Overview / Commentary
My Pensacola Credit Union is headquartered in Pensacola and is the 77th largest credit union in the state of Florida. It is also the 1,962nd largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 21 employees and 4,572 members at 1 location. My Pensacola Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Escambia County, Florida.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. My Pensacola Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 8442 |
| Year Chartered | 1953 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 2.13% |
| Annual Interest Income | $805K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $86.6MM$84.1MM |
| Loans | Q1 2025vs Q1 2024 | $31.7MM$33.4MM |
| Deposits | Q1 2025vs Q1 2024 | $70.9MM$68.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $15MM$14.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $366K$257K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $54K$151K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |