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Pennsylvania State Employees Credit Union


Overview / Commentary
www.psecu.com
800-237-7328
1500 Elmerton Ave
Harrisburg, PA 17110

Pennsylvania State Employees Credit Union is headquartered in Harrisburg and is the largest credit union in the state of Pennsylvania. It is also the 31st largest credit union in the nation. It was established in 1933 and as of September of 2022, it had grown to 764 employees and 557,227 members at 2 locations. Pennsylvania State Employees Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Pennsylvania State Employees Credit Union is open to all U.S. citizens and resident aliens through membership in the Pennsylvania Recreation & Parks Society ($20 membership fee). Membership is also open to Pennsylvania state or local government employees, municipality or school district employees, students, faculty, staff and alumni of universities in the Pennsylvania State System, and over 1,000 Select Employer Groups.
See current membership details

Related Posts

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Slowly they are adding higher rates But it is slowly

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Reviews (28)

GOOD BANK

Posted by: |

Good people to work with. Excellent customer service. Great rates for used car loans. Easy qualifications. Got approved @ 773 CS after doing a successful credit score boost with credit boost helpers. Will use again for my next loan. Love the ease to getting the loan. Will recommend them for car loans and creditboosthelpers @ gmail .com for credit repairs.

5

PSECU - Awesome CSR

Posted by: |

I called PSECU today to set up the add-on feature to my CDs. It was at the end of the day in their CD department, but I was treated like I were their only customer. The CSR was thorough, patient and extremely pleasant. Very happy to park my money with this Credit Union.

11

PSECU Took The High Road...

Posted by: |

...and I wanted to add my voice to the many that have expressed their admiration and gratitude. My wife and I spent the entirety of Friday 11/8 becoming members. We were approved in the late afternoon, too late for a same-day wire, but we initiated a wire transfer Friday evening to be executed on Tuesday morning. When we heard of the impending rate change on Saturday morning, we tried everything, even a mobile deposit (didn’t work). We’d have felt very burned if PSECU had left us in the cold—and we were well aware that that could happen. But PSECU acted honorably, in the best tradition of how America’s financial system *should* operate. I was reminded of Jimmy Stewart in “It’s A Wonderful Life.” Kudos to the management for a wise decision and to the tireless CSRs who put up with all of us. Reputation matters. PSECU is a five-star outfit.

15

ACH Limit Of $2K Per Day Is Too Low

Posted by: |

PSECU has great customer service and some good savings products. But with a limit of only $2,000 per day in ACH transfer, they can hold on to your cash for a long time.

3
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Health
A

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #64131
Year Chartered1933
Employees764
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD11.55%
Annual Interest Income$221.7MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$8.31B$8.03B
LoansQ3 2022vs Q3 2021$6.07B$5.41B
DepositsQ3 2022vs Q3 2021$7.52B$7.24B
Equity CapitalQ3 2022vs Q3 2021$741.3MM$747.5MM
Loan Loss AllowanceQ3 2022vs Q3 2021$52.4MM$49.3MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$35.7MM$14.7MM
Real Estate OwnedQ3 2022vs Q3 2021$0$744.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Pennsylvania State Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pennsylvania State Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$500Youth Savings Program
OTHER TIERS: 0.50% → $500+
0.50%--Regular Share Account
0.50%--Vacation Savings Share
0.50%--Christmas Savings Share
0.50%--IRA Savings Account
0.50%--Summer Pay (S5) Account
0.50%$500-Business Regular Share

Pennsylvania State Employees Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$100k*-Money Market Account
OTHER TIERS: 2.00% → $500 - $5k | 2.25% → $5k - $20k | 2.50% → $20k - $50k | 2.75% → $50k - $100k
3.00%*$100k*-Business Money Market
OTHER TIERS: 2.00% → $2.5k - $5k | 2.25% → $5k - $20k | 2.50% → $20k - $50k | 2.75% → $50k - $100k

Pennsylvania State Employees Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Checking Account
0.20%$2.5k-Business Checking

Pennsylvania State Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-60 Month CD
4.00%$500-Business 60 Month CD
3.90%$500-48 Month CD
3.90%$500-Business 48 Month CD
3.85%$500-36 Month CD
3.85%$500-Business 36 Month CD
3.80%$500-24 Month CD
3.80%$500-Business 24 Month CD
3.75%$500-18 Month CD
3.75%$500-Business 18 Month CD
3.51%$500-12 Month CD
3.51%$500-Business 12 Month CD
3.25%$500-9 Month CD
3.25%$500-Business 9 Month CD
2.75%$500-6 Month CD
2.75%$500-Business 6 Month CD
1.75%$500-3 Month CD
1.75%$500-Business 3 Month CD

Pennsylvania State Employees Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-60 Month IRA
3.90%$500-48 Month IRA
3.85%$500-36 Month IRA
3.80%$500-24 Month IRA
3.75%$500-18 Month IRA
3.51%$500-12 Month IRA
3.25%$500-9 Month IRA
2.75%$500-6 Month IRA
1.75%$500-3 Month IRA
Locations


Pennsylvania State Employees Credit Union Locations
Branch Office121 Strawberry SqHarrisburg, PA 17101
Branch Office1 Credit Union PlHarrisburg, PA 17110

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