Peninsula Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.25%	5-year CD	60 Month Jump CD 2.35% - Synchrony Bank 60 Month CD
1.20%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Share Account 1.20% - Synchrony Bank High Yield Savings

View all Peninsula Federal Credit Union rates »

Overview / Commentary

peninsulafcu.com

906-789-6400

301 N 30th St
Escanaba, MI 49829-1381

Peninsula Federal Credit Union is headquartered in Escanaba and is the 74^th largest credit union in the state of Michigan. It is also the 1,265^th largest credit union in the nation. It was established in 1941 and as of March of 2017, it had grown to 42 employees and 10,780 members at 3 locations. Peninsula Federal Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in, or businesses and other legal entities located in Delta, Menominee, and Schoolcraft Counties in Michigan.
See current membership details

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Health

A

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	4291
Year Chartered	1941
Employees	42
Primary Regulator

Profit Margin
Return on Assets - YTD	0.36%
Return on Equity - YTD	3.2%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$146.5MM$131.5MM
Loans	Q1 2017vs Q1 2016	$115.3MM$100.1MM
Deposits	Q1 2017vs Q1 2016	$129.7MM$114.4MM
Equity Capital	Q1 2017vs Q1 2016	$16.2MM$15.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$446.00K$296.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$598.00K$510.00K
Real Estate Owned	Q1 2017vs Q1 2016	$31.00K$37.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peninsula Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	-	-	Coverdell IRA (Education IRA)
0.85%	-	-	Traditional IRA
0.85%	-	-	Roth Conversion IRA
0.85%	-	-	Roth IRA
0.10%	-	-	Share Account

Peninsula Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%^*	$50k^*	-	Money Market
OTHER TIERS: 0.10% → Up to $10k \| 0.45% → $10k - $25k \| 0.55% → $25k - $50k

Peninsula Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Share Draft

Peninsula Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.40%	$1k	-	60 Month CD
2.25%	$1k	-	60 Month Jump CD
2.20%	$1k	-	48 Month CD
2.05%	$1k	-	48 Month Jump CD
2.00%	$1k	-	36 Month CD
1.85%	$1k	-	36 Month Jump CD
1.80%	$1k	-	30 Month CD
1.65%	$1k	-	30 Month Jump CD
1.60%	$1k	-	24 Month CD
1.45%	$1k	-	24 Month Jump CD
1.40%	$1k	-	18 Month CD
1.25%	$1k	-	18 Month Jump CD
1.20%	$1k	-	12 Month CD
1.00%	$200	-	6 Month Youth CD
1.00%	$1k	-	6 Month CD
0.85%	$400	-	4 Month CD
0.50%	$25	-	Save 2 Win CD

Peninsula Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.60%	$1k	-	24 Month IRA
1.20%	$1k	-	12 Month IRA

Locations

Peninsula Federal Credit Union Locations
Branch Office	301 N 30th St	Escanaba, MI 49829-1381
Branch Office	3700 10th St	Menominee, MI 49858-1511
Branch Office	7126 Co 426 Rd	Escanaba, MI 49829