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Penn State Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/26/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Overview / Commentary
www.pennstatefederal.com
814-865-7728
123 Amberleigh Ln
Bellefonte, PA 16823

Penn State Federal Credit Union is headquartered in Bellefonte and is the 39th largest credit union in the state of Pennsylvania. It is also the 1,119th largest credit union in the nation. It was established in 1959 and as of September of 2024, it had grown to 44 employees and 14,577 members at 2 locations. Penn State Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Penn State Federal Credit Union is open to employees, retirees, students, or alumni of Penn State University or employees of more than 90 select organizations.
See current membership details

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Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #12729
Year Chartered1959
Employees44
Primary Regulator
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD13.78%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$249.7MM$231.8MM
LoansQ3 2024vs Q3 2023$119.9MM$120.2MM
DepositsQ3 2024vs Q3 2023$220.7MM$211MM
Equity CapitalQ3 2024vs Q3 2023$26.4MM$19.8MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1MM$932K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$757K$744K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/26/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Rates
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Always verify rates and promotions with the bank or credit union. We are not Penn State Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Penn State Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%$100-Basic Share Savings
0.38%$5-Kid's Club
0.38%$5-Teen Club
0.38%$100-Vacation Club Account
0.38%$100-Special Account
0.38%$100-Accumulative IRA
0.38%$100-Holiday Club Account
0.38%$100-Basic Business Share Savings

Penn State Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$100k*-Money Market
OTHER TIERS: 0.35% → $0 - $2.5k | 0.50% → $2.5k - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.95% → $50k - $100k

Penn State Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%$2k-Premier Checking
0.11%$2k-Non-Profit Organizational Checking
0.11%*$25k*-Deluxe Business Checking
OTHER TIERS: 0.09% → $5k - $15k | 0.10% → $15k - $25k

Penn State Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month Certificate
4.00%$250-6 Month Youth Certificate
4.00%$500-Business 6 Month Certificate
3.88%$500-9 Month Certificate
3.88%$250-9 Month Youth Certificate
3.88%$500-Business 9 Month Certificate
3.75%$500-12 Month Certificate
3.75%$250-12 Month Youth Certificate
3.75%$500-Business 12 Month Certificate
3.50%$500-15 Month Certificate
3.50%$250-15 Month Youth Certificate
3.50%$500-Business 15 Month Certificate
3.25%$500-18 Month Certificate
3.25%$250-18 Month Youth Certificate
3.25%$500-Business 18 Month Certificate
3.15%$500-24 Month Certificate
3.15%$500-30 Month Certificate
3.15%$250-24 Month Youth Certificate
3.15%$250-30 Month Youth Certificate
3.15%$500-Business 24 Month Certificate
3.15%$500-Business 30 Month Certificate
3.00%$500-36 Month Certificate
3.00%$250-36 Month Youth Certificate
3.00%$500-Business 36 Month Certificate
2.85%$500-48 Month Certificate
2.85%$250-48 Month Youth Certificate
2.85%$500-Business 48 Month Certificate
2.75%$500-60 Month Certificate
2.75%$250-60 Month Youth Certificate
2.75%$500-Business 60 Month Certificate

Penn State Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month IRA
3.88%$500-9 Month IRA
3.75%$500-12 Month IRA
3.50%$500-15 Month IRA
3.25%$500-18 Month IRA
3.15%$500-24 Month IRA
3.15%$500-30 Month IRA
3.00%$500-36 Month IRA
2.85%$500-48 Month IRA
2.75%$500-60 Month IRA
Locations


Penn State Federal Credit Union Locations
Branch Office1937 N Atherton StState College, PA 16803-1523
Branch Office123 Amberleigh LnBellefonte, PA 16823

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