.20%$1k-2 Year CD
1.00%$1k-1 Year
0.75%$1k-6 Month CD
0.30%$1k-30 Days - 179 Days

Pearl Hawaii Federal Credit Union IRA Rates

1.35%$1k-3 Year IRA CD
1.20%$1k-2 Year IRA CD
1.00%$1k-1 Year IRA CD

Pearl Hawaii Federal Credit Union Locations
Branch Office1580 Makaloa StHonolulu, HI 96814
Branch Office585 Port Royal StHonolulu, HI 96818
Branch Office94-449 Ukee StWaipahu, HI 96797
Branch Office550 Paiea St Ste 128Honolulu, HI 96819
Branch Office91-1401 Fort Weaver Rd A102Ewa Beach, HI 96706-2253