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Peninsula Federal Credit Union


Overview / Commentary
www.peninsulafcu.com
906-789-6400
301 N 30th St
Escanaba, MI 49829-1381

Peninsula Federal Credit Union is headquartered in Escanaba and is the 63rd largest credit union in the state of Michigan. It is also the 1,097th largest credit union in the nation. It was established in 1941 and as of June of 2020, it had grown to 55 employees and 12,744 members at 3 locations. Peninsula Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in, or businesses and other legal entities located in Delta, Menominee, and Schoolcraft Counties in Michigan.
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Health
A

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #4291
Year Chartered1941
Employees55
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.48%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$215.8MM$195.5MM
LoansQ2 2020vs Q2 2019$176.7MM$153.2MM
DepositsQ2 2020vs Q2 2019$194.1MM$174.5MM
Equity CapitalQ2 2020vs Q2 2019$20.2MM$19.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.6MM$766.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$918.00K$1.5MM
Real Estate OwnedQ2 2020vs Q2 2019$110.00K$20.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peninsula Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Coverdell IRA
0.50%--Traditional IRA
0.50%--Roth Conversion IRA
0.50%--Roth IRA
0.10%$5-Share Account
0.10%--HSA Account

Peninsula Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$500k*-Money Market
OTHER TIERS: 0.10% → Up to $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $500k

Peninsula Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft

Peninsula Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$1k-60 Month CD
1.20%$1k-48 Month CD
1.20%$1k-60 Month Jump CD
1.05%$1k-48 Month Jump CD
1.00%$1k-36 Month CD
0.95%$1k-30 Month CD
0.90%$1k-24 Month CD
0.85%$1k-36 Month Jump CD
0.80%$1k-18 Month CD
0.80%$1k-30 Month Jump CD
0.75%$1k-24 Month Jump CD
0.65%$1k-12 Month CD
0.65%$1k-18 Month Jump CD
0.65%$100-12 Month Youth Jump CD
0.45%$1k-12 Month Jump CD
0.40%$100-6 Month Youth CD
0.40%$1k-6 Month CD
0.25%$400-4 Month CD
0.25%$25-Save 2 Win CD

Peninsula Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-60 Month IRA
1.20%$1k-48 Month IRA
1.00%$1k-36 Month IRA
0.95%$1k-30 Month IRA
0.90%$1k-24 Month IRA
0.80%$1k-18 Month IRA
0.65%$1k-12 Month IRA
Locations


Peninsula Federal Credit Union Locations
Branch Office301 N 30th StEscanaba, MI 49829-1381
Branch Office3700 10th StMenominee, MI 49858-1511
Branch Office7126 Co 426 RdEscanaba, MI 49829

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