Overview / Commentary
My Pensacola Credit Union is headquartered in Pensacola and is the 76th largest credit union in the state of Florida. It is also the 1,999th largest credit union in the nation. It was established in 1953 and as of December of 2019, it had grown to 16 employees and 4,832 members at 1 location. My Pensacola Credit Union's CD rates are 33% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Escambia County, Florida.
See current membership details
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. My Pensacola Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 8442 |
| Year Chartered | 1953 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.98% |
| Return on Equity - YTD | 5.32% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $68.8MM$69.4MM |
| Loans | Q4 2019vs Q4 2018 | $25.2MM$24.9MM |
| Deposits | Q4 2019vs Q4 2018 | $55.5MM$57.3MM |
| Equity Capital | Q4 2019vs Q4 2018 | $12.7MM$11.8MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $213.00K$215.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $185.00K$157.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |