Overview / Commentary
Penn State Federal Credit Union is headquartered in Bellefonte and is the 39th largest credit union in the state of Pennsylvania. It is also the 1,117th largest credit union in the nation. It was established in 1959 and as of December of 2024, it had grown to 45 employees and 14,529 members at 2 locations. Penn State Federal Credit Union has an A health rating.
Field of Membership Restrictions
Penn State Federal Credit Union is open to employees, retirees, students, or alumni of Penn State University or employees of more than 90 select organizations.
See current membership details
Health
A
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 12729 |
| Year Chartered | 1959 |
| Employees | 45 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.46% |
| Return on Equity - YTD | 14.13% |
| Annual Interest Income | $11MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $250.9MM$237.8MM |
| Loans | Q4 2024vs Q4 2023 | $119MM$120.1MM |
| Deposits | Q4 2024vs Q4 2023 | $224.5MM$214.1MM |
| Equity Capital | Q4 2024vs Q4 2023 | $25.9MM$22.5MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $994K$880K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $740K$582K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |