Peninsula Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pcfcu.org

360-426-1601

521 W Railroad Ave
Shelton, WA 98584

Peninsula Credit Union is headquartered in Shelton and is the 30^th largest credit union in the state of Washington. It is also the 1,042^nd largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 68 employees and 21,372 members at 5 locations. Peninsula Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership to Peninsula Credit Union is offered to those who live, work, worship, or attend school in the Washington counties of Clallam, Grays Harbor, Jefferson, Kitsap, or Mason.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	665
Year Chartered	1935
Employees	68
Primary Regulator

Profit Margin
Return on Assets - YTD	0.51%
Return on Equity - YTD	5.81%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$297MM$296.4MM
Loans	Q1 2025vs Q1 2024	$194MM$188.4MM
Deposits	Q1 2025vs Q1 2024	$263.7MM$268.1MM
Equity Capital	Q1 2025vs Q1 2024	$26MM$22.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.2MM$2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.6MM$1.8MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Peninsula Credit Union are currently being reviewed.

Locations

Peninsula Credit Union Locations
Branch Office	1250 W Sims Way	Port Townsend, WA 98368
Branch Office	521 W Railroad Ave	Shelton, WA 98584-3520
Branch Office	1081 Bethel Ave	Port Orchard, WA 98366-4207
Branch Office	21505 Market Pl NW Ste 109	Poulsbo, WA 98370-6635
Branch Office	23550 NE State Route 3	Belfair, WA 98528

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