My Pensacola Credit Union


Overview / Commentary
850-432-9939
108 S Reus St
Pensacola, FL 32502

My Pensacola Credit Union is headquartered in Pensacola and is the 77th largest credit union in the state of Florida. It is also the 1,962nd largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 21 employees and 4,572 members at 1 location. My Pensacola Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Escambia County, Florida.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. My Pensacola Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #8442
Year Chartered1953
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD2.13%
Annual Interest Income$805K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$86.6MM$84.1MM
LoansQ1 2025vs Q1 2024$31.7MM$33.4MM
DepositsQ1 2025vs Q1 2024$70.9MM$68.8MM
Equity CapitalQ1 2025vs Q1 2024$15MM$14.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$366K$257K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$54K$151K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


My Pensacola Credit Union Locations
Branch Office108 S Reus StPensacola, FL 32502-5718

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