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Pee Dee Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.pdfcu.org
843-669-0461
305 W Pine St
Florence, SC 29501

Pee Dee Federal Credit Union is headquartered in Florence and is the 34th largest credit union in the state of South Carolina. It is also the 2,601st largest credit union in the nation. It was established in 1976 and as of March of 2025, it had grown to 13 employees and 4,711 members at 1 location. Pee Dee Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Pee Dee Federal Credit Union is open to those who live, work, worship, or attend school in Florence County, South Carolina.
See current membership details

Reviews

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Health
B

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pee Dee Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #22530
Year Chartered1976
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD2.9%
Annual Interest Income$488K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$41.5MM$42.3MM
LoansQ1 2025vs Q1 2024$17MM$14.3MM
DepositsQ1 2025vs Q1 2024$31.6MM$32.7MM
Equity CapitalQ1 2025vs Q1 2024$9.6MM$9.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$85K$88K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$28K$8K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Pee Dee Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-Regular Share Savings
0.20%$0-Christmas Club
0.20%$5-Petey's Kids Club

Pee Dee Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-Money Market Checking

Pee Dee Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Share Draft (Checking)

Pee Dee Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-36 Month Share Certificate
0.50%$500-24 Month Share Certificate
0.45%$500-18 Month Share Certificate
0.35%$500-12 Month Share Certificate
0.25%$500-6 Month Share Certificate
0.20%$500-91 Day Share Certificate

Pee Dee Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-36 Month IRA Certificate
0.50%$500-24 Month IRA Certificate
0.45%$500-18 Month IRA Certificate
0.40%$0-IRA Savings
0.35%$500-12 Month IRA Certificate
Locations


Pee Dee Federal Credit Union Locations
Branch Office305 W Pine StFlorence, SC 29501

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