Pentucket Bank Reviews and Rates

Pentucket Bank

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pentucketbank.com

978-372-7731

One Merrimack Street
Haverhill, MA 01830

Pentucket Bank is headquartered in HAVERHILL and is the 48^th largest bank in the state of Massachusetts. It is also the 959^th largest bank in the nation. It was established in 1891 and as of March of 2025, it had grown to 109 employees at 6 locations. Pentucket Bank's CD rates are 4X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	90208
Year Established	1891
Employees	109
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.04%
Return on Equity - YTD	0.39%
Annual Interest Income	$12MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.08B$1.03B
Loans	Q1 2025vs Q1 2024	$856.8MM$816.1MM
Deposits	Q1 2025vs Q1 2024	$856.8MM$803.5MM
Equity Capital	Q1 2025vs Q1 2024	$108.2MM$103.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.9MM$7.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$7.6MM$2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pentucket Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.12%	$0	-	Statement Savings - Standard
0.02%	$10	-	Business Statement Savings

Pentucket Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.31%^*	$500k^*	-	Money Market Account
OTHER TIERS: 1.13% → $1k - $10k \| 1.16% → $10k - $50k \| 1.21% → $50k - $500k
1.31%^*	$500k^*	-	Business Money Market Account
OTHER TIERS: 1.06% → $1k - $10k \| 1.21% → $10k - $50k \| 1.26% → $50k - $500k

Pentucket Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$0	$15k	Rewards Checking
OTHER TIERS: 0.01% → $15k+
0.11%	$5k	-	Relationship Checking - Premier
0.06%	$1k	-	Relationship Checking - Plus
0.05%^*	$50k^*	-	Business Now Advantage
OTHER TIERS: 0.02% → $1k - $50k
0.01%	$0	-	Lifeline 18/65 Checking

Pentucket Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$500	-	5 Month CD Special w/checking
4.00%	$500	-	1 Year CD
4.00%	$500	-	18 Month CD
3.75%	$500	-	2 Year CD
3.75%	$500	-	3 Year CD
3.47%	$500	-	6 Month CD
3.00%	$500	-	4 Year CD
3.00%	$500	-	5 Year CD

Pentucket Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	1 Year IRA CD
4.00%	$500	-	18 Month IRA
3.75%	$500	-	2 Year IRA CD
3.75%	$500	-	3 Year IRA
3.00%	$500	-	4 Year IRA CD
3.00%	$500	-	5 Year IRA

Locations

Pentucket Bank Locations
Stadium Branch	120 Lincoln Avenue	Haverhill, MA 01830
Hampstead Nh Branch	201 Route 111	Hampstead, NH 03841
Salem Nh Branch	234 North Broadway	Salem, NH 03079
Lowell Avenue Branch	395 Lowell Avenue	Haverhill, MA 01830
Pentucket Bank	1 Merrimack St	Haverhill, MA 01830
North Andover Branch	1065 Osgood Street	North Andover, MA 01845

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