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Pennsylvania State Employees Credit Union

Popular Accounts at this Credit Union

2.25%5-year CD60 Months CD
1.00%1-year CD12 Months CD
0.15%SavingsRegular Share Account

Overview / Commentary
1500 Elmerton Ave
Harrisburg, PA 17110

Pennsylvania State Employees Credit Union is headquartered in Harrisburg and is the largest credit union in the state of Pennsylvania. It is also the 31st largest credit union in the nation. It was established in 1933 and as of September of 2017, it had grown to 702 employees and 438,381 members at 22 locations. Pennsylvania State Employees Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Pennsylvania State Employees Credit Union is open to Pennsylvania residents who are members of Pennsylvania Recreation & Parks Society ($20 membership fee). Membership is also open to Pennsylvania state or local government employees, municipality or school district employees, students, faculty, staff and alumni of universities in the Pennsylvania State System, and over 1,000 Select Employer Groups.
See current membership details

Related Posts

$150 Direct Deposit Bonus - PA - 5/22/2017

Saw this at a PSECU branch in Harrisburg, but they have branches throughout PA To receive $150, new members must: join PSECU before 6/30/2017 with a promotional code (FS150); sign up and be approved for Checking, Debit Card and Online Banking; and establish one or more qualifying payroll Direct Deposits that together total $300 per calendar month, recurring monthly, within 90 days of establishing membership. https://www.psecu.com/promo/

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Excellent Account Management Control

At PSECU, I consistently feel able to control my funds. Cash is easily moved between savings, checking, and money market accounts. Savings, Checking, Money Market, and CD rates are fairly competitive compared to major bank institutions and customer support is easily accessible to move funds when CDs mature if you decide not to automatically renew the CD at the same maturity period. I would prefer to see some options to include my own categories for labeling transactions, but this is easily achieved with easy transaction information export. Other than the five dollars that must sit within my savings account as a 'membership fee' of sorts, I don't believe I've ever been charged a fee - I actually tend to receive a yearly bonus when PSECU shares their profits at the beginning of the year, based on what accounts and tools I take advantage of using. It's not a large bonus, but it's certainly appreciated.

Easiest Credit Union to work with

We joined this credit union through our workplace and it has been the easiest credit union to deal with. The customer service is fantastic and locally based. If we ever have any questions or problems, I do not hesitate to call because I know I will be able to understand them when they talk, they will be polite and courteous and will be able to answer and/or fix any problems we may be having. I have since referred my brother and parents to them for auto loans and they are just as pleased with the service as we are. The online features may transactions very easy as well.

Nice credit union

My husband and I have had excellent experiences working with PSECU. This is despite the fact that that we do not have a brick and mortar credit union to go to. Their customer service has been exceptional, and they make it super easy to do long distance banking. They reimburse fees for ATM withdrawals that are taken at other institution's ATMs. One time we had to pay cash for a large purchase, and customer service at PSECU made it super easy by just removing the $300 withdrawal restriction, so we could easily get the cash we needed at the ATM. There aren't any charges for their checks, and we've been with them a long time with no complaints. They've kept up to date with technology, so it's easy to deal with them online, or calling their customer service.

Great Customer Servicse

I really like my credit union. They have some wonderful people working for them. Every branch I enter, I'm greeted warmly and the people are always helpful. I've never had to wait in line more than a couple of minutes. There have been a few times when I needed to call and I received the same level of customer service. While they have an online banking system, it's about the same as any other, I would imagine. I mostly use it to pay a few bills and check my balance.



Health Grade Components

NCUA #64131
Year Chartered1933
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD8.19%
Annual Interest Income$139.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$5.01B$4.70B
LoansQ3 2017vs Q3 2016$3.85B$3.52B
DepositsQ3 2017vs Q3 2016$4.43B$4.17B
Equity CapitalQ3 2017vs Q3 2016$548.4MM$511.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$50.8MM$50.8MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$23.3MM$20.4MM
Real Estate OwnedQ3 2017vs Q3 2016$348.00K$428.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pennsylvania State Employees Credit Union Savings Account Rates

1.50%*-$500Youth Savings Program
OTHER TIERS: 0.15% $500+
0.15%--Regular Share Account
0.15%--Vacation Savings Share
0.15%--Christmas Savings Share
0.15%--IRA Savings Account
0.15%--Summer Pay (S5) Account

Pennsylvania State Employees Credit Union Money Market Rates

0.20%$500-Money Market Account

Pennsylvania State Employees Credit Union Checking Account Rates

0.10%--Checking Account

Pennsylvania State Employees Credit Union CD Rates

2.25%$500-60 Months CD
2.00%$500-48 Months CD
1.75%$500-36 Months CD
1.50%$500-24 Months CD
1.25%$500-18 Months CD
1.00%$500-12 Months CD
0.75%$500-9 Months CD
0.50%$500-6 Months CD
0.25%$500-3 Months CD

Pennsylvania State Employees Credit Union IRA Rates

2.25%$500-60 Months IRA
2.00%$500-48 Months IRA
1.75%$500-36 Months IRA
1.50%$500-24 Months IRA
1.25%$500-18 Months IRA
1.00%$500-12 Months IRA
0.75%$500-9 Months IRA
0.50%$500-6 Months IRA
0.25%$500-3 Months IRA