Featured Savings Rates
Featured Accounts

Pennsylvania State Employees Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%5-year CD60 Months CD
1.00%1-year CD12 Months CD
0.15%SavingsRegular Share Account

Overview / Commentary
717-234-8484
1500 Elmerton Ave
Harrisburg, PA 17110

Pennsylvania State Employees Credit Union is headquartered in Harrisburg and is the largest credit union in the state of Pennsylvania. It is also the 27th largest credit union in the nation. It was established in 1933 and as of December of 2016, it had grown to 655 employees and 426,084 members at 22 locations. Pennsylvania State Employees Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Pennsylvania State Employees Credit Union is open to Pennsylvania residents who are members of Pennsylvania Recreation & Parks Society ($20 membership fee). Membership is also open to Pennsylvania state or local government employees, municipality or school district employees, students, faculty, staff and alumni of universities in the Pennsylvania State System, and over 1,000 Select Employer Groups.
See current membership details

Related Posts

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Credit Unions are the way to go

Posted by: MikeOwens | Jan 10, 2017

I initially got hooked up with PSECU when I purchased my car. The dealer recommended I get my financing through them as their rates were the best in the area. I now use them as my go-to bank and I'm incredibly impressed with their service. The people are very nice and helpful. They are helpful with my checking and savings account questions any time I need them. They have decent services online. Overall, I would recommend them.

PSECU

Posted by: KendraAcri | Jan 6, 2017

I have had PSECU (Pennsylvania State Employee Credit Union) since I was sixteen. My favorite part of being a member of their institution is that when I deposit a check to my account remotely, the money is there to immediately use. There isn't a 3-5 day waiting period like there is with other banks. I also like that they have a courtesy overdraft policy. If you write a check out and there isn't enough money in your account, they will allow the check to still clear, and then they will only charge you a small fee of $30 for it. I don't know about anyone else, but bouncing a check is so embarrassing and there courtesy feature eliminates that headache. PSECU's customer service is also second to none. They are available 7 days a week, 24 hours a day. I have had to call multiple times after hours and they are also there to answer and with a minimal wait time.

Great Credit Union

Posted by: patbb | Jul 21, 2016

I have been using this credit union for many years and it has always been the best. Whenever I experience a problem, they resolve the situation quickly. When traveling overseas, they were easy to deal with back in the 1990's. They were so accommodating in setting up an account for my daughter to use while abroad. They waive their fees for ATM transactions. I have used them for a car loan for my daughter, and it was so easy to do. I have an IRA and multiple other accounts with them.

PSECU Is Reliable With Financial Transactions

Posted by: Flash20 | Jun 5, 2015

I am pretty happy with PSECU. I have a checking account with them that also serves as a debit account. I have never had a problem with them involving my money or any transaction I made. I did have a problem that involved them but they handled it very professionally and was a great help to me. Someone stole my debit card and they managed to get my PIN number as well. They then made two false deposits into my account and immediately withdrew the money. I didn't have much in at the time which is why they made the false deposits. This happened in the middle of the night. PSECU called me the next day to ask about the situation. Since I had nothing to do with it they investigated the issue and got to the bottom of it. I lost no money and was not penalized for anything. They gave me a new checking account and debit card since my information was jeopardized. I am very happy they handled it the way they did. It is not their fault someone stole my card and my PIN number. I am also happy that they were not accusatory towards me. As for the rest of using their services, I have had no problems. I don't have a withdrawal minimum like a bank account I used to have. I am not charged for not using my debit card enough. Hopefully I have no future problems but I am confident that it will be managed well if I do.

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Health

Health Grade Components

Overall
NCUA #64131
Year Chartered1933
Employees655
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD8.93%
Annual Interest Income$174.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$4.81B$4.49B
LoansQ4 2016vs Q4 2015$3.59B$3.36B
DepositsQ4 2016vs Q4 2015$4.26B$3.98B
Equity CapitalQ4 2016vs Q4 2015$514.6MM$469.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$49.6MM$56.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$25.0MM$21.9MM
Real Estate OwnedQ4 2016vs Q4 2015$145.00K$448.00K
Rates
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Pennsylvania State Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Regular Share Account
0.15%--Vacation Savings Share
0.15%--Christmas Savings Share
0.15%--IRA Savings Account
0.15%--Summer Pay (S5) Account

Pennsylvania State Employees Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-Money Market Account

Pennsylvania State Employees Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Checking Account

Pennsylvania State Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Months CD
2.00%$500-48 Months CD
1.75%$500-36 Months CD
1.50%$500-24 Months CD
1.25%$500-18 Months CD
1.00%$500-12 Months CD
0.75%$500-9 Months CD
0.50%$500-6 Months CD
0.25%$500-3 Months CD

Pennsylvania State Employees Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Months IRA
2.00%$500-48 Months IRA
1.75%$500-36 Months IRA
1.50%$500-24 Months IRA
1.25%$500-18 Months IRA
1.00%$500-12 Months IRA
0.75%$500-9 Months IRA
0.50%$500-6 Months IRA
0.25%$500-3 Months IRA
Locations

Pennsylvania State Employees Credit Union has 22 locations. Click to view all Pennsylvania State Employees Credit Union locations.