Peninsula Federal Credit Union is headquartered in Escanaba and is the 63rd largest credit union in the state of Michigan. It is also the 1,096th largest credit union in the nation. It was established in 1941 and as of September of 2020, it had grown to 56 employees and 12,861 members at 3 locations. Peninsula Federal Credit Union has an A health rating.
Membership is open to those who live, work, worship, volunteer or attend school in, or businesses and other legal entities located in Delta, Menominee, and Schoolcraft Counties in Michigan.
See current membership details
Overall | |
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NCUA # | 4291 |
Year Chartered | 1941 |
Employees | 56 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.41% |
Return on Equity - YTD | 4.3% |
Annual Interest Income | $7.0MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $218.5MM$195.4MM |
Loans | Q3 2020vs Q3 2019 | $182.8MM$155.2MM |
Deposits | Q3 2020vs Q3 2019 | $196.8MM$174.5MM |
Equity Capital | Q3 2020vs Q3 2019 | $20.7MM$19.9MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $1.6MM$984.00K |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $932.00K$1.8MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $85.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Peninsula Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | - | - | Coverdell IRA | |
0.40% | - | - | Traditional IRA | |
0.40% | - | - | Roth Conversion IRA | |
0.40% | - | - | Roth IRA | |
0.10% | $5 | - | Share Account | |
0.10% | - | - | HSA Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $500k* | - | Money Market | ||
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $500k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Share Draft |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.20% | $1k | - | 60 Month IRA | |
1.10% | $1k | - | 48 Month IRA | |
1.00% | $1k | - | 36 Month IRA | |
0.85% | $1k | - | 30 Month IRA | |
0.75% | $1k | - | 24 Month IRA | |
0.65% | $1k | - | 18 Month IRA | |
0.55% | $1k | - | 12 Month IRA |
Peninsula Federal Credit Union Locations | ||
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Branch Office | 301 N 30th St | Escanaba, MI 49829-1381 |
Branch Office | 3700 10th St | Menominee, MI 49858-1511 |
Branch Office | 7126 Co 426 Rd | Escanaba, MI 49829 |