Peninsula Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.45% | 5-year CD | |
| 0.75% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.25% | Savings | 2.00% - Ally Bank Online Savings Account |
Peninsula Federal Credit Union is headquartered in Escanaba and is the 64th largest credit union in the state of Michigan. It is also the 1,144th largest credit union in the nation. It was established in 1941 and as of September of 2018, it had grown to 50 employees and 11,759 members at 3 locations. Peninsula Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in, or businesses and other legal entities located in Delta, Menominee, and Schoolcraft Counties in Michigan.
See current membership details
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Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4291 |
| Year Chartered | 1941 |
| Employees | 50 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 10.34% |
| Annual Interest Income | $5.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $174.5MM$155.4MM |
| Loans | Q3 2018vs Q3 2017 | $143.8MM$128.2MM |
| Deposits | Q3 2018vs Q3 2017 | $155.4MM$138.0MM |
| Equity Capital | Q3 2018vs Q3 2017 | $18.4MM$16.7MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $594.00K$488.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $917.00K$642.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $138.00K$31.00K |
Always verify rates and promotions with the bank or credit union. We are not Peninsula Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Peninsula Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.05% | - | - | Coverdell IRA (Education IRA) | |
| 1.05% | - | - | Traditional IRA | |
| 1.05% | - | - | Roth Conversion IRA | |
| 1.05% | - | - | Roth IRA | |
| 0.25% | $5 | - | Share Account |
Peninsula Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | $500k* | - | Money Market | ||
| OTHER TIERS: 0.25% → Up to $10k | 1.10% → $10k - $25k | 1.25% → $25k - $50k | 1.35% → $50k - $500k | |||||
Peninsula Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Share Draft |
Peninsula Federal Credit Union CD Rates
Peninsula Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.60% | $1k | - | 60 Month IRA | |
| 3.45% | $1k | - | 48 Month IRA | |
| 3.30% | $1k | - | 36 Month IRA | |
| 3.15% | $1k | - | 30 Month IRA | |
| 3.00% | $1k | - | 24 Month IRA | |
| 2.75% | $1k | - | 18 Month IRA | |
| 2.25% | $1k | - | 12 Month IRA |
| Peninsula Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 301 N 30th St | Escanaba, MI 49829-1381 |
| Branch Office | 3700 10th St | Menominee, MI 49858-1511 |
| Branch Office | 7126 Co 426 Rd | Escanaba, MI 49829 |