2. Penobscot County Federal Credit Union

Penobscot County Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.25%Reward Checking
1.33% - National Average
1.25%Reward Savings
0.62% - National Average
3.00%5-year CD
2.27% - National Average
View all Penobscot County Federal Credit Union rates »

Overview / Commentary
www.penobscotfcu.com
207-827-3165
205 Main St
Old Town, ME 04468

Penobscot County Federal Credit Union is headquartered in Old Town and is the 35th largest credit union in the state of Maine. It is also the 1,964th largest credit union in the nation. It was established in 1968 and as of December of 2018, it had grown to 25 employees and 10,577 members at 3 locations. Penobscot County Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, volunteer, have immediate family, own a business, or are an organization in Penobscot County, Maine.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Penobscot County Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #18507
Year Chartered1968
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD5.21%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$70.3MM$68.2MM
LoansQ4 2018vs Q4 2017$59.7MM$56.9MM
DepositsQ4 2018vs Q4 2017$63.7MM$61.2MM
Equity CapitalQ4 2018vs Q4 2017$6.3MM$5.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$211.00K$156.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$769.00K$604.00K
Real Estate OwnedQ4 2018vs Q4 2017$171.00K$159.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Penobscot County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Penobscot County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$25kKasasa Saver
OTHER TIERS: 0.49% → $25k+

Penobscot County Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market Account
OTHER TIERS: 0.30% → $2.5k - $10k | 0.40% → $10k - $75k | 0.45% → $75k - $100k

Penobscot County Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*-$15kKasasa Cash
OTHER TIERS: 0.68% → $15k+

Penobscot County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-60 Month CD
2.80%$500-48 Month CD
2.60%$500-36 Month CD
2.40%$500-24 Month CD
2.25%$500-18 Month CD
2.10%$500-12 Month CD
1.80%$500-6 Month CD
1.00%$500-3 Month CD

Penobscot County Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-60 Month IRA
2.80%$500-48 Month IRA
2.60%$500-36 Month IRA
2.40%$500-24 Month IRA
2.25%$500-18 Month IRA
2.10%$500-12 Month IRA
1.80%$500-6 Month IRA
1.00%$500-3 Month IRA
Locations


Penobscot County Federal Credit Union Locations
Branch Office205 Main StOld Town, ME 04468
Branch Office16 Coffin StHowland, ME 04448
Branch Office466 Main StBangor, ME 04401

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.