PennCrest Bank

Overview / Commentary
1201 12th Street
Altoona, PA 16601

PennCrest Bank is headquartered in ALTOONA and is the 100th largest bank in the state of Pennsylvania. It is also the 2,914th largest bank in the nation. It was established in 1939 and as of December of 2023, it had grown to 46 employees at 8 locations. PennCrest Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #30119
Year Established1939
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD2.89%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$220.3MM$221.8MM
LoansQ4 2023vs Q4 2022$146.3MM$142.1MM
DepositsQ4 2023vs Q4 2022$184MM$190.6MM
Equity CapitalQ4 2023vs Q4 2022$27.1MM$25.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$461K$411K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$895K$790K
Real Estate OwnedQ4 2023vs Q4 2022$150K$203K

Rates for PennCrest Bank are currently being reviewed.


PennCrest Bank Locations
Gallitzin Branch117 Chestnut StreetGallitzin, PA 16641
C&g Savings Bank1201 12th StAltoona, PA 16601
Nanty Glo Branch1306 Shoemaker StreetNanty Glo, PA 15943
Altoona Branch3301 Pleasant Valley BoulevardAltoona, PA 16602
408 Allegheny Street Branch408 Allegheny StreetHollidaysburg, PA 16648
Patton Plaza Branch433 Railroad AvePatton, PA 16668
Cresson Br700 Second StreetCresson, PA 16630

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