Pendleton Community Bank

Overview / Commentary
128 North Main Street
Franklin, WV 26807

Pendleton Community Bank is headquartered in FRANKLIN and is the 7th largest bank in the state of West Virginia. It is also the 1,254th largest bank in the nation. It was established in 1925 and as of September of 2023, it had grown to 139 employees at 14 locations. Pendleton Community Bank has an A health rating.


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Health Grade Components

FDIC Certificate #6176
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD11.9%
Annual Interest Income$25.6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$749.2MM$643.5MM
LoansQ3 2023vs Q3 2022$589.8MM$453.4MM
DepositsQ3 2023vs Q3 2022$635MM$586.6MM
Equity CapitalQ3 2023vs Q3 2022$50.7MM$47.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$4MM$3.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$593K$672K
Real Estate OwnedQ3 2023vs Q3 2022$0$66K
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Pendleton Community Bank Savings Account Rates

1.00%*-$50kKasasa Saver
OTHER TIERS: 0.10% $50k+

Pendleton Community Bank Checking Account Rates

4.00%*-$10kKasasa Cash
OTHER TIERS: 0.45% $10k+


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