Pendleton Community Bank

Overview / Commentary
128 North Main Street
Franklin, WV 26807

Pendleton Community Bank is headquartered in Franklin and is the 10th largest bank in the state of West Virginia. It is also the 1,605th largest bank in the nation. It was established in 1925 and as of December of 2020, it had grown to 118 employees at 10 locations. Pendleton Community Bank has an A health rating.


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Health Grade Components

FDIC Certificate #6176
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.2%
Annual Interest Income$20.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$515.1MM$442.2MM
LoansQ4 2020vs Q4 2019$370.5MM$325.2MM
DepositsQ4 2020vs Q4 2019$457.7MM$390.0MM
Equity CapitalQ4 2020vs Q4 2019$49.6MM$45.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$3.2MM$3.0MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$769.00K$4.3MM
Real Estate OwnedQ4 2020vs Q4 2019$1.2MM$687.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pendleton Community Bank Savings Account Rates

0.25%*-$50kKasasa Saver
OTHER TIERS: 0.10% $50k+

Pendleton Community Bank Checking Account Rates

1.25%*-$10kKasasa Cash
OTHER TIERS: 0.10% $10k+

Cities: Beckley, Franklin, Harrisonburg, Marlinton, Moorefield, Mount Hope, Oak Hill, Petersburg, Wardensville

Beckley Branches
Beckley Branch204 Pinewood DriveBeckley, WV 25801

Franklin Branches
Pendleton Community Bank, Inc.128 North Main StreetFranklin, WV 26807

Harrisonburg Branches
Harrisonburg Branch41 Monte Vista DrHarrisonburg, VA 22802
Harrisonburg Downtown Branch57 South Main StreetHarrisonburg, VA 22801

Marlinton Branches
Marlinton Branch19180 Seneca TrailMarlinton, WV 24954

Moorefield Branches
Moorefield Branch402 South Main StreetMoorefield, WV 26836

Mount Hope Branches
Mount Hope Branch602 Main StreetMount Hope, WV 25880

Oak Hill Branches
Oak Hill Branch835 East Main StreetOak Hill, WV 25901

Petersburg Branches
Petersburg Branch102 Virginia AvenuePetersburg, WV 26847

Wardensville Branches
Wardensville Branch25 West Main StreetWardensville, WV 26851

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