Peninsula Credit Union

Overview / Commentary

www.pcfcu.org

360-426-1601

521 W Railroad Ave
Shelton, WA 98584-3520

Peninsula Credit Union is headquartered in Shelton and is the 32^nd largest credit union in the state of Washington. It is also the 1,031^st largest credit union in the nation. It was established in 1935 and as of June of 2022, it had grown to 63 employees and 20,485 members at 5 locations. Peninsula Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership to Peninsula Credit Union is offered to those who work, worship, go to school or live in Clallam, Grays Harbor, Jefferson, Kitsap or Mason Counties.
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Health

B+

Data as of Q2 2022

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Health Grade Components

Overall
NCUA #	665
Year Chartered	1935
Employees	63
Primary Regulator

Profit Margin
Return on Assets - YTD	1.11%
Return on Equity - YTD	15.28%
Annual Interest Income	$4.9MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$284.4MM$266.0MM
Loans	Q2 2022vs Q2 2021	$177.2MM$152.0MM
Deposits	Q2 2022vs Q2 2021	$257.9MM$243.3MM
Equity Capital	Q2 2022vs Q2 2021	$20.5MM$20.6MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$924.00K$947.00K
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$1.2MM$955.00K
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peninsula Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	-	-	Basic Savings IRA
0.05%	$100	-	Savings Account

Peninsula Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	-	Shares Plus- Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.12% → $10k - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k

Peninsula Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%	-	$10k	Vista Premier Checking Account
1.00%	-	$10k	Vista Basic Checking Account

Peninsula Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$500	-	36 Month Certificate
1.10%	$100	-	Youth 36 Month Certificate
1.05%	$500	-	30 Month Bump-Rate Certificate
1.05%	$100	-	Youth 30 Month Bump-Rate Certificate
1.00%	$500	-	24 Month Certificate
1.00%	$500	-	26 Month Add-on Certificate
1.00%	$500	-	48 Month Certificate
1.00%	$500	-	60 Month Certificate
1.00%	$100	-	Youth 24 Month Certificate
1.00%	$100	-	Youth 26 Month Add-on Certificate
1.00%	$100	-	Youth 48 Month Certificate
1.00%	$100	-	Youth 60 Month Certificate
0.65%	$500	-	18 Month Certificate
0.65%	$100	-	Youth 18 Month Certificate
0.60%	$500	-	12 Month Certificate
0.60%	$25	$3k	12 Month Save To Win Certificate
0.60%	$100	-	Youth 12 Month Certificate
0.40%	$500	-	6 Month Certificate
0.40%	$100	-	Youth 6 Month Certificate

Peninsula Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$500	-	36 Month IRA Certificate
1.05%	$500	-	30 Month Bump-Rate IRA Certificate
1.00%	$500	-	24 Month IRA Certificate
1.00%	$500	-	26 Month Add-on IRA Certificate
1.00%	$500	-	48 Month IRA Certificate
1.00%	$500	-	60 Month IRA Certificate
0.65%	$500	-	18 Month IRA Certificate
0.60%	$500	-	12 Month IRA Certificate
0.40%	$500	-	6 Month IRA Certificate

Locations

Peninsula Credit Union Locations
Branch Office	1250 W Sims Way	Port Townsend, WA 98368
Branch Office	521 W Railroad Ave	Shelton, WA 98584-3520
Branch Office	1081 Bethel Ave	Port Orchard, WA 98366-4207
Branch Office	21505 Market Pl NW Ste 109	Poulsbo, WA 98370-6635
Branch Office	23550 NE State Route 3	Belfair, WA 98528

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