Pennsylvania State Employees Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.25% | 5-year CD | 60 Months CD 2.25% - Ally Bank High Yield 5 Year CD |
| 1.00% | 1-year CD | 12 Months CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.15% | Savings | Regular Share Account 1.20% - Ally Bank Online Savings Account |
Pennsylvania State Employees Credit Union is headquartered in Harrisburg and is the largest credit union in the state of Pennsylvania. It is also the 28th largest credit union in the nation. It was established in 1933 and as of June of 2017, it had grown to 698 employees and 432,398 members at 22 locations. Pennsylvania State Employees Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Pennsylvania State Employees Credit Union is open to Pennsylvania residents who are members of Pennsylvania Recreation & Parks Society ($20 membership fee). Membership is also open to Pennsylvania state or local government employees, municipality or school district employees, students, faculty, staff and alumni of universities in the Pennsylvania State System, and over 1,000 Select Employer Groups.
See current membership details
Related Posts
PSECU is reliable and convenient
My experience banking with PSECU has been nothing short of flawless. My family has used PSECU to bank for as long as I can remember. My first checking and savings accounts were with PSECU and i have been banking with them ever since (over 20 years). Their customer service representatives are friendly and helpful. Their online banking capabilities have been greatly improved over the last few years and now online banking is simple and convenient. I'd highly recommend PSECU to anyone looking to switch financial institutions. I plan to bank with them forever.
Great Customer Servicse
I really like my credit union. They have some wonderful people working for them. Every branch I enter, I'm greeted warmly and the people are always helpful. I've never had to wait in line more than a couple of minutes. There have been a few times when I needed to call and I received the same level of customer service. While they have an online banking system, it's about the same as any other, I would imagine. I mostly use it to pay a few bills and check my balance.
PSECU for the win
I started banking with them more than ten years ago. The customer service has always been and continues to be the best I've ever dealt with in my experience. They are helpful and knowledgeable. The websit is easy to navigate. I have a checking and savings account with them, and I also got a car loan from them. It was easy to obtain and easy to make monthly payments. I would absolutely use them for a loan again.
PSECU treats their customers like human beings
My experience with Pennsylvania State Employees Credit Union has been nothing but phenomenal, and has confirmed for me that I hope never to do business with any bank other than a SECU if I can help it. PSECU does not find senseless, obnoxious ways to squeeze more and more pennies out of their customers. Their customer service is excellent; it is easy to reach a competent representative without sitting through an insulting Q&A session with a robot. The people I deal with at this institution are actually happy to help with any issues I may have, and if they can't help, they show a genuine interest in finding me someone who can. Overall, the ethos of PSECU is that the money I deposit with them is MY money, not theirs, and that they have an obligation to continually renew the values that earned my business in the first place. Finally, I appreciate that they do not participate in predatory practices that put their customers' money at undue risk. Literally every good thing I've listed here I have found to be absent or the opposite at all other financial institutions I have used throughout my life. PSECU is a breath of fresh air.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64131 |
| Year Chartered | 1933 |
| Employees | 698 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.92% |
| Return on Equity - YTD | 8.59% |
| Annual Interest Income | $90.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $5.05B$4.64B |
| Loans | Q2 2017vs Q2 2016 | $3.71B$3.44B |
| Deposits | Q2 2017vs Q2 2016 | $4.48B$4.11B |
| Equity Capital | Q2 2017vs Q2 2016 | $537.6MM$500.0MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $48.4MM$50.6MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $21.9MM$20.2MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $479.00K$501.00K |
Always verify rates and promotions with the bank or credit union. We are not Pennsylvania State Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Pennsylvania State Employees Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | - | $500 | Youth Savings Program | ||
| OTHER TIERS: 0.15% → $500+ | |||||
| 0.15% | - | - | Regular Share Account | ||
| 0.15% | - | - | Vacation Savings Share | ||
| 0.15% | - | - | Christmas Savings Share | ||
| 0.15% | - | - | IRA Savings Account | ||
| 0.15% | - | - | Summer Pay (S5) Account | ||
Pennsylvania State Employees Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $500 | - | Money Market Account |
Pennsylvania State Employees Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Checking Account |
Pennsylvania State Employees Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 60 Months CD | |
| 2.00% | $500 | - | 48 Months CD | |
| 1.75% | $500 | - | 36 Months CD | |
| 1.50% | $500 | - | 24 Months CD | |
| 1.25% | $500 | - | 18 Months CD | |
| 1.00% | $500 | - | 12 Months CD | |
| 0.75% | $500 | - | 9 Months CD | |
| 0.50% | $500 | - | 6 Months CD | |
| 0.25% | $500 | - | 3 Months CD |
Pennsylvania State Employees Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 60 Months IRA | |
| 2.00% | $500 | - | 48 Months IRA | |
| 1.75% | $500 | - | 36 Months IRA | |
| 1.50% | $500 | - | 24 Months IRA | |
| 1.25% | $500 | - | 18 Months IRA | |
| 1.00% | $500 | - | 12 Months IRA | |
| 0.75% | $500 | - | 9 Months IRA | |
| 0.50% | $500 | - | 6 Months IRA | |
| 0.25% | $500 | - | 3 Months IRA |
