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Penn State Federal Credit Union


Overview / Commentary
www.pennstatefederal.com
814-865-7728
123 Amberleigh Ln
Bellefonte, PA 16823

Penn State Federal Credit Union is headquartered in Bellefonte and is the 37th largest credit union in the state of Pennsylvania. It is also the 1,088th largest credit union in the nation. It was established in 1959 and as of June of 2024, it had grown to 43 employees and 14,601 members at 2 locations. Penn State Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Penn State Federal Credit Union is open to employees, retirees, students, or alumni of Penn State University or employees of more than 90 select organizations.
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Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #12729
Year Chartered1959
Employees43
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD14.34%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$263.7MM$238.9MM
LoansQ2 2024vs Q2 2023$119.9MM$112.1MM
DepositsQ2 2024vs Q2 2023$218MM$218.3MM
Equity CapitalQ2 2024vs Q2 2023$24MM$19.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$982K$829K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$580K$704K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Penn State Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Penn State Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%$100-Basic Share Savings
0.38%$5-Kid's Club
0.38%$5-Teen Club
0.38%$100-Vacation Club Account
0.38%$100-Special Account
0.38%$100-Accumulative IRA
0.38%$100-Holiday Club Account
0.38%$100-Basic Business Share Savings

Penn State Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$100k*-Money Market
OTHER TIERS: 0.35% → $0 - $2.5k | 0.50% → $2.5k - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.95% → $50k - $100k

Penn State Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%$2k-Premier Checking
0.11%$2k-Non-Profit Organizational Checking
0.11%*$25k*-Deluxe Business Checking
OTHER TIERS: 0.09% → $5k - $15k | 0.10% → $15k - $25k

Penn State Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month Certificate
4.00%$250-6 Month Youth Certificate
4.00%$500-Business 6 Month Certificate
3.88%$500-9 Month Certificate
3.88%$250-9 Month Youth Certificate
3.88%$500-Business 9 Month Certificate
3.75%$500-12 Month Certificate
3.75%$250-12 Month Youth Certificate
3.75%$500-Business 12 Month Certificate
3.50%$500-15 Month Certificate
3.50%$250-15 Month Youth Certificate
3.50%$500-Business 15 Month Certificate
3.25%$500-18 Month Certificate
3.25%$250-18 Month Youth Certificate
3.25%$500-Business 18 Month Certificate
3.00%$500-24 Month Certificate
3.00%$250-24 Month Youth Certificate
3.00%$500-Business 24 Month Certificate
2.75%$500-30 Month Certificate
2.75%$250-30 Month Youth Certificate
2.75%$500-Business 30 Month Certificate
2.50%$500-36 Month Certificate
2.50%$500-48 Month Certificate
2.50%$500-60 Month Certificate
2.50%$250-36 Month Youth Certificate
2.50%$250-48 Month Youth Certificate
2.50%$250-60 Month Youth Certificate
2.50%$500-Business 36 Month Certificate
2.50%$500-Business 48 Month Certificate
2.50%$500-Business 60 Month Certificate

Penn State Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month IRA
3.88%$500-9 Month IRA
3.75%$500-12 Month IRA
3.50%$500-15 Month IRA
3.25%$500-18 Month IRA
3.00%$500-24 Month IRA
2.75%$500-30 Month IRA
2.50%$500-36 Month IRA
2.50%$500-48 Month IRA
2.50%$500-60 Month IRA
Locations


Penn State Federal Credit Union Locations
Branch Office1937 N Atherton StState College, PA 16803-1523
Branch Office123 Amberleigh LnBellefonte, PA 16823

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