Featured Savings Rates
Featured Accounts

Pennsylvania State Employees Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%5-year CD60 Months CD
1.00%1-year CD12 Months CD
0.15%SavingsRegular Share Account

Overview / Commentary
717-234-8484
1500 Elmerton Ave
Harrisburg, PA 17110

Pennsylvania State Employees Credit Union is headquartered in Harrisburg and is the largest credit union in the state of Pennsylvania. It is also the 27th largest credit union in the nation. It was established in 1933 and as of March of 2017, it had grown to 677 employees and 429,218 members at 22 locations. Pennsylvania State Employees Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Pennsylvania State Employees Credit Union is open to Pennsylvania residents who are members of Pennsylvania Recreation & Parks Society ($20 membership fee). Membership is also open to Pennsylvania state or local government employees, municipality or school district employees, students, faculty, staff and alumni of universities in the Pennsylvania State System, and over 1,000 Select Employer Groups.
See current membership details

Related Posts

$150 Direct Deposit Bonus - PA - 5/22/2017

Saw this at a PSECU branch in Harrisburg, but they have branches throughout PA To receive $150, new members must: join PSECU before 6/30/2017 with a promotional code (FS150); sign up and be approved for Checking, Debit Card and Online Banking; and establish one or more qualifying payroll Direct Deposits that together total $300 per calendar month, recurring monthly, within 90 days of establishing membership. https://www.psecu.com/promo/

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Credit Unions are the way to go

Posted by: MikeOwens | Jan 10, 2017

I initially got hooked up with PSECU when I purchased my car. The dealer recommended I get my financing through them as their rates were the best in the area. I now use them as my go-to bank and I'm incredibly impressed with their service. The people are very nice and helpful. They are helpful with my checking and savings account questions any time I need them. They have decent services online. Overall, I would recommend them.

PSECU

Posted by: KendraAcri | Jan 6, 2017

I have had PSECU (Pennsylvania State Employee Credit Union) since I was sixteen. My favorite part of being a member of their institution is that when I deposit a check to my account remotely, the money is there to immediately use. There isn't a 3-5 day waiting period like there is with other banks. I also like that they have a courtesy overdraft policy. If you write a check out and there isn't enough money in your account, they will allow the check to still clear, and then they will only charge you a small fee of $30 for it. I don't know about anyone else, but bouncing a check is so embarrassing and there courtesy feature eliminates that headache. PSECU's customer service is also second to none. They are available 7 days a week, 24 hours a day. I have had to call multiple times after hours and they are also there to answer and with a minimal wait time.

PSECU for the win

I started banking with them more than ten years ago. The customer service has always been and continues to be the best I've ever dealt with in my experience. They are helpful and knowledgeable. The websit is easy to navigate. I have a checking and savings account with them, and I also got a car loan from them. It was easy to obtain and easy to make monthly payments. I would absolutely use them for a loan again.

PSECU treats their customers like human beings

Posted by: peggyrocha | Jun 8, 2017

My experience with Pennsylvania State Employees Credit Union has been nothing but phenomenal, and has confirmed for me that I hope never to do business with any bank other than a SECU if I can help it. PSECU does not find senseless, obnoxious ways to squeeze more and more pennies out of their customers. Their customer service is excellent; it is easy to reach a competent representative without sitting through an insulting Q&A session with a robot. The people I deal with at this institution are actually happy to help with any issues I may have, and if they can't help, they show a genuine interest in finding me someone who can. Overall, the ethos of PSECU is that the money I deposit with them is MY money, not theirs, and that they have an obligation to continually renew the values that earned my business in the first place. Finally, I appreciate that they do not participate in predatory practices that put their customers' money at undue risk. Literally every good thing I've listed here I have found to be absent or the opposite at all other financial institutions I have used throughout my life. PSECU is a breath of fresh air.

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Health

Health Grade Components

Overall
NCUA #64131
Year Chartered1933
Employees677
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD9.7%
Annual Interest Income$45.9MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$5.01B$4.61B
LoansQ1 2017vs Q1 2016$3.61B$3.37B
DepositsQ1 2017vs Q1 2016$4.46B$4.10B
Equity CapitalQ1 2017vs Q1 2016$527.6MM$485.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$48.2MM$53.8MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$19.6MM$19.3MM
Real Estate OwnedQ1 2017vs Q1 2016$362.00K$355.00K
Rates
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Pennsylvania State Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Regular Share Account
0.15%--Vacation Savings Share
0.15%--Christmas Savings Share
0.15%--IRA Savings Account
0.15%--Summer Pay (S5) Account

Pennsylvania State Employees Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-Money Market Account

Pennsylvania State Employees Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Checking Account

Pennsylvania State Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Months CD
2.00%$500-48 Months CD
1.75%$500-36 Months CD
1.50%$500-24 Months CD
1.25%$500-18 Months CD
1.00%$500-12 Months CD
0.75%$500-9 Months CD
0.50%$500-6 Months CD
0.25%$500-3 Months CD

Pennsylvania State Employees Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Months IRA
2.00%$500-48 Months IRA
1.75%$500-36 Months IRA
1.50%$500-24 Months IRA
1.25%$500-18 Months IRA
1.00%$500-12 Months IRA
0.75%$500-9 Months IRA
0.50%$500-6 Months IRA
0.25%$500-3 Months IRA
Locations

Pennsylvania State Employees Credit Union has 22 locations. Click to view all Pennsylvania State Employees Credit Union locations.