Pendleton Community Bank

Overview / Commentary
128 North Main Street
Franklin, WV 26807

Pendleton Community Bank is headquartered in FRANKLIN and is the 7th largest bank in the state of West Virginia. It is also the 1,312th largest bank in the nation. It was established in 1925 and as of March of 2023, it had grown to 138 employees at 13 locations. Pendleton Community Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #6176
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD11.78%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$697.7MM$642.2MM
LoansQ1 2023vs Q1 2022$533.6MM$385.3MM
DepositsQ1 2023vs Q1 2022$600.3MM$582.4MM
Equity CapitalQ1 2023vs Q1 2022$50.3MM$50.7MM
Loan Loss AllowanceQ1 2023vs Q1 2022$3.7MM$3.2MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$759.00K$202.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$614.00K
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Pendleton Community Bank Savings Account Rates

1.00%*-$50kKasasa Saver
OTHER TIERS: 0.47% $50k+

Pendleton Community Bank Checking Account Rates

4.00%*-$10kKasasa Cash
OTHER TIERS: 0.45% $10k+


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