My Pensacola Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mypensacolacu.com

850-432-9939

108 S Reus St
Pensacola, FL 32502

My Pensacola Credit Union is headquartered in Pensacola and is the 77^th largest credit union in the state of Florida. It is also the 1,962^nd largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 21 employees and 4,572 members at 1 location. My Pensacola Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Escambia County, Florida.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. My Pensacola Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	8442
Year Chartered	1953
Employees	21
Primary Regulator

Profit Margin
Return on Assets - YTD	0.37%
Return on Equity - YTD	2.13%
Annual Interest Income	$805K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$86.6MM$84.1MM
Loans	Q1 2025vs Q1 2024	$31.7MM$33.4MM
Deposits	Q1 2025vs Q1 2024	$70.9MM$68.8MM
Equity Capital	Q1 2025vs Q1 2024	$15MM$14.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$366K$257K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$54K$151K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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My Pensacola Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$0	-	Christmas Club Account
0.30%	$100	-	Teens Club Account
0.30%	$100	-	Savings (Share) Accounts
0.30%	$100	-	Kids "Clubhouse" Club Account
0.30%	$0	-	Special Savings Club Account

My Pensacola Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.85%	$1k	$50k	5 Month Share Certificate Special - New Money
3.50%	$1k	-	60 Month Share Certificate
3.30%	$1k	-	48 Month Share Certificate
3.25%	$1k	-	18 Month Share Certificate
3.25%	$1k	-	24 Month Share Certificate
3.25%	$1k	-	36 Month Share Certificate
3.15%	$1k	-	12 Month Share Certificate
2.50%	$1k	-	6 Month Share Certificate

My Pensacola Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.50%	$0	-	60 Month IRA Certificate
3.30%	$0	-	48 Month IRA Certificate
3.25%	$0	-	18 Month IRA Certificate
3.25%	$0	-	24 Month IRA Certificate
3.25%	$0	-	36 Month IRA Certificate
3.15%	$0	-	12 Month IRA Certificate
0.30%	$0	-	IRA Passbook

Locations

My Pensacola Credit Union Locations
Branch Office	108 S Reus St	Pensacola, FL 32502-5718

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