The County Federal Credit Union


Overview / Commentary
207-554-4700
110 Carmichael Street
Presque Isle, ME 04769

The County Federal Credit Union is headquartered in Presque Isle and is the 7th largest credit union in the state of Maine. It is also the 758th largest credit union in the nation. It was established in 1956 and as of December of 2023, it had grown to 104 employees and 29,926 members at 9 locations. The County Federal Credit Union's savings rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in The County Federal Credit Union is open to those who live, work, or worship in the Maine counties of Aroostook, Penobscot, or Piscataquis.
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Health

Health Grade Components

Overall
NCUA #10794
Year Chartered1956
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7.49%
Annual Interest Income$20.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$460.3MM$445.8MM
LoansQ4 2023vs Q4 2022$346.1MM$318MM
DepositsQ4 2023vs Q4 2022$407.4MM$396.7MM
Equity CapitalQ4 2023vs Q4 2022$48.6MM$45.4MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.2MM$693K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.3MM$934K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not The County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$100k*-Premium Savings Account
OTHER TIERS: 1.51% $2k - $10k | 2.02% $10k - $50k | 2.58% $50k - $100k
3.25%*$100k*-Business Premium Savings Account
OTHER TIERS: 1.51% $2k - $10k | 2.02% $10k - $50k | 2.58% $50k - $100k
0.40%$100-IRA Club Account
0.20%$5-Christmas Club
0.20%$5-Multipurpose Club
0.15%--Share Account
0.12%$5-Escrow Club
0.05%$2.5k-HSA Account

The County Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$2.5k*$10kYES Account
OTHER TIERS: 0.05% $15k+ | 1.00% $10k - $15k
0.05%$2.5k-Draft Account

The County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%$500-1 Year Share Certificate
4.59%$500-18 Month Share Certificate
4.33%$500-2 Year Share Certificate
3.97%$500-3 Year Share Certificate
3.97%$500-4 Year Share Certificate
3.97%$500-5 Year Share Certificate
3.82%$500-6 Month Share Certificate
0.80%$500-3 Month Share Certificate

The County Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%$500-1 Year IRA Certificate
5.12%$500-1 Year CESA
4.59%$500-18 Month IRA Certificate
4.59%$500-18 Month CESA
4.33%$500-2 Year IRA Certificate
4.33%$500-2 Year CESA
3.97%$500-3 Year IRA Certificate
3.97%$500-4 Year IRA Certificate
3.97%$500-5 Year IRA Certificate
3.97%$500-3 Year CESA
3.97%$500-4 Year CESA
3.97%$500-5 Year CESA
3.82%$500-6 Month IRA Certificate
3.82%$500-6 Month CESA
0.80%$500-3 Month IRA Certificate
0.80%$500-3 Month CESA
Locations


The County Federal Credit Union Locations
Branch Office110 Carmichael StPresque Isle, ME 04769
Branch Office247 North StHoulton, ME 04730
Branch Office232 Main StFort Fairfield, ME 04742
Branch Office776 Main StPresque Isle, ME 04769
Branch Office82 Bennett DrCaribou, ME 04736
Branch Office1 Benjamin StMars Hill, ME 04758
Branch Office466 Main StBangor, ME 04401
Branch Office16 Coffin StHowland, ME 04448
Branch Office205 Main StOld Town, ME 04468-1412

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