Pennsylvania State Employees Credit Union

Overview / Commentary
1500 Elmerton Ave
Harrisburg, PA 17110

Pennsylvania State Employees Credit Union is headquartered in Harrisburg and is the largest credit union in the state of Pennsylvania. It is also the 32nd largest credit union in the nation. It was established in 1933 and as of June of 2022, it had grown to 728 employees and 545,917 members at 2 locations. Pennsylvania State Employees Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Pennsylvania State Employees Credit Union is open to all U.S. citizens and resident aliens through membership in the Pennsylvania Recreation & Parks Society ($20 membership fee). Membership is also open to Pennsylvania state or local government employees, municipality or school district employees, students, faculty, staff and alumni of universities in the Pennsylvania State System, and over 1,000 Select Employer Groups.
See current membership details

Related Posts

PSECU 20-Month CD, APY 3.00% - 8/13/2022

PSECU's 20-month promotional CD has a $500 minimum. Disclosures at

PSECU Ups Rates A Little Not Nearly Market Rates - 5/11/2022

I love this credit union. The rates did just jump but only .05 per account. So saving jumped to .30 from .25. Clearly not in the competitive arena. I hope they hurry and catch up before losing deposits here soon. Alt of banks and CU need to start a catch up program

PSECU $300 When You Open A Visa Card - 11/8/2021

This year, unwrap a $300 bonus* when you open a PSECU Visa® credit card, spend $900 in the first 90 days, and meet promo requirements. This is a one-time promotional offer and is limited to PSECU members.

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PSECU - Awesome CSR

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I called PSECU today to set up the add-on feature to my CDs. It was at the end of the day in their CD department, but I was treated like I were their only customer. The CSR was thorough, patient and extremely pleasant. Very happy to park my money with this Credit Union.

PSECU Took The High Road...

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...and I wanted to add my voice to the many that have expressed their admiration and gratitude. My wife and I spent the entirety of Friday 11/8 becoming members. We were approved in the late afternoon, too late for a same-day wire, but we initiated a wire transfer Friday evening to be executed on Tuesday morning. When we heard of the impending rate change on Saturday morning, we tried everything, even a mobile deposit (didn’t work). We’d have felt very burned if PSECU had left us in the cold—and we were well aware that that could happen. But PSECU acted honorably, in the best tradition of how America’s financial system *should* operate. I was reminded of Jimmy Stewart in “It’s A Wonderful Life.” Kudos to the management for a wise decision and to the tireless CSRs who put up with all of us. Reputation matters. PSECU is a five-star outfit.

Great Credit Union

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My wife and I love these people. We opened an account 10 years ago when my son started attending Lock Haven University. LHU is a PSAC university. Their CD rates are consistently higher than anybody else in our state and competitive across the nation. It is easy to transfer funds among accounts. Purchasing, rolling over, and cashing out CDs is very easy to do online. Customer service reps on the phone are knowledgeable and professional. We are loyal members and plan to be for a long time.

Knowlegable, Professional, And Curtious Representatives

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PESCU representatives have been excellent in providing help and accurate answers/information during a time of high demand due to an excellent CD promotion. I opened two accounts and appreciate very much the hard work and courteous, professional attention provided to me by this credit union.



Health Grade Components

NCUA #64131
Year Chartered1933
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD10.36%
Annual Interest Income$139.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$8.32B$7.98B
LoansQ2 2022vs Q2 2021$5.95B$5.22B
DepositsQ2 2022vs Q2 2021$7.53B$7.22B
Equity CapitalQ2 2022vs Q2 2021$744.0MM$730.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$51.3MM$50.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$23.6MM$12.8MM
Real Estate OwnedQ2 2022vs Q2 2021$0$221.00K
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Always verify rates and promotions with the bank or credit union. We are not Pennsylvania State Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pennsylvania State Employees Credit Union Savings Account Rates

1.00%*-$500Youth Savings Program
OTHER TIERS: 0.25% $500+
0.25%--Regular Share Account
0.25%--Vacation Savings Share
0.25%--Christmas Savings Share
0.25%--IRA Savings Account
0.25%--Summer Pay (S5) Account
0.25%$500-Business Regular Share

Pennsylvania State Employees Credit Union Money Market Rates

0.75%*$100k*-Money Market Account
OTHER TIERS: 0.30% $500 - $5k | 0.40% $5k - $20k | 0.50% $20k - $50k | 0.60% $50k - $100k
0.75%*$100k*-Business Money Market
OTHER TIERS: 0.30% $2.5k - $5k | 0.40% $5k - $20k | 0.50% $20k - $50k | 0.60% $50k - $100k

Pennsylvania State Employees Credit Union Checking Account Rates

0.10%--Checking Account
0.10%$2.5k-Business Checking

Pennsylvania State Employees Credit Union CD Rates

3.35%$500-60 Month CD
3.35%$500-Business 60 Month CD
3.30%$500-48 Month CD
3.30%$500-Business 48 Month CD
3.25%$500-36 Month CD
3.25%$500-Business 36 Month CD
3.15%$500-24 Month CD
3.15%$500-Business 24 Month CD
3.00%$500-12 Month CD
3.00%$500-18 Month CD
3.00%$500-Business 12 Month CD
3.00%$500-Business 18 Month CD
2.75%$500-9 Month CD
2.75%$500-Business 9 Month CD
2.25%$500-6 Month CD
2.25%$500-Business 6 Month CD
1.00%$500-3 Month CD
1.00%$500-Business 3 Month CD

Pennsylvania State Employees Credit Union IRA Rates

3.35%$500-60 Month IRA
3.30%$500-48 Month IRA
3.25%$500-36 Month IRA
3.15%$500-24 Month IRA
3.00%$500-12 Month IRA
3.00%$500-18 Month IRA
2.75%$500-9 Month IRA
2.25%$500-6 Month IRA
1.00%$500-3 Month IRA

Pennsylvania State Employees Credit Union Locations
Branch Office121 Strawberry SqHarrisburg, PA 17101
Branch Office1 Credit Union PlHarrisburg, PA 17110

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